Adventures In Auto Insurance Created by Oregon’s Department of Consumer and Business Services, Insurance Division.

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Adventures In Auto Insurance Created by Oregon’s Department of Consumer and Business Services, Insurance Division.

$50,000 $10,000 $1,000 $25,000 AB C D Buy your Car

$50,000 You will need to make $750 monthly payments for 5 years Your bank will make you buy really good insurance until you pay it off. Make a $10,000 down payment

$25,000 You will need to make $375 monthly payments for 5 years Your bank will make you buy really good insurance until you pay it off. Make a $5,000 down payment

$10,000 You are able to pay cash for this You can buy however much insurance you want Pay $10,000

$1,000 You are able to pay cash for this You can buy however much insurance you want Pay $1,000

Let’s buy insurance! Bodily injury liability $180 Property damage liability $60 Personal injury protection (PIP) $60 Uninsured motorist bodily injury $10 Uninsured motorist property $10 Collision $70 Comprehensive $10 Required Coverage (Optional) Required by Banks

Add up your coverage This is your monthly payment and your premium $750: Car payment +$400: Insurance $1,150: A month $375: Car payment +$400: Insurance $775: A month

Add up your coverage This is your monthly payment (your premium) $0: Car payment +$310: Insurance $310: A month $0: Car payment +$310: Insurance $310: A month

What’s your deductible? How much do you want to pay if you are in an accident? $250 deductible Add $100 to your premium $500 deductible Add $50 to your premium $1,000 deductible Add $25 to your premium

Land on a Odd Number Bad Things Happen Land on a Even Number Good Things Happen Finished

You Completed a Driver’s Education Course You can deduct $50 from your Monthly Premiums

You have improved your Credit Score You can deduct $50 from your Monthly Premiums

You are a good Student You can deduct $100 from your Monthly Premiums

You Don’t Text while Driving You can deduct $100 from your Monthly Premiums

You maintain a clean driving record You can deduct $100 from your Monthly Premiums

You text while driving You add $100 to your Monthly Premiums

You hit a parked car Pay your deductible 250 / 500 / 1,

You were ticketed for speeding You add $50 to your Monthly Premiums

You forgot to use your seatbelt You add $50 to your Monthly Premiums

You Ran a Red Light You add $50 to your Monthly Premiums

How did you do? How much money did you end up spending? What caused you to spend as much as you did?

If you need help with your insurance, contact an Oregon Insurance Division consumer advocate. We speak insurance. We'd like to help.

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