Workers’ Compensation Systems – International Experience Münchener Rück Munich Re Group Munich Re Group.

Slides:



Advertisements
Similar presentations
RISK MANAGEMENT FOR ENTERPRISES AND INDIVIDUALS Chapter 16 Risks Related to the Job: Workers’ Compensation and Unemployment Compensation.
Advertisements

Chapter 1 The Pay Model.
Pension Reform and Labor Market Policies In Central Europe Elaine Fultz Senior Specialist in Social Security International Labor Organization Budapest.
The Danish Labour Market Social security Active labour market policies Life long learning Dynamic labour market Social partners Public authorities The.
CIB W099 - Hong Kong - May 2002 One Country - Two Systems Health Safety’s poor cousin The challenge for the future Alistair Gibb Loughborough University.
WORKERS’ COMPENSATION INSURANCE TOP-UP COVER ROMANIA Victor Schultheiss, Thomas Rothärmel FIAR 2011, 24th May 2011.
Distribution of Workers’ Compensation Cases with Cash Benefits, U.S., 2002* Temporary Disability64% Permanent Partial Disability35 Permanent Total and.
The Ambiguity of Extended Work Careers David J. Ekerdt University of Kansas Ann Richards Invitational Gender and Media Roundtable Brandeis University October.
Statistical Information and some methodological considerations.
OECD World Forum “Statistics, Knowledge and Policy”, Palermo, November Territorial Indicators for Regional Policies Vincenzo Spiezia Head,
Lecture 10 Medical Benefits: The Changing Environment Health Care in United States Taxation Development of Medical Expense Coverage Cost Containment and.
Lecture 2 Introduction to Employee Benefits Why study employee benefits? Define “employee benefits” Show the significance of employee benefits Identify.
CHAPTER © 2012 The McGraw-Hill Companies, Inc. All rights reserved. 13 Workers’ Compensation and Disability.
The Geography Challenge
Susana Bokobo. UAM Marcos Pascual. U.OVIEDO DER
The Tax Treatment of Health Insurance: Introduction and History Sherry Glied, Ph.D. Mailman School of Public Health Columbia University
Workers’ Compensation and Employers’ Liability - 2 Types of Injuries Covered Illinois WC Benefits The WC and Employers Liability Policy Current WC Issues.
Part 2 – US Social Security System from an International Perspective How similar or different is the Social Security system to that of other developed.
History Before Workers Compensation Before the creation of workers compensation laws, employees injured on the job had to prove that the employer’s negligence.
Insurance and Managing Risk Chapter 13 Business Risks Loss of property and stock and cash caused by – Fire – Theft – Flooding, etc. Financial loss caused.
Intergenerational contributions to childcare across Europe Alison Smith University of Edinburgh.
Poverty & Human Capability 101 Introductory Class.
LONG TERM CARE “Lessons from Abroad” JUNE 2005 Dr. Rachelle Kaye June, 2007.
Swedish Health Care in Transition Swedish Health Care in Transition Resources and Results with International Comparisons.
 TAXES AND SPENDING  ECONOMIC INTERVENTION /GOVERNMENT OWNERSHIP  SOCIAL WELFARE PROGRAMS  CIVIL RIGHTS / CIVIL LIBERTIES  EDUCATION  POVERTY.
Workmen’s Compensation System in Sri Lanka
Finance SOCIAL INSURANCE SYSTEMS. Finance Lecture outline  Healthcare insurance system  Retirement insurance system  Unemployment.
1 Pension Challenges and Pension Reforms in OECD Countries Peter Whiteford Social Policy Division OECD
6-1. Employer-Sponsored Disability Insurance and Life Insurance McGraw-Hill/Irwin Copyright © 2009 The McGraw-Hill Companies, Inc. All rights reserved.
Health & Safety in Construction An Introduction. Objectives 1 recognise that accidents are ‘serious stuff’ recognise that accidents are ‘serious stuff’
Sankt Augustin, 6th December 2013
ACCOUNTING FOR EMPLOYEE BENEFITS: Issues of Measurement, Valuation and Social Equivalencies Neil Gilbert School of Social Welfare University of California.
Meeting with the Romanian Motor Insurers’ Bureau Bucharest 19 th August 2004 Ulf Lemor.
Countries of Europe France Spain Italy Germany Which country is this?
Chapter V Incomes and Social Benefits. I. Incomes Conditions in Britain 1. The standard working week is between 35 and 40 hours, five days, Monday to.
1 Announcing … Global broadband subscribers to 30 June 2005 Total: 176 million 115 million * 65% * choose DSL.
Worker’s Compensation is not the result of a federal law or act. Worker’s Compensation is not covered by the EEOC or the Department of Labor. Worker’s.
1 oktober ’15 ZN ‘Providing a unified voice for the Dutch health insurers’ Walter Annard Director Public Affairs.
Presenter: U. Rothe/ U. Manuwald Institution: 3 rd WP7 meeting Istituto Superiore di Sanità, Roma July, 2-3, 2015 Questionnaire on Prevention and Management.
OECD WORK ON PENSION STATISTICS On-going data collection Working Party on Financial Statistics Paris, 6-7 October 2003 Organisation for Economic Co-operation.
Copyright 2010, The World Bank Group. All Rights Reserved. 1 GOVERNMENT FINANCE STATISTICS ANALYTIC FRAMEWORK Part 2 This lecture describes the various.
Flexicurity and the Danish labour market Facts and figures.
Retirement in Europe Annika Sundén Presentation at 16th Annual Meeting of the Retirement Research Consortium “Social Security and the Retirement Income.
European Union – Location 3.1 Miss Richmond Standard Grade Business Management.
THAILAND COUNTRY REPORT “WORKMEN’S COMPENSATION FUND”
Natural gas, and oil sectors in Europe Vaidotas Levickis Fort Worth, Texas 2015.
The majority of these slides were developed by Professor Jeff Brown, Welcome to FIN/LIR 434: Employee Benefits FIN/LIR 434: Employee Benefits.
Strengthening Social Dialogue in the Construction Industry National Seminars Latvia and Lithuania May 2006 Edited by Freek Thomasson.
Northern Europe Label the following countries on the next page, using the color each countries is labeled in, then add capitals to each country using a.
Your first EURES job Making it easier to move and work to recruit young people in Europe.
Education: Comparisons Oct 8, Comparison Trends in high school graduation rates Compared to other nations – Educational attainment – Performance.
Workers Compensation and Employers Liability Insurance Policy Information Page General Section Part One - Workers Compensation Insurance Part Two - Employers.
Political Economics Riccardo Puglisi Lecture 4 Content: Welfare State: Facts, Data and Relevant Issues Economic Policies Size and Composition of the Welfare.
Established in 1971 under the Ministry of Human Resources (formerly known as Ministry of Labor) benefitting employees under the Employment Injury Insurance.
Best Sustainable Development Practices for Food Security UV-B radiation: A Specific Regulator of Plant Growth and Food Quality in a Changing Climate The.
Who is ACE USA?.
Social security measures in India
Unit 7 Review.
The Most Visited Countries
International Human Resource Management
SBDC CEO Accelerator.
International Human Resource Management
37a. Rate of fatalities in construction, selected countries, 2013
The European Parliament – voice of the people
The European Parliament – voice of the people
Types of Insurance Advanced Level.
Introduction to Health Insurance
UIF 1% to max R (Equal ER & EE Contributions)
Introduction to Health and Safety at Work
2006 Rank Adjusted for Purchasing Power
Presentation transcript:

Workers’ Compensation Systems – International Experience Münchener Rück Munich Re Group Munich Re Group

defined by law – accidents – diseases related to work Loss event provided through the employer’s liability insurance under special circumstances compensation for pain and suffering top ups, add ons defined by in- surance companies defined by law benefits in kind medical treatment, Medicaments, rehab., etc.) Benefits in cash One-off payment, Pensions 1. Definition of Workers’ Compensation Coverage Benefits Additional benefits

Organizational basis 2. Characterization of workplace compensation in European countries and USA France Germany Italy Spain Commuting Accidents Inclusion of occupational diseases Monopolistic/PublicMonopolistic/Public Belgium Denmark Finland Norway Portugal Inclusion of occupational diseases Commuting Accidents Competitive/PrivateCompetitive/Private USA

Predominantly WC benefits Dual benefits (WC+EL) –Germany –Italy –Belgium –Denmark –Finland –Norway –France “faute inexcusable” – Spain 1995 Law – UK Parallel by definition >EL USA: “Exclusive remedy” Organizational basis 2. Characterization of workplace compensation in European countries and USA

Premium level * except commuting accidents ** salaried employees/wage earners, excepting commuting accidents and occupational diseases *** except commuting accidents Source: Rating Systems An international comparison of workers’ compensation insurance. MunichRe Characterization of workplace compensation in European countries and USA Different basis

Efficiency Prevention efficiency:development of fatal accident rates European health for all database –Differing definitions –Changes in national accounting systems –Efforts/failures to reduce underreporting –Differing population groups France Germany Italy Spain United Kingdom Deaths due to work-related accidents/100, Characterization of workplace compensation in European countries and USA

European health for all database Insurability of occupational diseases 2. Characterization of workplace compensation in European countries and USA

“Traditional” e.g. metal poisoning, dermatitis, vibration diseases Long latency, multi-causality, diseases induced by new technology, mobile and flexible work force, leading to a difficult assignment of responsibilities of employers and insurers for occupational diseases claims Easy/clear attribution Complex attribution Insurable within a private/competitive setting Insurable within a private/competitive setting Central fund solution Central fund solution Insurability of occupational diseases 2. Characterization of workplace compensation in European countries and USA

Feedback: Privacy Policy Feedback
Do Not Sell My Personal Information
About project: SlidePlayer Terms of Service

© 2025 SlidePlayer.com. Inc. All rights reserved.