Overview of Applications of Financial Management Supplemental Materials for: Essentials of Corporate Finance (by Ross, Westerfield, & Jordan – Published by McGraw-Hill) Materials Created by Glenn Snyder – San Francisco State University

2 Topics Background on Glenn Snyder Presentation Subjects  Financial Statement Analysis (Chapters 2 & 3)  Bond Valuation (Chapters 4 and 6)  Stock Valuation – Fundamental Analysis (Chapters 2, 3, 5, and 7)  Stock Valuation – Technical Analysis (Chapters 7 and 10)  Project Assessment – (Chapters 4, 8, 9, and 12)  Portfolio Risk & Performance Analysis (Chapter 11)  Corporate Treasury (Chapters 12, 13, 14, and 15)  Cash Management – Key to a Successful Small Business (Chapters 16 and 17)  International Finance (Chapter 18) Contact Information

3 Background on Glenn Snyder Education:  B.A. International Economics – UCLA  M.B.A. Finance & International Business – University of San Francisco  Certificate - Managerial & Supervisory Skills – Cornell University Work History  Commercial Loan Officer – Union Bank of California (3 years)  International Financial Analyst – Franklin Templeton Investments (2 years)  Senior Financial Analyst Portfolio Management – Franklin Templeton Investments (5 years)  Director of Profitability & Analysis – Visa (1 1/2 years) Teaching Experience (5 years)  San Francisco State University Managerial Finance International Trade & Finance

4 Perspective from a Bank Underwriter Loan Package Financial Analysis  Accounts Receivable & Inventory  Uses & Interpretations Financial Statement Projections Cash Flow Analysis Career Advice for Underwriting Presentation Subject – Financial Statement Analysis

5 Perspective from a Fixed Income Research Analyst Credit Analysis  Portfolio Investment Objective  Credit Ratings  Fundamental Research  Buy / Sell Recommendations  Bond Trading Career Advice for Fixed Income Portfolio Management Presentation Subject – Bond Valuation

6 Presentation Subject – Stock Valuation – Fundamental Analysis Perspective from an Equity Research Analyst Fundamental Research  Gathering Data  Building Models  Sell Side Research  Buy / Sell Recommendations Career Advice for Equity Research

7 Perspective from an Equity Research Analyst Quantitative Analysis  Moving Trend Lines  Sources of Data  Buy / Sell Recommendations Career Advice for Equity Research Presentation Subject – Stock Valuation – Technical Analysis

8 Perspective from an Internal Financial Analyst Investment Pool Funding  Projections  IRR vs. NPV  Business Impact  Decision Making Career Advice for Internal Financial Analysts Presentation Subject – Project Assessment

9 Presentation Subject – Portfolio Risk & Performance Analysis Perspective from a Risk & Performance Analyst Portfolio Performance Analysis  Performance & Risk Ratios  Interpretation & Use of Ratios  Impact on Portfolio Management Career Advice for Risk & Performance Analysts

10 Presentation Subject – Corporate Treasury Perspective from a Treasury Analyst Determining Capital Structure Raising Capital Dividend Policy  Dividend Impact to Stock Price Career Advice for Treasury Analysis

11 Presentation Subject – Cash Management – Key to a Successful Small Business Perspective from Small Business Owner Cash Flow, Cash Flow, Cash Flow Financing  Bank Relationships  Loan Covenants  Personal Guarantees Career Advice for Starting Your Own Business

12 Presentation Subject – International Finance Perspective from an International Financial Analyst Why is International Finance Different?  Currency  Culture  Strategies  Time Zones / Communication Career Advice for International Financial Analysis

13 Contact Information Glenn Snyder 825 Columbia Circle Redwood City, CA Work: (650) Cell: (650)