Liberty Mutual AUTO and HOME Voluntary Benefits BigBand Networks

Liberty Mutual Insurance Company About Liberty Mutual.  Private provider of personal automobile, homeowners, workers compensation, general liability, commercial auto, business property, group disability, life and international insurance products and services  Employs approximately 41,000 people in more than 900 offices throughout the world  $94.6 billion in consolidated assets and $25.9 billion in annual consolidated revenue as of 2007  Fortune 100 ranking  J.D. Power and Associates Call Center Certification  Available in all 50 states  Headquartered in Boston

Liberty Mutual Insurance Company Experience the best.  5 th largest property and casualty insurer in the US based on 2007 direct written premium  9 th largest writer of personal lines insurance in the U.S.  10,000+ affinity relationships: employee voluntary benefits programs and alumni and professional association programs  80% of all Liberty Mutual’s new personal insurance business comes from affinity groups.

Liberty Mutual Insurance Company A better way to buy insurance. Insurance products your employees need …  Auto, Home, Life, Condo, Renters  Personal Liability / Umbrella  Identity Fraud Expense  Watercraft  Flood, Earthquake  Motorcycle, Recreational Vehicles

Liberty Mutual Insurance Company A better way to buy insurance. …at a price you’ll really like Since BigBand Networks is participating in this voluntary benefit you could save hundreds of dollars on your auto and home insurance with our exclusive group discount, as well as many other discounts!

Liberty Mutual Insurance Company Savings. Substantial discounts  Employer group discount  Home discounts  Auto discounts  Multi-policy discount Insurance coverages, discounts and credits vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

Liberty Mutual Insurance Company Convenience. Easy to enroll & obtain a quote  Local agent  Onsite rep  Phone  Internet Convenient payment options  Electronic funds transfer (EFT)  Internet  Direct billing

Liberty Mutual Insurance Company Convenience. Based upon a survey of customers participating in Liberty Mutual’s AUTO & HOME Voluntary Benefits program. Convenient payment options  Monthly  Bi-Monthly  Quarterly  Semi-Annually  Yearly

Liberty Mutual Insurance Company We’re there for you...  Extended customer service hours Staffed 7am – 11pm EST Mon–Sat 9am – 7pm EST Sun  24-hour claims reporting by phone or Internet  24-hour roadside hotline for auto customers  24-hour homeowner emergency repair  Contractor network referral program  Fast appraisals  1200 Total Liberty Care facilities

Liberty Mutual Insurance Company Engaging employees and bringing safety to life. Educational seminars* Auto Insurance Homeowners Insurance Safe Driving Gas Savings Energy Efficiency Online Safety Identity Theft * Not available in all states

Liberty Mutual Insurance Company Engaging employees and bringing safety to life. Events Bike Safety Training Fingerprinting – Child Identification Seatbelt Education SADD/Teen Driving Safelite AutoGlass VIN Etching Event Fire Safety McGruff the Crime Dog

Liberty Mutual Insurance Company The benefits of choosing Liberty Mutual. Available FeaturesLiberty Mutual Total vehicle replacement Unlimited towing Unlimited rental Emergency roadside assistance 12-month rate guarantee Licensed in 50 states Accident forgiveness Local sales representative/Local office’s Insurance coverages, discounts and credits vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

Liberty Mutual Insurance Company The proven choice for leading companies.