Dennis Firmansjah Advisor, Indonesian Financial Services Association

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Presentation transcript:

Dennis Firmansjah Advisor, Indonesian Financial Services Association ASOSIASI PERUSAHAAN PEMBIAYAAN INDONESIA INDONESIAN FINANCIAL SERVICES ASSOCIATION MULTIFINANCE OUTLOOK 2013 Dennis Firmansjah Advisor, Indonesian Financial Services Association

INDONESIA MACROECONOMIC CONDITION

Biro Pembiayaan dan Penjaminan

MULTIFINANCE Companies Performance September 2012

Multifinance Industry Highlight Biro Pembiayaan dan Penjaminan Multifinance Industry Highlight In million of USD Description Dec-05 Dec-06 Dec-07 Dec-08 Dec-09 Dec-10 Dec-11 Sep-12 No. Of Companies 236 214 217 212 198 192 196 Total Asset 10.034 11.463 13.396 17.732 18.362 24.242 30.672 35.266 Account Receivable 6.996 9.803 11.335 14.446 15.004 19.616 25.821 31.288 Loans 6.334 6.887 8.155 11.564 10.733 15.296 19.713 22.191 Bonds 1.071 1.062 1.352 1.210 1.431 1.936 3.188 4.477 Paid in Capital 1.161 1.345 1.550 1.830 1.962 2.155 2.708 Nett Profit/ Loss 367 330 461 671 824 940 977

FINANCING ACTIVITIES In million of USD DETAIL Dec-05 Dec-06 Dec-07 Sep-12 Leasing 2.010 3.436 3.840 5.335 4.898 5.597 8.062 11.316 Factoring 149 137 232 234 213 242 412 429 Credit Card 186 155 152 121 98 92 Consumer Finance 4.652 6.074 7.112 8.757 9.795 13.686 17.346 19.543 TOTAL 6.996 9.803 11.335 14.446 15.004 19.616 25.821 31.288

Financing Activities Portfolio

NPL Multifinance Financing Sector Dec'2011 Sept'2012 Leasing 0.32% 0.29% Factoring 2.81% 1.99% Credit Card NA Consumer Finance 1.59% 1.62% Total 1.21% 1.14%

THE RELATED INDUSTRY

REVIEW OF CAR MARKET IN INDONESIA

CAR 2012 PERFORMANCE

MOTORCYCLES SALES Oct 12

Data source PAABI

Data source PAABI

OPPORTUNITIES IN 2013 Indonesian economic growth is estimated at 6.5% High demand of transportation needs Low Cost Green Car Program (LCGC) Infrastructure Development

Challenges in 2013 The plan to implement minimum down payment for Sharia Financing The Implementation of Fiduciary Regulation Regulation on subsidized fuel restriction The decreasing demand of coal and cpo worldwide, and restriction of unprocessed raw material/natural resources export will impact HE/Trucks financing demands

THANK YOU