Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 1 A target savings plan with the advantage of Liquidity and Life Cover An insurance plan with the advantage of liquidity Presenting…

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 2 Arun, 31 years, works as an executive in a multinational firm while Preeti is a home maker Meet Arun and Preeti… This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 3 Marriage Lifestage – recently married Ensuring lifestyle of family

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 4 The Plan  Ideal for those who are looking at a plan which offers them Protection, Savings and Liquidity  A fixed term policy of 15 or 20 years  Premium has to be paid regularly during the chosen term  Survival benefit payments are paid at regular intervals to provide you with liquidity

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 5 Arun buys ICICI Pru CashBak with Sum Assured of 10 lacs Arun pays premium every year 3 rd Year 10% of SA 1 st payout = 1 lac 6 th year 15% of SA 2 nd payout = 1.5 lacs 9 th year 20% of SA 3 rd payout = 2 lacs 12 th year 25% of SA 4 th payout = 2.5 lacs 15 th year Payout: 50% of SA + GA + VB Rs. 5 lacs + VB + GA Option 1 – Fifteen year term

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 6 Option 2 - Twenty year Term Arun buys ICICI Pru CashBak with Sum Assured of 10 lacs Arun pays premium every year 4 th Year 10% of SA 1 st payout = 1 lac 8 th year 15% of SA 2 nd payout = 1.5 lacs 12 th year 20% of SA 3 rd payout = 2 lacs 16 th year 25% of SA 4 th payout = 2.5 lacs 20 th year Payout: 50% of SA + GA + VB Rs. 5 lacs + VB + GA

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 7 Survival Benefits Policy Term (15 year Term) Benefits Policy Term (15 year Term) 3 10% of SA % of SA % of SA 12 25% of SA 16 Liquidity at regular intervals to take care of Arun’s short term needs

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 8 How ICICI Pru CashBak can help? At the end of 15 or 20 year Term 50% of SA 3.5% (Compounded annually for first 4 years) Vested bonuses Maturity Benefit To take care of Arun’s long term needs

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 9 In case of Arun’s unfortunate untimely death Protection  On death of the Life Assured, the beneficiary will get the full Sum Assured, the guaranteed additions and the vested bonuses, irrespective of the survival benefits already paid

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 10 Riders Additional protection at nominal cost ADBR (Accidental Death & Disability Benefit Rider) ABR (Accident Benefit Rider) Critical Illness Rider (Accelerated)

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 11 Riders Death due to Accident  100% of ADBR Sum Assured is paid immediately Death due to Accident in Land Mass Public transport  200% of ADBR Sum Assured is paid immediately Total & permanent disability due to accident  10% of ADBR Sum Assured is paid every year for the next 10 years ADBR (Accidental Death & Disability Benefit Rider)

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 12 If the Life Assured is diagnosed with any of the specified illnesses, then the Life Assured is paid the rider Sum Assured In case of death due to Accident 100% of ABR Sum Assured is paid immediately Riders ABR (Accident Benefit Rider) Critical Illness Rider (Accelerated)

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 13 Policy surrender  Policy acquires a surrender value after 3 premium years.  The guaranteed surrender value is 35% of {All premiums paid – (first year’s premiums + rider premiums + extra premiums)}

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 14 Tax Benefits For premiums paid u/s 80 C and for Maturity/ Death Benefit/ Withdrawals received will be tax free u/s 10(10D)

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 15 Minimum Sum Assured Rs 75,000 (Seventy Five Thousand) Maximum Sum Assured Rs 1,00,00,000 (One Crore) Min/max Age at Entry 16 / 55 Years Maximum Maturity Age 70 Years Term 15 Years & 20 Years Premium Payment Frequencies Yearly, Half-yearly and Monthly Minimum Premium Rs p.a. ICICI Pru CashBak – At a glance * To know more about the product, please refer to the product brochure

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 16 Death Benefit During The Term Of The Policy Sum Assured + Guaranteed Additions at 3.5% Compounded Annually (for the first 4 years) + Vested Bonuses (if any) Survival Benefit (15 Years Plan / 20 Years Plan) 3rd Year / 4th Year = 10% of Sum Assured 6th Year / 8th Year = 15% of Sum Assured 9th Year / 12th Year = 20% of Sum Assured 12th Year / 16th Year = 25% of Sum Assured 15th Year / 20th Year = 50% of Sum Assured + Guaranteed Additions at 3.5% compounded annually (for the first 4 years) + Vested Bonuses (If Any) Total = 120% Maturity Benefits 50% of Sum Assured + Guaranteed Additions at 3.5% compounded annually (for the first 4 years) + Vested Bonuses (If Any) Riders Allowed Accident & Disability Benefit Rider (ADBR) Accident Benefit Rider (ABR) Critical Illness Benefit Rider (Accelerated) – CIBR ICICI Pru CashBak – Benefits