Bond & CD Analysis – More Insight, Smarter Investment Decisions Take advantage of our new capability on Fidelity.com. Oversee your fixed income portfolio* on the Bond & CD Analysis page with robust tools that will help you manage estimated cash flow and gain key insights into the composition of your portfolio*. *A portfolio can include both actual holdings and hypothetical positions The Bond & CD Analysis page is comprised of four components. Bond and CD Positions Summary Calculations Cash Distribution Analysis Analytics 1 of 6 | Next >Next > An Overview of the Bond & CD Analysis Page 1 For illustrative purposes only In general, the bond market is volatile. Bonds entail interest rate risk (as interest rates rise, bond prices usually fall, and vice versa) and the risk of default. This effect is usually more pronounced for longer-term securities. Lower-quality bonds can be more volatile and have greater risk of default than higher-quality bonds. Foreign investments involve greater risks than U.S. investments, and can decline significantly in response to adverse issuer, political, regulatory, market, and economic risks. Any fixed-income security sold or redeemed prior to maturity may be subject to a substantial gain or loss.

Bond & CD Analysis – More Insight, Smarter Investment Decisions Take advantage of our new capability on Fidelity.com. Oversee your fixed income portfolio* on the Bond & CD Analysis page with robust tools that will help you manage estimated cash flow and gain key insights into the composition of your portfolio*. *A portfolio can include both actual holdings and hypothetical positions < Previous Next > How to Access Bond & CD Analysis For illustrative purposes only. 1 You can access the Bond & CD Analysis page from one of three ways. Portfolio Summary Action Dropdown Analysis Tab Account Navigation Menu

Bond & CD Analysis – More Insight, Smarter Investment Decisions Take advantage of our new capability on Fidelity.com. Oversee your fixed income portfolio* on the Bond & CD Analysis page with robust tools that will help you manage estimated cash flow and gain key insights into the composition of your portfolio*. *A portfolio can include both actual holdings and hypothetical positions Bond & CD Positions Section < Previous Next > For illustrative purposes only. The Bond & CD Positions section displays your bond and brokered CD positions. By default, the positions are ordered by maturity date Positions maturing or to be called in the next 30 days will be bolded. You can add positions held away from Fidelity or add hypothetical positions. The default list is View All (the portfolio). You can also select an account list or a list you create. NOTE: Your selection in the list menu will drive all other components of the page (Summary Calculations, Cash Flow, and Analytics)

Bond & CD Analysis – More Insight, Smarter Investment Decisions Take advantage of our new capability on Fidelity.com. Oversee your fixed income portfolio* on the Bond & CD Analysis page with robust tools that will help you manage estimated cash flow and gain key insights into the composition of your portfolio*. *A portfolio can include both actual holdings and hypothetical positions Bond & CD Positions: Create List For illustrative purposes only. The Bond & CD Analysis page will let you create lists from your positions. Use the Create New List hyperlink to create and name your new list. You can add hypothetical and outside positions to a list. You can always edit or delete a list you have created < Previous Next >

Bond & CD Analysis – More Insight, Smarter Investment Decisions Take advantage of our new capability on Fidelity.com. Oversee your fixed income portfolio* on the Bond & CD Analysis page with robust tools that will help you manage estimated cash flow and gain key insights into the composition of your portfolio*. *A portfolio can include both actual holdings and hypothetical positions Summary Calculations & Cash Distribution Analysis For illustrative purposes only. The Bond & CD Analysis shows you summary calculations and displays a cash distribution graph. View important data in the Summary Calculations section. The Cash Distribution Analysis section is calculated from the current day forward. It does not display principal and interest payments from prior days Factored products are excluded. For bond or brokered CD positions that are callable and prefunded Municipal bonds, the estimated cash distributions due are calculated based on the assumption that the next call or prefunded date in the schedule will be the last date this bond will be in your holdings < Previous Next >

Bond & CD Analysis – More Insight, Smarter Investment Decisions Take advantage of our new capability on Fidelity.com. Oversee your fixed income portfolio* on the Bond & CD Analysis page with robust tools that will help you manage estimated cash flow and gain key insights into the composition of your portfolio*. *A portfolio can include both actual holdings and hypothetical positions < Previous< Previous | 6 of 6 Analytics For illustrative purposes only. The Analytics section can be used to help you identify different types of risk or diversification opportunities. Credit Ratings View Moody’s or S&P credit ratings. Federally Taxable Identify the percentage of your positions that are either Federally Taxable or Tax Exempt. Sector Exposure View the percentage of your corporate bond holdings that belong to each of the sector categories. Type See a breakdown of the type of individual fixed income security positions you hold. Federal Alternative Minimum Tax (AMT) View the percentage of Municipal bond positions that are expected to generate interest income subject to Federal AMT. Use of Proceeds Initially, this chart will show the percentage of Municipal bond positions that are either General Obligation or Revenue bonds. You can select Revenue in the dropdown and the chart will then show the percentage of holdings grouped by the Proceeds Categories