F INANCIAL A ID : Paying your way through college.

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Presentation transcript:

F INANCIAL A ID : Paying your way through college

T HREE STEPS TO GETTING PAID Where to start the financial aid process

S TEP 1 – FILE THE FAFSA Determines eligibility for financial aid Free Application for Federal Student Aid ( January 1 st – March 2 nd (Priority filing date: February 15 th ) Don’t forget the PIN!! ( Electronic signature (parent and student)

STEP 2 – F ILL OUT C AL GRANT VERIFICATION FORM In CA students get free money! Eligibility: Minimum 2.0 GPA Deadline: March 2011

S TEP 3 – S TUDENT A ID REPORT (SAR) Review & Complete Check for mistakes MAKE CORRECTIONS! List potential schools

N OT ALL MONEY IS THE SAME What are the choices?

G RANTS V. L OANS Based on financial need Free money! Pell Grants Federally funded Cal Grants State funded for CA residents Different types; check requirements Federal money All income levels Deferred payments Subsidized loan No interest Unsubsidized loan Interest accrues PLUS program For parents GrantsLoans

W ORK STUDY V. S CHOLARSHIPS Must be eligible to work in the U.S. Wages are subsidized Federal State School On and off campus School employment office Free money! Maybe… Eligibility: Academic achievement Financial need Specific characteristics Where to look? Schools Community organizations Businesses Work StudyScholarships

R ESOURCES Please see your handouts!

Q UESTIONS ?