The Opportunity. Enjoy return on Australian property investment for a fraction of total investment  Invest only 15% (or under) of the property value and enjoy the return on 100% of the investment  3-5 year options with annual or monthly return option for projects over 3 years  Enjoy exchange rare benefits  Australian property market is rated AAA for it’s stability and growth  Australian banking system is one of the best managed in the developed world  All investments are backed by second mortgage, company shares or a title ownership

What’s in return for Investment partners  Over 20% p.a return on investment  100% profit on entire investment upon sale (Net of tax payable)  We carry the risk of bank finance, interest cost and rental management for the full period of investment  Option to go in the title of the property (as a security )  Option to negotiate ongoing return for projects longer than 3 years

 Average annual growth of over 10% (ref to schedule below)  Backed by one of the strongest banking systems  Strong rental demand as population increase due to migration  Backed by a solid economy  Tax concessions-Negative gearing for investors Australian Property facts

The Investor-Who are you dealing with  HWC Holding Pty Ltd is a family business with two directors  Primary objective of this business is to invest in Property  MD, Lal Gamage is an experienced finance professional with over 10 years experience in Australian real estate market  Gamage family owns number of investment properties and are successful property investors with proven track record  They can talk to you about traps, hidden cost and explain all you need to know about property investment process  They are looking for partners to share property investment opportunities in Australia  This is a great opportunity to do uncomplicated, low risk business with a family with uncompromised business ethics.

Some number average growth

Some number Below Average growth

How it works-Process in brief  We buy an Australian Property with you as joint investment  We organise legal paperwork for you to go in the title/ownership papers  You are required to contribute about 12-15% of the total investment  We obtain bank finance for the rest of the investment with our personnel guarantee  Property is managed by us and rented for the period of investment  Borrowing cost and property maintenance cost is offset by the rental income  Capital gain tax is payable at the time of sale of the property  100% of the profit and original investment is returned to you at the end of the project  You select the period of investment. (2 years minimum)