FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC AG Select-a-Term ® Preserve-a-Premium

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC With AG Select-a-Term ®, you can offer your clients competitive and Reliable life insurance. Seventeen available durations custom-fit clients’ needs so they pay the right price, not more. By selecting only the term coverage needed 10- or 15- through 30-year term periods—your clients benefit from the ultimate level of customization. AG Select-a-Term ®

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC 17 level term periods Face amounts as low as $100,000 Available in all 50 states Broad selection of riders for customization Convertible AG Select-a-Term ®

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC Competitor data as of 12/24/2012; AGL premium rates as of 1/14/2013. Every attempt has been made to verify accuracy of information, but rates may change at any time. SNT: Standard Nontobacco; PNT: Preferred Nontobacco; SPNT: Standard Plus Nontobacco; PPNT: Preferred Plus Nontobacco. Lower Term Rates

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC Competitor data as of 12/24/2012; AGL premium rates as of 1/14/2013. Every attempt has been made to verify accuracy of information, but rates may change at any time. SNT: Standard Nontobacco; PNT: Preferred Nontobacco; SPNT: Standard Plus Nontobacco; PPNT: Preferred Plus Nontobacco. 3 Prudential rates based on age-last-birthday. Lower Term Rates

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC Flexibility at its best  You tell your client, because they’re not as healthy as expected, that the underwriting offer on their application is “other-than- applied-for?”  Your client responds that they won’t pay the higher premium.  They really need the coverage, but the high premium scares them. Preserve A Premium

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC  AG Select-a-Term® greatly improves your chances in placing the business.  Other insurance companies sell policies that last for 10, 15, 20, or 30 years.  AG Select-a-Term offers 17 different durations for 10 years, or from 15 to 30 years.  This typically allows you to offer the same face amount, but for a shorter duration than originally planned.  Coverage period is shorter, but the face amount is unchanged, and the premium can be about the same as originally quoted. Here’s The Solution…

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC Let’s Take A Look

FOR BGA USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC Questions 9

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC Policies issued by: American General Life Insurance Company (AGL), 2727-A Allen Parkway, Houston, Texas AG Select-a-Term Policy Form Number 07007, AG Select-a-Term Policy Form Number ICC , Accidental Death Benefit Rider Form Number 79002, Child Rider Form Number 79410, Disability Income Rider Form Number 06305, Terminal Illness Rider Form Number 91401, Waiver of Premium Rider Form Number 79001, Select Income Rider Form Number 08818, AG ROP Select-a-Term Policy Form Number 10001, Term Conversion Option Endorsement AGLC AG Select-a-Term Policy Form Number 09007N, Accidental Death Benefit Rider Form Number ADB 79-1E, Child Rider Form Number CI 79-1E, Waiver of Premium Rider Form Number WP 79-1E, Select Income Rider Form Number 08818N, AG ROP Select-a-Term Policy Form Number 10001N, Term Conversion Endorsement AGLC103527N. The underwriting risks, financial and contractual obligations and support functions associated with products issued by AGL are the issuing insurer’s responsibility. Guarantees are subject to the claims-paying ability of the issuing insurance company. American General Life Companies, is the marketing name for a group of affiliated domestic life insurers, including AGL. Important: Prior to soliciting business, be certain that you are appropriately licensed and appointed with the insurer and that the product has been approved for sale by the insurer in that state. If uncertain, contact your American General Life Companies representative for assistance. FOR PRODUCER USE ONLY — NOT FOR DISSEMINATION TO THE PUBLIC AGLC © All rights reserved.