Are You Totally Protected? You Are With Me!!

Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since  Non-captive agents working for you, not the insurance company  26 years of Health and Life Insurance Specialization  A+ rating with the Better Business Bureau  Representing top-rated companies as determined by A.M. Best About Your Agent  USA Benefits Group Eagle Division Manager since 2003  Expert In Senior Health Benefits  4000 Customers  16 Third Generation Families  CHU certified since 1998  37 Years Of Providing insurance Solutions For The Question: “Are You Totally Protected” “Are You Totally Protected”

My Goals For Today…  Statistics For Hospital Confinements Medicare And You  Medicare Rules And You  Overview Of Medicare Supplement Plans  Medicare Supplements Vs. Medicare Advantage  Review Your Best Options  Pick A Plan That Saves You Money  Enrollment Procedure

*82% Heart Stroke Cancer Accidents All other procedures and surgeries WE GIVE YOU OPTIONS WE GIVE YOU FINANCIAL SECURITY *AMERICAN HOSPITAL ASSOCIATION Statistics For Hospital Confinements  68% of all hospital confinements are related to the 3 most common critical illnesses  14% of all hospital confinements are related to accidental injuries  MEDICARE SUPPLEMENT  You Can Go To Any Doctor Or Hospital Anywhere.  Your Covered 100%  You Have No “FINANCIAL” Surprises

Plan Overview

Let’s Compare Your Options YOUR NOT IN CONTROL Medicare Supplements YOU ARE IN CONTROL Any Provider Any Where Providers Will Accept “NEW” Patients 100% Coverage No “FINANCIAL” Surprises Medicare Advantage YOU ARE NOT IN CONTROL 150 Fewer Plans In 2014 HMO Providers Only Regional Coverage Only Uncertainty Financial Surprises No Financial Surprises 100% Coverage Any Provider / Anywhere Medicare Advantage Vs. Medicare Supplement

Medicare Supplement Plan “F” TOP SIX REASONS  YOU HAVE 100% CONTROL  Low Out-of-pocket Costs, Your Covered 100%  Providers Accept Patients with Medicare Supplement Insurance  You Can Go To Any Doctor Or Hospital Anywhere.  Coverage is Guaranteed Renewable  You Have No “FINANCIAL” Surprises Part B Deductible you pay $0 Part A Deductible you pay $0 Daily room Charges you pay $0 Outpatient Surgery & services you pay $0 Blood Deductible you pay $0 Lab & x- rays you pay $0 PLAN “F”

Medicare Supplement Plan “G” TOP SIX REASONS  YOU HAVE 100% CONTROL  Low Out-of-pocket Costs, Your Covered 100%  Providers Accept Patients with Medicare Supplement Insurance  You Can Go To Any Doctor Or Hospital Anywhere.  Coverage is Guaranteed Renewable  You Have No “FINANCIAL” Surprises Part B Deductible you pay $147 Part A Deductible you pay $0 Daily room Charges you pay $0 Outpatient Surgery & services you pay $0 Blood Deductible you pay $0 Lab & x- rays you pay $0 PLAN “G”

Top Six Reasons For Medicare Supplement TOP SIX REASONS  YOU HAVE 100% CONTROL  Low Out-of-pocket Costs, Your Covered 100%  Providers Accept Patients with Medicare Supplement Insurance  You Can Go To Any Doctor Or Hospital Anywhere.  Coverage is Guaranteed Renewable  You Have No “FINANCIAL” Surprises Part B Deductible you pay $147 Part A Deductible you pay $0 Daily room Charges you pay $0 Outpatient Surgery & services you pay $0 Blood Deductible you pay $0 Lab & x- rays you pay $0 PLAN “G”

MUTUAL OF OMAHA PLAN “G” Covers Everything 100% Except Part “B” Deductible INCLUDES $20,000 FINAL EXPENSE PLAN TOTAL PROTECTION PLUS USA BENEFITS GROUP TOTAL PROTECTION PLUS Will Schroer Family / / Medicare Supplement / Final Expense $904 STANDARD PLAN MUTUAL OF OMAHA PLAN “F” Covers Everything 100% $1,084 USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE PAY THE BILLS 100% HAVE NO “FINANCIAL” SURPRISES