Mobile Identity and Mobile Authentication (mobile e-signature) Valdis Janovs Sales Director Lattelecom Technology SIA

- 2 - Fixed PKI (e-signature) based services are being developed We are adding mobile e-signature services

From now on for all transactions that requires written signature: like private, corporate, governmental and banking use, you can do it with mobile signature.

- 4 - It’s all about making economy more efficient

The Basics

Mobile Identity service

Use cases

Use Cases Company / Corporate Secure Mobile Identity Services (VPN/Intranet authentication, digital signing of transactions, approval of agreements, etc.) Bank Authentication to web bank, to call centre, etc. Signing on-line transactions (on stock exchange, loans, mortgage, insurance...) ATM money withdrawal without card Internal use (like corporate) New financial services which require signature

Use Cases Government Guaranteed and secure authentication of citizens (for online services, phone services, remote identification etc.) On-line business processing for government officials, digital signatures (eliminate paper processing) And much more possibilities depending on your business needs!

Benefits of using Lattelecom MSSP service No investment required to platform, technology, expertise No changes to Mobile Operator network or infra- structure Full service available Registration, Authentication, Mobile Signature (PKI) Time to revenue Fast out-of-the-box integration to SP systems Availability of Lattelecom integration services International signature roaming

Key Stakeholders Lattelecom Mobile Identity Service – Available for all Service Providers Full service including certificates, registration, signature, integration Access to the Baltic market users Mobile Operators Network Infrastructure, SIM Latvian Post CA Certificates, trusted services Other Certificate Authorities Certificates, trusted services

Stakeholders

Sample Business Model Fraud reduction Service Fee Service Traffic Service Fee Cost saving Value Added Services Service Fee CA Services Service Fee MSS End Customer (Based on Valimo solution) Service Provider (Banks, government, corporates, mobile operators, etc.) Mobile Operator CA (1) MO (2) MO (1) MO (...n) Signature Roaming CA (2) CA..n

Valimo ID Suite – Conceptual overview Bank Multiple Delivery Channels Subscriber/ Consumer/End User Mobile Signature Service Provider (Operator) ● payments ● transactions ● services ●.... Signature requestDigital signature Provides secure signature creation and validation process CA/Trusted Services Valimo Validator MSS Valimo iD Server Financial

Valimo References 40+ customers in 12 countries Several more soon to be announced

Virtual Private Network (VPN)  Reliable authentication needed; username & password not strong enough ACCESS GRANTED AUTHENTICATION COMPLETE AUTHENTICATION REQUEST CORPORATE LOG-IN AUTHENTICATION REQUEST ENTER PIN  * * * * Options Send

Credit with Mobile Signature -- Credit up to 3.000€ at internetbank  Loan Application  Select “Credits”, “Fast Credit Request”  Type monthly income, credit type, nr.installments  Select “Cash”, and “Mobile signature”  Approval by SMS  Sign with mobile  Withdrawal from account or ATM (without using Bank card)  7*24*365

Call center 1 End-user needs customer service My name is Jim Smith. I have questions regarding my account. Secure customer service Mobile authentication AUTHENTICATE CUSTOMER SERVICE: Jim Smith  * * * * Options Send 3 2 Authentication request Please authenticate yourself on your phone. I’m sending you an authentication challenge to be confirmed. 4 Thank you Mr. Smith. Now, how can I help you today?

Thank you!