Website: Phone Number: Cardea International S.A. 75, Parc d’activités, L-8303, Capellen, Luxembourg

Investment management company founded in 2010 Headquartered in Luxembourg, in the heart of Europe EU licensed & regulated by the Luxembourg CSSF Cardea International Website: Phone:

The Mosaic Global Fund Fund Manager:Cardea International S.A. Fund Administrator:Trident Fund Services Lawyers:Speechly B. Pfeiffer & Partners Auditor:Grant Thornton Custodian:Banque Internationale à Luxembourg Fund Domicile:Luxembourg Fund Liquidity:Monthly Management Fee:Share Classes A-D: 1.25%, E-L: 1.75% Performance Fee:10% HWM Website: Phone:

 Trend-Following Multi-Asset Fund  Invests in Truly Global Assets using ETFs  Year-to-date Performance: +4.10%  July Performance: +5.93% Website: Phone:

Why is Multi-Asset Investing Powerful? Website: Phone:

 We track 120 markets and asset classes - Stocks, Bonds, Currencies, Commodities, REITS,...  We only invest in rising markets – Using our Trend Filter  We utilize Momentum Investing to always capture the strongest assets globally Website: Phone: How do we invest?

Cardea International Tracks 120 Markets & Asset Classes Example Website: Phone: How do we invest?

 Proven and unemotional early exit strategy that reduces volatility and limits potential losses  Can allocate the Fund’s capital to 100% cash if no positive trends available  Reveals potential investment starting a new uptrend  Shift away from standard “buy & hold” & “balanced portfolio” thinking Website: Phone: Benefits of Trend Filtering

Our trend filter keeps us out of markets with major dislocations US Stocks Dow Jones 2008 Website: Phone: Trend Filtering

When the trend starts again, we can buy Dow Jones Recovery 2010 & 2011 Website: Phone: Trend Filtering

 Always invested in the strongest assets  Captures shifts in investor sentiment fast  Creates outperformance since the strongest assets outperform the weakest by several percentage points yearly Website: Phone: Benefits of Momentum Investing

Shift in Investor Sentimet over the last 4 weeks until End Aug 2013 – away from US Stocks into International Stocks and Commodities Website: Phone: Momentum is Key to Investing?

More proof of the power of momentum Website: Phone: The 20% strongest stocks beat the bottom 20% with 10.8% return per year

S&P 500 Index Website: Phone: Recent Pick

Gold During 2013 Website: Phone: Recent Pass

Mosaic Global Fund – Historical Monthly Performance Performance The graphic shows actual data from January 2011, when the fund started, until present. The historical data are modeled (unaudited) based on the current Mosaic Global Fund management strategy. Past performance is not a predictor of future returns. Website: Phone:

Current Allocation – August 2013 Website: Phone:

Cardea International is a European licensed and regulated investment management company with global reach The Mosaic Global Fund’s unique management style blends trend following, momentum and multi-asset class investing! Year-to-date Performance: +4.10% July Performance: +5.93% Summary Website: Phone:

How to Invest Website: Phone:

Please contact us! Cardea International S.A. 75, Parc d’activités L-8308, Capellen, Luxembourg Luxembourg Tel: or Contact Us Website: Phone:

This document is intended for well informed investors and financial advisers. It is for informational purposes only. It is not an offer to sell or a solicitation to buy any financial product. This document is not directed at or intended for use by the general public. Principle loss is possible. Past results are not necessarily an accurate predictor of future results. This document does not substitute for exercise of independent judgment. Cardea International Management S.A is authorized and regulated by the CSSF in Luxembourg to manage the Cardea International Fund S.C.A SICAV-SIF. The mosaic Global Fund is a sub-fund complying with the outlined investment objective and policy of the fund. These directions are to be found in the fund’s prospectus which at all times can be required from the investment manager’s main office. Mosaic Global Fund Disclaimer Website: Phone: