Developments in EULIS PCC conference June 21 th 2013, Dublin Rik Wouters Managing Director EULIS EEIG
Programme What is EULIS? New features EULIS Strategy Major theme’s
What is EULIS? European Economic Interest Group: NGO not-for-profit Development portal started 2002 EULIS’ ambition is to be the first call for European land and property information The long term vision is to help create an environment: –To facilitate cross border lending –To facilitate transfer of title cross border by providing legal and related information
Who can use EULIS? Professional customers: Banks, lenders, Solicitors, legal professionals Estate agents Credit agencies, Auditors Enforcement agencies, police & investigative authorities Government departments And last but not least: Individual citizens
What is EULIS?...service EULIS offers direct, easy, online access into member land registers and cadastral organisation across Europe
Reference Info/Glossary
Strategy Policy choices: More connections per country to official registers (LR, Cadastre, Municipality) Information paid but also free of charge One way of information supply Wider range of information (spatial, non-legal) Not the same type information in each country Integration of EULIS portal with e-Justice
Major theme’s More members more users Standardization and extension of info Integration with e-Justice portal
More Members 10 paying members –6 connected countries –3 will (re)connect (Finland/UK/Scotland) –Macedonia new member since March 2013!! 4 pending members –Norway/Iceland/Azerbaijan/Georgia 8-10 have interest –Balkan countries, Russia, Cyprus, Italy, Hungary, Belgium Other countries: place URL on EULIS-website Crucial to have more members…. But there are obstacleas
Connect Balkan countries Name: BALCON Connect 6 Balkan countries to EULIS Sponsor: Sida Start project expected December years project Budget euro (first year) End June: response of the beneficiaries
More users Stakeholder analysis U sers indirect (EMF, ELRA, EU) direct (notaries, banks, citizens) Value creation –Data and information have potentially high value –What type of products and services are appreciated Market research and strategy
Marketing is essential
Marketing is essential
Electric car analogy A good concept is not enough Dodge Zeos
Electric car analogy A good concept is not enough Dodge Zeos - Expensive - Millage - Grid of service points
Why is marketing not enough? Basic conditions should be met: –Portal needs many countries connected –Product needs to meet client requirements Situation –Now 6 connected countries –Information is focused on legal aspect What is needed –More countries connected –Wider range of products? Other types? market research!!
Standardization of info IMOLA and LARESDA project proposals Application for EU grants Standardize Information for interoperability European Land Registry certificate Cooperation between EULIS, ELRA en Eurogeographics and number of LR’s/NMCA
Extend service: standard property document Base Registries Land Registry Cadastre Other property Related registries EULIS- portal Other Property and related information Standard Document with consolidated property information
Which information could be valuable? Preparation: Assessment of the legal situation of the property: owner, encumbrances, easements, prior rights Assessment of the legal situation of connected properties: rights equivalent to property: leasehold, erfpacht, Erbbaurecht, superficie, emphyteeusis etc. encumbrances on the property, rights of way etc. legal situation of the owners: links to marital registers, inheritance information? Economical situation of the lender: other properties? What would German banks expect from EULIS? Andreas Lockow
Conduct of the loan transaction: sale effective? (electronic note to the bank?) mortgage registered? agreed ranking, amount etc.? (electronic note to the bank?) Valuation: community registers, Baulastenverzeichnis and other additional registers zoning (What can be build on the site?), public law information cadaster What would German banks expect from EULIS?
Valuation continued: values of comparable properties, transactions etc. maps photographs For German banks, EULIS can not replace in situ inspection, but can reduce the costs and make inspections more efficient. EULIS can be used for the information for periodic re-assessments. Should the format of EULIS information be standardized for all countries? Standardized information is only useful, if the content of information is really the same. otherwise, it can be misleading. Land registers in Europe give legal information with different effects and content: Examples: What would German banks expect from EULIS?
2.What would German banks expect from EULIS? Structure of land registers
What would German banks expect from EULIS? Transfer of property: "registration vs recordation"
Integration EULIS and e-Justice
EULIS Integration with e-Justice 1.Integration EULIS 1.Technical 2.Functional integration 1.website 2.glossary/ref information 3.portal software 2.Organisational integration: role of EULIS EEIG 3.Feasibility study EU September 2013
EULIS portal (present) portal web-site
EULIS Integration (org.) EU-CommissionEULIS-EEIG What relation? EU-countries via Working Party Wishes Non EU-countries Wishes Users and user groups Connected RI Members Instructions
Conclusions EULIS concept is strong Focus on –Strengthen the contact with user-community –Extend and where possible standardize information –Promotion to the land registers and cadastre Create a win-win by integration with e-Justice
Thank you for your attention! warmly invited to discuss your membership INFO: