Energy Best Deal Gas and electricity prices are rising but there are ways to cut the cost of your energy bills. Make sure you’re getting the best energy.

Slides:



Advertisements
Similar presentations
A business makes payments for what it buys, In return it receives payments for goods it sells or services it provides.
Advertisements

Credit Cards. What is a Credit card? A plastic card that represents a line of credit A line of credit is an account with money that you can borrow repeatedly.
An extra revenue stream for your business. What is the new scheme? A new and easy way to generate a regular monthly income for your business everyone.
Fuel poverty Energy Policy into Practice: slides for advisers.
Explaining the Green Deal Your name and group Slides from the Centre for Sustainable Energy |
Raising energy efficiency standards – responsibilities and assistance Fiona Hart Project Development Manager National Energy Action (NEA)
Promoting sustainable energy policy and practice
The Consumer Council is an independent consumer organisation, working to bring about change to benefit Northern Ireland (NI) consumers. Our aim is to make.
Introduction to Small Business
Fuel Poverty. Lesson Objectives I will get the opportunity to develop my understanding of what is fuel poverty. I will get the opportunity to explain.
Making Monthly Payments Easier with RENT ASSURANCE™ and Western Union® MoneyWise™ Prepaid MasterCard®
Looking after our customers Customer and Community Liaison.
Something for Everyone Buy As You View Graham Clarke.
[Insert authors name] [Job title] [Team] Home Ownership for [……] Council Tenants Council or Housing Association tenants Insert logo.
Home Energy Scotland Kenneth Fraser Technical Advisor – Private Sector Landlords.
Copyright Big Energy Saving Network 2013 Session objectives To explain:  payment and tariff options  fuel bills and the annual statement  how to switch.
Identifying and referring residents in fuel poverty and/or at risk of ill- health due to living in a cold home Nigel Farren Energise London CIC.
Fuel Poverty in Newcastle Newcastle Homeless Forum 1 March 2012.
Helping consumers in debt. Worried about energy debts? Recent energy price rises, along with other rising costs and falling incomes, have left many people.
Greening Your Electricity: How you can choose clean energy March 2nd, 2015.
August Energy Best Deal Gas and electricity prices have risen but there are still ways to cut the cost of your energy bills Developments in the.
Financial Head Start. Why care? It’s Your MONEY 2.
‘Switch and Save’ Central Housing Forum Meeting 11 th March 2015 Housing Executive HQ, Belfast Hannah Brown, Policy Officer (Energy) The Consumer Council.
Choosing the right deal for you Dual fuel Getting your gas and electricity from the same supplier Many suppliers offer a discount if you opt for dual fuel.
Budgeting and Financial Planning. Budgets Budget: A plan for how a person, family, or organization will raise and spend money. Why do you think it is.
Credit: Helpful or Hurtful. Fact or Fiction Q. Using credit can lead to serious problems. A. True.
Topic 4: Understand the benefits of paying in advance ifs Certificate in Personal Finance (CPF5)
Energy Understand it, Control it and Save 1. In this workshop... Victorian Energy System Reading Bills Concessions Kilo-what? Smart Meters Flexible Pricing.
Schedule  An organized written plan to help reach your goals within a certain period of time.
Tackling fuel poverty in rural areas What can be done? Kath McDaid NEA Regional Co-ordinator Yorkshire & Humber Region.
Money Merge Account (MMA) How can I pay my home off early? Conventional Banking Refinance to a lower interest rate Apply additional money to each payment.
Short Term Lending. What is a Short Term Loan? Small dollar loan to pay for an unexpected bill Instant funds to avoid more costly alternatives No credit.
Unit 4 Creating a Budget. Objective(s) What is a budget? Activity – Pair up with someone in the room and sit with them and prepare to begin the budgeting.
Changes to Housing Benefit from April 2013 and options for council tenants Mo Lawless, Project Manager (Housing)
National Energy Action Vision: An end to fuel poverty Mission: To ensure that everyone in the UK can afford to meet their energy needs in the home, sufficient.
Cutting your energy bills by making your home more energy efficient Energy suppliers are obliged by the government to offer you help in doing this So contact.
Energy Best Deal Gas and electricity prices are rising but there are ways to cut the cost of your energy bills: Make sure you’re getting the best energy.
NEFE High School Financial Planning Program Unit Two – Budgeting: Making the Most of Your Money Unit 2 - Budgeting: Making the Most of Your Money.
11111 Youth Money Management Learning Good Spending Habits.
Budgeting and Financial Planning Why should people make a plan for how to get and spend money? What strategies can be used to do this most effectively?
Scottish Fuel Poverty Forum 18 August 2008 Maxine Frerk.
What does this mean to you?. FCS 7 TH GRADE Money Management.
How do I know if I need to switch supplier?. What information do I need to know before I can compare energy prices? My usage (kWh) and costs (£) for energy.
Fuel Poverty: Eating or Heating?. Welcome Carol Hopkinson - Money Matters Adviser, CHS Group Lorraine Payne - Financial Education Manager, CAB Cambridge.
Energy Switching for Private Landlords Community Switch Supported by.
REMEMBER Why are elderly people likely to live in poverty. Give 4 reasons.
Grade 12 Family Studies.  Do you have a credit card?  What is it used for?  How is it like a loan?
Fuel Poverty – a National Perspective Rebecca Jones National Energy Action 10/02/2016.
MANAGING YOUR MONEY AND MORE FOR HEALTHCARE NAVIGATORS.
Keep Herefordshire Warm Getting Households Out of Fuel Poverty Oliver Rothwell Marches Energy Agency.
Taking Control of Energy. In this workshop... Understanding Bills 3 Easy Ways to Save Concessions & Grants Switch & Save Saving Energy Flexible Pricing.
Energy Basics Understand it, Control it and Save.
Money Management Sebastian Hesse. Opening a Bank Account You need to have a bank account. Its easy, selecting the bank you want to work with, call to.
​ UNIT 3: MONEY MANAGEMENT By Jakob Kramer 2/25/16.
Energy Best Deal Gas and electricity prices are rising but there are ways to cut the cost of your energy bills: Make sure you’re getting the best energy.
ENERGY ADVICE LINE UK We find the cheapest business electricity in the market.cheapest business electricity Website:
Help At Hand Grants and Advice Sara Winnington Project Officer Action Surrey.
MONEY MANAGEMENT BY: ERIC WALKER REVIEW UNITS 1-4.
Energy Best Deal Paying for your gas and electricity can be expensive, but there are ways to cut the cost of your energy bills: Make sure you’re getting.
Energy Best Deal Gas and electricity prices are rising but there are ways to cut the cost of your energy bills: Make sure you’re getting the best energy.
Energy Best Deal Paying for your gas and electricity can be expensive, but there are ways to cut the cost of your energy bills: Make sure you’re getting.
Make the most of your energy.
Severn Wye Energy Agency Warm & Well
Severn Wye Energy Agency Warm & Well
Electricity & Gas Meters Supported Meter Types Domestic Credit – Direct Debit and Pay on Receipt of Bill (payment methods). Domestic Pre Payment –
Energy Best Deal Paying for your energy bills can be expensive, but there are ways to cut the cost: Make sure you’re on the best energy deal Get help from.
Big Energy Saving Network
Changeworks Energy & Food Waste Advice
What is Energy Best Deal & Energy Best Deal Extra ?
Big Energy Saving Network Frontline workers
Presentation transcript:

Energy Best Deal Gas and electricity prices are rising but there are ways to cut the cost of your energy bills. Make sure you’re getting the best energy deal for you; if bills are a struggle - get help from suppliers or government schemes and make your home more energy efficient. Energy Best Deal can help you pay no more than you need to.

To save ask yourself (annually) Would switching supplier(s) save me money? Am I eligible for welfare benefits? Am I eligible for a grant to improve the energy efficiency of my home? Am I on the best energy deal and/or payment option? (dependent on your needs)

Information required in making an informed choice Annual statement or copy of last few bills; If you use a card, token or key meter have an idea of how much you spend a week/month on energy; The name of the tariff you are currently on (if you don’t know contact your supplier); How much was spent on energy in the last year; How you currently pay for your energy; and Your postcode.

How to find better energy deals Talk to your supplier or view their website. Use an approved online price comparison site, these are listed on www.ofgem.gov.uk/information- consumers/domestic-consumers/switching-your- energy-supplier/confidence-code If you can’t access the internet call the Citizens Advice consumer service for a pricing factsheet - 08454 04 05 06 or phone other suppliers direct to hear what they can offer you.

Before making a change Suppliers offer a range of payment options, ensure you choose one that is right for your circumstances. Not all suppliers will offer the same discounts. If you currently receive a discount check that you will continue to receive it. If you have an outstanding debt to your supplier find out what your options are. Fixed price tariffs may be the cheapest but there could be penalties if you switch before the end of the deal/offer.

Switching supplier – one option Most people can switch supplier, this includes people on token, key or card meters. If you rent and you are responsible for energy bills, you have the right to switch. The landlord only has the right to choose energy supplier if they are responsible for paying energy bills. If you switch: There is no danger of your energy supply being disconnected. You will not need a new meter. The gas and electricity you receive in your home will remain the same. The only difference you will see is that your bill will be from your new supplier.

Don’t have to switch supplier, could save money by: Dual fuel option - though dual fuel isn’t always the cheapest. Sometimes it can be cheaper to get gas and electricity from different suppliers. Getting a fixed rate option - Getting a fixed rate option - this means the price of your energy will not change for the duration of the deal (note that there may be a penalty for leaving the deal early). But bills could still increase if more energy is used Internet deals - offer discounts for customers who move to online accounts (note that there may be a penalty for leaving the deal early). Payment options could save you money or help you budget: Direct debit - payments for your energy come straight out of your bank account. Standard credit - paying your bill by cheque, cash or credit/debit card. Token, key or card meters - pay in advance for your energy by charging a card, key or buying tokens.

How to switch your supplier

Getting help with your energy bills Most energy suppliers offer some form of help to their customers who are struggling to pay their energy bills. If you receive certain state benefits you could get money off your bills, for example through the Warm Home Discount scheme. Talk to your supplier to find out if you are eligible and see www.adviceguide.org.uk. If you owe your supplier money, they must offer a payment arrangement that takes account of your financial circumstance and ability to pay. Talk to them about your options. The Home Heat Helpline also offers advice – call them on 0800 33 66 99

Help from the Government Winter Fuel Payment – annual payment to older people to help keep warm in winter. Payments vary between £100 to £300 depending on your individual circumstances. If you have not been receiving this payment call the Winter Fuel Payment Helpline on 08459 15 15 15 or visit www.gov.uk or www.adviceguide.org.uk. Cold weather payments – eligible households who experience temperatures below zero degrees Celsius over seven consecutive days between 1 Nov – 31 March will automatically receive £25 for each seven day period.

Initiatives where you live ECO (England, Scotland and Wales): insulation and heating improvements, for older properties and householders on low incomes. Green Deal (England, Scotland and Wales) : improvements to energy efficiency paid by an extra cost added to your electricity bill over 25 years. For information on ECO and the Green Deal visit your local Citizens Advice Bureau or call the Energy Saving Advice Service (ESAS) on 0300 123 1234 or Home Energy Scotland 0808 808 2282. NEST(Wales) : to help householders in Wales reduce fuel bills. Call Nest on 08088 082 244. Home Energy Efficiency Programme Scotland (HEEPS): help and advice to make homes warmer. Call Home Energy Scotland on 0808 808 2282.

Developments in the energy sector Suppliers are now required: To provide better information on bills and an annual statement. To allow card, key or token meter customers to switch even if they have debts of up to £500 per fuel. To not charge you more for one payment type than another, unless the charges can be justified by cost. To have their doorstep salespeople provide you with written estimates and sales literature that is clear, accurate and easy to understand. In 2014, the number of tariffs will be limited and more changes will be introduced to make it easier to get a better deal.

Cutting your energy bills by making your home more energy efficient Energy suppliers are obliged by the government to offer you help in doing this. So contact your energy supplier to see what help is available. Help may include free insulation. The Energy Saving Trust can offer advice on energy efficiency on 0300 123 1234 or Home Energy Scotland 0808 808 2282.

The 2013/14 Energy Best Deal campaign is supported by: British Gas EDF Energy First Utility ScottishPower SSE