Changing BehaviorOdds and EndsFood and Health Personal FinanceSmall Steps Small Steps to Health and Wealth™ Game

2 The Answer is: Term given to the food industry trend of serving large portion sizes and “meal deals.”

3 The Question is: What is “super-sizing?”

4 The Answer is: Commonly used ratio between a person’s height and weight that is used to classify them as healthy, overweight, or obese.

5 The Question is: What is body mass index (BMI)?

6 The Answer is: Commonly cited indicator that a person is obese.

7 The Question is: What is having a body mass index (BMI) of 30 or higher?

8 The Answer is: The difference between the energy that people consume from food and the energy that they burn from physical activity.

9 The Question is: What is energy balance?

10 The Answer is: Example of an automated health improvement habit.

11 The Question is: What are routine health screenings, “points” programs (e.g., Weight Watchers™), and programmed exercise routines (e.g., Curves™)?

12 The Answer is: Term given for the measure of household wealth that is calculated by subtracting debts from assets.

13 The Question is: What is net worth (a.k.a., a balance sheet)?

14 The Answer is: Type of tax-deferred employer retirement savings account.

15 The Question is: What are 401(k), 403(b), and 457 plans?

16 The Answer is: Generally recommended amount of savings that should be set aside for household emergencies.

17 The Question is: What is three to six month’s expenses?

18 The Answer is: A disadvantage of making minimum payments on a credit card.

19 The Question is: What are high interest costs and a long repayment period?

20 The Answer is: Example of an automated financial improvement strategy.

21 The Question is: What are payroll deductions for retirement savings plans, automatic deposits for stock and mutual funds, and checking to savings account transfers?

22 The Answer is: Example of a small step to improve health.

23 The Question is: What are: using less butter or salad dressing, cutting portion sizes, sharing a restaurant entrée’, baking food instead of frying, and 10 minute units of exercise?

24 The Answer is: Example of a small step to increase wealth.

25 The Question is: What are: saving loose pocket change, saving $1 a day, adding $1 a day to credit card payments, and reduced discretionary spending?

26 The Answer is: The process of earning interest on interest on small dollar amounts of savings to gradually increase wealth over time.

27 The Question is: What is compound interest or compounding?

28 The Answer is: Federal government agency that created the health promotion Web site

29 The Question is: What is the U.S. Department of Health and Human Services?

30 The Answer is: The process of making regular investment deposits at regular time intervals (e.g., $50 a month).

31 The Question is: What is dollar-cost averaging?

32 The Answer is: Description of a person’s intended health or personal finance behavior change with a dollar amount and/or deadline date.

33 The Question is: What is a goal?

34 The Answer is: A reason for tracking current eating and spending habits.

35 The Question is: What are: to understand current habits, to acknowledge current problems, and to identify potential behavior changes ?

36 The Answer is: Making just a small behavior change to improve health or wealth is a better alternative than doing this.

37 The Question is: What is doing nothing?

38 The Answer is: Example of a positive environmental influence to improve health.

39 The Question is: What are healthy cafeteria choices, walking “buddies,” refrigerator and microwave at work, buying healthy snacks instead of “junk food,” employer fitness program, etc.?

40 The Answer is: Stage of behavior change where people are “clueless” and unaware that a change needs to be made.

41 The Question is: What is pre-contemplation?

42 The Answer is: Device used to measure the amount of steps that a person walks per day.

43 The Question is: What is a pedometer?

44 The Answer is: Number of steps that the U.S. Department of Health and Human Services recommends that people walk per day.

45 The Question is: What is 10,000 steps (about 5 miles)?

46 The Answer is: Example of “small” (on a daily basis) expenses that add up over a month and could be decreased to save money and/or reduce debt.

47 The Question is: What are fast food, lottery tickets, snacks, lattes, etc.?

48 The Answer is: Number of extra calories per day that will result in a 10 pound weight gain in a year.

49 The Question is: What is 100 calories per day?

50 The Answer is: An example that illustrates the “Meet Yourself Halfway” behavior change strategy.

51 The Question is: What are: eating 1 cookie instead of 2, buying 3 lottery tickets instead of 6, taking half of a restaurant meal home (i.e., doing half of current practices)?