By Aria Liu

 Annual Fee: No annual fee  APR: 0% intro, 13.99%-24.99%  Rebates/Rewards:1 point per $ on gas, groceries, or other. 25 points for 1 st purchase or 2,500 points earns $25 B&N gift card  Grace Period: 23 days  Other Fees: Late fee- up to $35, Returned payment fee-up to $35, No Over-the-limit fee.

 Annual Fee: None  APR: 15.24%  Rebates/Rewards: Extra $100 if you spend $500 in the 1 st 3 months.  Grace Period: 21 days  Other Fees: Late Payment- up to $35, Return Payment- up to $35, Return Check- up to $35

 Annual Fee: None  APR: 13.24%, 18.24%, or 21.24%  Rebates/Rewards: 3 points for every $ spent on Amazon, 1 point for every $ spent on gas, restaurants, and drugstores?  Grace Period: 21 days  Other Fees: Late fee- up to $35, Return Check fee- up to $35, Over the limit fee- Up to $35

 Annual Fee: None  APR: 15.99%–24.99%  Rebates/Rewards: Airlines- 1 mile per dollar: Frontier ticket purchases, All other purchases- 0.5 miles per dollar  Grace Period: 23 days  Other Fees: Late payment fee- Up to $35, Returned payment fee- Up to $35

 Annual Fee: None  APR: 0% intro APR for first 18 months, 11.99%–21.99%  Rebates/Rewards: None  Grace Period: 23 days  Other Fees: Late payment fee- Up to $35, Returned payment fee- Up to $35