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What we will cover today 1.WHO we are 2.WHAT we do 3.WHY so many people are joining us right now 2

LegalShield ▸ Established 1972 ▸ Revenue approx. $450 million ▸ 3.5 million covered lives across U.S.A. and Canada ▸ Over 1 Million Identity Theft members ▸ 2.1 million requests for legal assistance annually ▸ More than 650 employees based in Ada, Oklahoma including extensive in-house customer service representatives 3

Dedicated B2B Division ▸ 34,000 Employee benefits accounts (“Groups”) ▸ 47,000 Small Business accounts ▸ 12,000 Commercial Driver Legal Plans 4

▸ LegalShield gives you the ability to talk to a lawyer on any matter without worrying about high hourly costs. ▸ For one flat monthly fee, you can access legal advice, no matter how traumatic or trivial the issue. ▸ Under the protection of LegalShield you and your family can live your life on your terms worry-free, every day, every night. You need LegalShield 5

▸ Signed a contract or document? ▸ Been overcharged or treated unfairly? ▸ Received a traffic ticket? ▸ Known a victim of identity theft? ▸ Put your estate in order? ▸ Hired or fired employees? ▸ Had issues collecting debt? ▸ Been in a situation where you thought the advice of a lawyer might be useful? ▸ Been in a dispute with a vendor? Have you or your employees ever... Have You Ever… 6

LegalShield Is An Industry Leader 7 ▸ Expert administration of Legal Protection and Identity Theft plans ▸ Our legal plan is the only one that offers 24/7, 365 access to attorneys in covered emergency situations ▸ No other legal plan offers our exclusive Provider Law Firm delivery system. We have a proprietary network of accomplished law firms* covering49 states and Canada ▸ Our Identity Theft plan is the only one in the industry to offer comprehensive restoration services through licensed investigators. We offer this in conjunction with Kroll, the world leader in risk management. *versus a panel referral system

LegalShield Differentiators 8 ▸ Each legal provider is organized to provide service for the membership in its province or state. ▸ Fees are paid to the dedicated LegalShield law firm up front on a per capita basis (over $100m paid per annum). ▸ Calls are accepted and serviced efficiently and effectively. ▸ Service quality is guaranteed by LegalShield provider law firms Quality Control systems (which includes real-time monitoring).

The Market Is Ready! 93% of respondents believe lawyers charge too much. 76% of respondents said that they were hesitant to call a lawyer. 9 out of 10 respondents said if cost were more affordable, they would seek legal advice. Source: The Legal Needs of American Families. A Research Study Conducted by Decision Analyst, Inc. Commissioned by LegalShield 9

The Market Is Ready! ‣ Nearly 90% of Americans say they do not have any form of legal insurance or legal protection service. ‣ Two-thirds of Americans say they have never heard of any such plans or services. ‣ More than 60% reported they would be interested in purchasing legal protection. Source: The Legal Needs of American Families. A Research Study Conducted by Decision Analyst, Inc. Commissioned by LegalShield 10

Bottom Line For Employers Your employees’ legal problems cost them in terms of: ‣‣‣‣‣‣ *LSK Associates Study Studies show that individuals with legal problems: ‣ Are absent from work FIVE TIMES more than average ‣ Use their medical benefits FOUR TIMES more than average ‣ Use sick leave TWICE AS OFTEN than average ‣ Experience a SUBSTANTIAL REDUCTION in productivity Absenteeism Reduced Productivity Increased Health Insurance Costs 11

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Legal Plan for Small Business Exceptional Value for Businesses with fewer than 100 employees 13 Small Biz 10Small Biz 50Small Biz 100 Employees 10 or fewer50 or fewer100 or fewer Monthly Price $39$89$149 Authorized Users Up to 2Up to 3Up to 5 Legal Correspondence 20 calls or letters per yr. 30 calls or letters per yr. 40 calls or letters per yr. Legal Document Review Up to 15 pages 20 Contracts/Documents per yr. 30 Contracts/Documents per yr. 40 Contracts/Documents per yr. Debt Collection Letters 5 per month10 per month15 per month Trial Defense None 75 Total Hours up to 15 Pre-trial 75 Total Hours up to 25 Pre-trial Reduced Contingency Fee N/A5% Business must be for-profit and cannot be publicly traded Rates vary in certain States. Small Business Plan Cost NV and NY without Trial Defense: SmallBIZ50= $79/month, SmallBIZ100= $139/month. In HI: SmallBIZ 50= $109/month, SmallBIZ 100 = $179/month. These plans are not available in Canada. Small Biz Plan Benefits Legal Telephone Consultation Unlimited Minutes & Matters Designated Consultations (Limited to 30 minutes each and are limited to specified topics.) 3 per yr. Out of State Document Review 1 per yr. Preferred Member Discount 25%

Commercial Drivers Legal Plan 14 Why offer Commercial Drivers Legal Plan to your drivers? Because it means increased profits for you… Company BenefitsDriver Benefits Helps reduce costs associated with driver turnover  Recruiting  Training  Cost of unused equipment  Loss of revenue from unused equipment Helps protect the company from DOT fines by protecting drivers Review the membership contract for the plan selected and state of residence for full details on benefits, limits and exclusions as legal advice is subject to the provider attorney's independent professional judgment. Helps protect family assets in the event of a tragic accident Helps protect driver’s ability to earn a living Driver and spouse are covered in lower 48 States; driver covered in any type of Motor Vehicle. Product availability is determined by the State where the driver is standing when the product is purchased.

Legal Plans: For Individuals/Employees 15

Our Services Personal Legal Advice on unlimited issues 24/7 Emergency Access for covered situations Letters/Calls made on your behalf Contracts/Documents Reviewed up to 15 pages Online Legal Forms/Videos Lawyers Prepare — Your Will, Living Will, Health Care Power of Attorney Traffic–Related Issues IRS Audit Assistance Over 2 Million Requests Annually Pricing $19.95 month / $18.95 month Group / $15.95 month Large Group If you were my lawyer, what would you charge for these services? Up to 90% of member inquiries are covered by the plan with no additional fees. All other requests for service are entitled to a 25% discount on the law firm’s hourly rate (including pre-existing issues). Review the membership contract for the plan selected and state of residence for full details on benefits, limits and exclusions as legal advice is subject to the provider attorney's independent professional judgment. In Hawaii, price is $24.95 month/$23.95 month Group/$20.95 month large Group. Trial Defense Pre-Trial Trial 25% Preferred Member Discounts*

Who’s Covered 17 The member’s spouse Never-married dependent children under age 26 living at home or full time student Dependent children under age 18 for whom the member is legal guardian Physically or mentally challenged children living at home The member

Identity Theft Identity theft is repeatedly the #1 consumer complaint category. Identity theft manifests itself in many different ways: ‣ Credit fraud ‣ Social Security fraud ‣ Driver’s License fraud ‣ Medical fraud ‣ Criminal/Character fraud 18

Victims often face issues such as: ‣ Problems securing a loan ‣ Harassment from debt collectors ‣ Possible arrest for crimes committed by the identity thief Our plans not only provide expert consultation on how to prevent identity theft but also provide comprehensive restoration of your identity should a breach occur. IdentityTheft… 19

Kroll Provides Identity Theft Services Exclusively to LegalShield Members 20 World’s leading risk consulting firm Fortune 500 clientele World’s leading risk consulting firm Fortune 500 clientele Prepaid and ready to advise Unmatched service since 2003 The most comprehensive identity theft program in the market Founded 1972

ID Shield (In Partnership with Kroll, Inc.) 21 The membership covers all the expected benefits Credit monitoring with alerts Plus several differentiators Unlimited consultation with a private investigator Privacy monitoring 24/7/365 emergency access to an IDShield Private Investigator Full restoration / $5 Million Dollar Service Guarantee Individual and Family Plans

Who’s Covered 22 ‣‣‣‣‣‣ The member The member’s spouse Up to 8 dependent children IDShield Family Plan—Who’s Covered

Who’s Covered 23 ‣ Covers the individual member only IDShield Family Plan—Who’s Covered IDShield Individual Plan—Who’s Covered

At LegalShield it’s simple, you choose which plans work best for you and your family: What’s Right For You? 24 ProductPrice Per MonthGroup StandaloneGroup Bundled Family Legal Plan$19.95$18.95 Family IDShield$19.95$18.95 $14.95 Total$39.90 $33.90 Personal IDShield $9.95 $8.95

We have: ‣ Unique and difficult to duplicate products ‣ Little competition ‣ A suite of targeted products The Opportunity Is Here... 25

Advance Through the Comp Plan 26

Jr. Associate50% advance on your first five (5) counters OR 100% advance on the first five (5) counters if in first 30 days AssociateAdvance to the Associate level when you achieve five (5) personal counters in your first 30 days, OR by achieving 10 personal counters after 30 days. Sr. AssociateAdvance to Sr. Associate when you achieve 25 personal counters. ManagerAdvance to Manager when you achieve 50 personal counters. DirectorAdvance to Director when you achieve 150 personal counters. Executive Director Qualify monthly for Executive Director after you achieve Sr. Associate or above, have six (6) months of tenure with the company and generate 50 personal counters in one month. Qualify in one month for commissions at this level the following month. Level Advancement Schedule 27

Month 12 - $300 Monthly Bonus* OR… *See Performance Club brochure for all details and requirements. Incentives Qualify for Performance Club! Continue earning 5 points each month Month 1 Month 4 Month 8 -Fast Start Qualify* -Special Recognition* -$150 One-Time Bonus* Incentives 28

Enjoy all the rewards of the Performance Club. You are eligible to increase your monthly bonus to $500 if you purchase or lease a qualifying BMW. Each year LegalShield sends its top Associates on an exclusive trip to fantastic destinations. The company also provides special contests and promotions through the year. Note: See Performance Club brochure for all details and requirements

Diversifying Your Options Broker Certification is required. 30

Thank You 31 LegalShield The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province. Marketed by Pre-Paid Legal Services, Inc. dba LegalShield or applicable subsidiary: Pre-Paid Legal Casualty SM, Inc. In Florida: Pre-Paid Legal Services, Inc., of Florida In Virginia: Legal Service Plans of Virginia, Inc. Pre-Paid Legal Access, Inc. PPL Legal Care of Canada, Inc. ©2014 LegalShield, Inc.

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