Long-term Care Options Places to Call Home
Long-term Care What is long-term care? Care needed due to: Disability Chronic illness Cognitive impairment Care that encompasses a wide range of medical, emotional, personal, and social services.
Housing Options
Independent Housing Informal support Family Friends Neighbors Formal support Community based long-term care Paid services
Types of Long-term Care Facilities Assisted Living Nursing Homes Intermediate care, less specialized Skilled care, specialized medical Special Care Alzheimer’s Units CCRC
Continuing Care Retirement Communities (CCRCs) What are CCRCs? A life-care facility that provides shelter and health care for the exchange of an entrance fee and periodic monthly payments. A community where residents become “lifelong occupants”
Continuing Care Retirement Communities (CCRCs) Attractions of CCRCs Independent living Financial and psychological security Nursing facility on campus Downsides of CCRCs High entrance fee ($2,000-$500,000) Monthly fees (can be $250-$5,000)
Selecting the Right Facility Evaluate level of care needed Identify facilities that provide level of care needed Identify facilities in geographic area Identify facilities in price range
Choosing the Right Home Ask around Call Visit Visit again Review
Review Your Findings Did they listen to me Did I get to ask my questions Did they give me answers I understood Are the program staff respectful Are there activities I would enjoy Is it clean and pleasant What are the fees Medicare.govMedicare.gov
Paying for Long-Term Care Private pay Medicare Medicaid Long-term care insurance
Planning for Difficult Decisions
Credits This presentation adapted for XXXXX county and presented by: Xxxxxxxx Xxxxxxxx County Cooperative Extension Office Xxxxxxxx phone number/address/ This presentation prepared by: Carolyn S. Wilken, Ph.D., M.P.H. Associate Professor, FYCS Extension Specialist, Gerontology University of Florida