No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC is able to provide this service because of the Check Clearing Act 21 of Allows post-dated checks to be converted to an Allows post-dated checks to be converted to an ACH payment schedule. ACH payment schedule. Mandates bank regulation requiring ACH payment Mandates bank regulation requiring ACH payment priority vs. traditional checks. priority vs. traditional checks. Mandates bank regulation allowing ACH NSF Mandates bank regulation allowing ACH NSF re-deposits three additional times vs. traditional re-deposits three additional times vs. traditional checks one time only. checks one time only.

 Proof of valid, active checking account  Valid driver’s license, state ID, or military ID Only Three Requirements To Qualify No Credit Check Required In-House EZ Payment Plan

1. The customer signs the "no credit required agreement " for the requested products or services. 2. The customer presents the check(s) payable to the merchant for the products or services. 3. Merchant gets customer approval for the transaction. 4. The customers account will be debited for the transaction on specified dates.

 Guarantees your customers’ payments  Maximum aggregate: $5,  Maximum time for post dates: 3, 6, 9 or 12 months  Merchant does not deposit a single check  Platinum One LLC collects on customer’s bad checks  Single checks guarantee up to $36,000.00

 Merchant cost between 4.95% and 17.95%  Merchant can earn a business/profit builder above the customer’s charged rate  Platinum One LLC provides leased processor, imager, proprietary software and guarantee  Account set up in seven days, which includes application, and delivery of system

 Is not designed to replace existing financing, but to enhance existing financing  Piggy backs over and above existing financing  Guarantees layaway programs  Finances soft costs to enhance profitability

 New automotive sales  Automotive repairs  Wheels and tires  Furniture sales (new and used)  Appliance repairs  Appliance sales (new and used)  Contractors (All)  Funeral homes  Criminal defense attorneys  Computer repair  Medical services  Dental services  Cosmetic services  Churches / Schools  Animal breeders  Rent-to-own centers  Home restoration /clean up  And many more…

 Small to medium-sized businesses. “Main Street America.”  Owned and operated by “Mom And Pop” proprietors  Business should have average ticket of $100 or more.  Emergency services or have-to purchases are especially strong.

Platinum One LLC EZ Payment In House Payment Plan In House Payment Plan Four Plan Options

Platinum One LLC The Platinum Plan:

Platinum One LLC Platinum Plan: For merchants who need all their money to complete customer’s invoice. Merchants who have high material costs or poor cash flow.

Platinum One LLC Platinum Plan: Customer presents a check for the full amount; 1/3 is due same day, balance is spread out over 3, 6, 9 or 12 months Customer presents a check for the full amount; 1/3 is due same day, balance is spread out over 3, 6, 9 or 12 months Merchant receives an approval for the transaction Merchant receives an approval for the transaction Customer determines the duration of the loan Customer determines the duration of the loan Merchant receives full amount within 72 hours Merchant receives full amount within 72 hours $ per month lease (4-year lease) $ per month lease (4-year lease) Full 4-year warranty included Full 4-year warranty included $5.00 statement fee. $5.00 statement fee. Platinum Plan: buyout $3, Platinum Plan: buyout $3, Lease and Application (11 pages) Lease and Application (11 pages) Merchant has the option to transfer lease after 6 months Merchant has the option to transfer lease after 6 months Single check conversion up to $36, Single check conversion up to $36,000.00

Platinum One LLC Platinum Plan: Warranty fee rate: 9.95% % Warranty fee rate: 9.95% % Merchant can increase warranty fee for profit building (example 2% or 3% optional) Merchant can increase warranty fee for profit building (example 2% or 3% optional) Merchant will receive up to $5, within hours (based on account balances and credit score) Merchant will receive up to $5, within hours (based on account balances and credit score) * Restricted businesses * Restricted businesses Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen

Platinum One LLC * For merchants who don’t want or don’t qualify for a lease, there is an option to borrow against their credit card processing. * Credit Card Processing is available for additional commission but not required. commission but not required. All funds are guaranteed (No bounced checks).

Platinum One LLC The Gold Plan The Gold Plan For merchants that can’t wait for their money, and have lower invoices or client charges For merchants that can’t wait for their money, and have lower invoices or client charges $ to $ paid off in 90 days. $ to $ paid off in 90 days. Uses 3-4 checks to process. Uses 3-4 checks to process.

Platinum One LLC Gold Plan: Customer writes first check for 33% down. Customer writes first check for 33% down. Merchant gets approval for that check. Merchant gets approval for that check. Customer writes up to 3 additional checks for remaining balance. Customer writes up to 3 additional checks for remaining balance. Merchant receives funding in 24 to 72 hours Merchant receives funding in 24 to 72 hours $ per month lease (4-year lease). $ per month lease (4-year lease). Full 4-year warranty included. Full 4-year warranty included. $5.00 statement fee. $5.00 statement fee. Lease and application (11 Pages) Lease and application (11 Pages)

Platinum One LLC Gold Plan: Warranty fee rate 11.95% Warranty fee rate 11.95% Merchant can increase warranty fee for profit building (example 2% - 4%) Merchant can increase warranty fee for profit building (example 2% - 4%) All funds are guaranteed (no bounced checks) All funds are guaranteed (no bounced checks) Merchant has the option to transfer lease after 6 months Merchant has the option to transfer lease after 6 months Single check conversion up to $36, Single check conversion up to $36, Credit Card Processing is available for additional commission but not required Credit Card Processing is available for additional commission but not required

Platinum One LLC Gold Plan: buyout $3, * For merchants who don’t want to or don’t qualify for a lease, there is an option to borrow against their credit card processing. *Restricted businesses: Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen. *Restricted businesses: Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen.

Platinum One LLC The Silver Plan The Silver Plan For merchants with poor credit or For merchants with poor credit or limited budgets limited budgets

Platinum One LLC Silver Plan : Manual phone system. No special equipment needed Manual phone system. No special equipment needed No commitment (month to month) No commitment (month to month) $ acquisition fee $ acquisition fee No subscription fee No subscription fee No underwriting No underwriting

Platinum One LLC Silver Plan: Merchants will receive money in hours after initial pull from their customer’s checking account Merchants will receive money in hours after initial pull from their customer’s checking account Maximum of $1, total, 45-day duration Maximum of $1, total, 45-day duration All funds are guaranteed (no bounced checks) All funds are guaranteed (no bounced checks) Includes single check conversion up to $36,000.00

Platinum One LLC Silver Plan: EZ Payment Program over the phone EZ Payment Program over the phone Merchant receives toll-free number access Merchant receives toll-free number access Can be used at multiple locations. Can be used at multiple locations. Silver Plan: Credit Card Processing is available for additional commission but not required. Silver Plan: Credit Card Processing is available for additional commission but not required.

Platinum One LLC Silver Plan Restricted businesses, Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen. Restricted businesses, Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen.

Platinum One LLC Bronze Plan Merchant Services Credit Card Processing

Platinum One LLC Merchant Services can be attached to any of the Platinum One LLC plans or sold as a stand alone. Merchant Services can be attached to any of the Platinum One LLC plans or sold as a stand alone. Improve your sale by offering a more competitive processing company. Improve your sale by offering a more competitive processing company. Increase your monthly residuals by adding Merchant Services. Increase your monthly residuals by adding Merchant Services.

Platinum One LLC Adding Merchant Services can save clients more than their Platinum and Gold lease payments Adding Merchant Services can save clients more than their Platinum and Gold lease payments If Platinum One LLC can’t beat the client’s current processing costs we’ll pay them $ If Platinum One LLC can’t beat the client’s current processing costs we’ll pay them $ Bundling can save time and money Bundling can save time and money

Platinum One LLC. Merchant Application / Lease Fax: Merchant Application / Lease Fax: Or Or Contact: (800) Contact: (800)