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1. Dr. VANDANA MITTAL 2. CABIN LOCATION TELEPHONE NO MEETING HOURS: 1:00-2:00pm FACULTY’S INTRODUCTION 2

1. RAVI KANT PATHAK 2. CABIN LOCATION TELEPHONE NO ID- 5. MEETING HOURS: 1:00-2:00pm FACULTY’S INTRODUCTION 3

INDEX: - 1.FACULTY’S INTRODUCTION 2.PREAMBLE STRUCTURE 3. HOLISTIC FIX 4. KEY CONCEPT 5. KEY RESEARCH AREA 6. KEY APPLICATION INDUSTRIAL APPLICATION RESEARCH 7.HOW WE STUDY 8.KEY JOBS 9.PROJECTS ONE CAN DO 10.TRENDS 4

PREAMBLE OF SUBJECT IT INCLUDES… TEACHERS INTRODUCTION 1. NAME OF THE INSTRUCTOR 2. CABIN LOCATION 3. TELEPHONENO ID 5. MEETING HOURS INTRODUCTION TO “SUBJECT“ WHY? WHAT? WHERE? HOW? Holistic fix Key concepts Practical example Key research area Key applications Industrial application Research Key jobs and Companies projectsTrends

HOLISTIC FIX OF “BUSINESS ENVIRONMENT” PREREQUISITES (10 th onwards) Basic Economics. Types of Economic system. External and internal environment. Market. Policies and role of govt. Banking. Planning. Globalization planningcommission.nic.in/plans/planrel/fiveyr/11th/11_v2/11th_vol2.pdf - 6

HOLISTIC FIX OF “FINANCIAL MANAGEMENT” BUSINESS ENVIRONMENT(021) 7

Business Environment :- Environmental Scanning Environmental Factor Analysis Micro level Macro level Financial Reforms and Banking Internet banking, e banking, online, WAP, ATM, web: Banknet India / 8

HOLISTIC FIX OF “BUSINESS ENVIRONMENT” Environmental Scanning Policy implementation E-banking and financial reforms Social responsibility of Business Globalization planningcommission.nic.in/plans/planrel/fiveyr/11th/11_v2/11th_vol2.pdf e-Banking Solutions, Internet Banking, Mobile Banking e-Banking Solutions, Internet Banking, Mobile Banking ADVANCE COURSE 2 nd Semester 9

HOLLISTIC FIX OF “Business Environment” SCOPE IN OTHER FIELDS… HR Manager IT Manager Marketing Manager SCM Manager Government ( manpower planning) ( ROI calculation on IT investment) (demand forecasting and competitive strategy) ( Inventory management) (Industrial policy and trade policy) 11

KEY CONCEPT OF BUSINESS ENVIRONMENT ENVIRONMENTAL SCANNING NEWS: G8_finance_ministers_agree_on_deal_to_relieve_debts_of_18_poorest_nations INDUSTRIAL APPLICATION: Excel Finance Trick #1: FV PV & Time Value Of M...INDUSTRIAL APPLICATION: Excel Finance Trick #1: FV PV & Time Value Of M...-you tube 12

INDUSTRIAL ENVIRONMENT Firm Relevant environment Micro environment Macro Environment Internal Environment

KEY CONCEPT OF BUSINESS ENVIRONMENT Changing dimension of external environment VIDEO: TIME VALUE OF MONEY 14

KEY CONCEPT OF BUSINESS ENVIRONMENT RISK AND RETURN 15

Unsystematic risk Systematic risk Systematic Risk Required Return RiskPremium Risk-freeReturn Total Risk = Systematic Risk + Unsystematic Risk Factors such as changes in nation’s economy, tax reform by the Congress, or a change in the world situation. 16

Policy implementations KEY CONCEPT OF BUSINESS ENVIRONMENT 17

Coal Steam powered machines More incentive, more capability, more demand, more supply Triangular trade Cotton Factories Enlightenment Capitalism More goods, more money, but some unpleasant social developments Socialism

Financial Reforms info.worldbank.org/etools/docs/library/156393/.../pdf/patel.ppt Ppt of financial sector reforms in india -.Pdf & Word Free Ebooks...Ppt of financial sector reforms in india -.Pdf & Word Free Ebooks... business.rediff.com/.../guest-what-next-for-indias-financial-sector.htm KEY CONCEPT OF BUSINESS ENVIRONMENT 19 Is macroeconomic management reasonably balanced Is monetary policy sound and well-equipped Are there suitable mechanisms for regulatory coordination in the financial sector Are there incentive systems that are inappropriate for stability of the financial system and the interests of depositors or investors Is there evidence of excessive financialisation Is the banking system sound Are there any concerns relating to the integrity of financial markets?

E-BANKING _ stanford+federal+credit+union+first+online+banking&hl=en&ct=clnk&cd=4&gl=us&client=firefox-ahttp:// /search?q=cache:tXnl0BDdMTcJ:findarticles.com/p/articles/mi_m0EIN/is_1995_June_21/ai _ stanford+federal+credit+union+first+online+banking&hl=en&ct=clnk&cd=4&gl=us&client=firefox-a. Retrieved ^^ Online BankingOnline Banking ^^ Security Flaws in Online Banking Sites Found to be Widespread Newswise, Retrieved on July 23, 2008.Security Flaws in Online Banking Sites Found to be Widespread KEY CONCEPT OF BUSINESS ENVIRONMENT 20 Electronic bill presentment and payment - EBPP Funds transfer between a customer's own checking and savings accounts, or to another customer's accountFunds transfer checkingsavings accounts Investment purchase or saleInvestment Loan applications and transactions, such as repaymentsLoan Non-transactional (e.g., online statements, check links, cobrowsing, chat) Bank statements Financial Institution Administration - Support of multiple users having varying levels of authority Transaction approval process Wire transfer

India: Fastest Growing Free Market Democracy

 GDP – USD 590 billion  GDP growth rate – 9 %  Services contribution – 54 %  FDI limit not 100 percent in major industry sectors such as Telecom, Semiconductors, Automobiles, etc.  Balance of Trade – USD (-)46.2 billion  Investment goal – USD 250 billion 2006  GDP – USD 750 billion  GDP growth rate – 9.5%  Services contribution – 60 %  FDI limit is expected to be close to 100 percent in major industry sectors such as Telecom, Semiconductors, Automobiles, etc.  Balance of Trade – Should increase with surging exports as compared with imports  Investment goal – USD 305 billion 2008  GDP – USD 900 billion  GDP growth rate – 9%  Services contribution – %  FDI limit is expected to be 100 percent in major industry sectors such as Telecom, Semiconductors, Automobiles, etc.  Balance of Trade – Should be positive with increased level of exports as compared with imports  Investment goal – USD 370 billion 2010 Growth Expected in India To sustain the GDP growth of more than 8 percent, India requires an investment of USD 1.5 trillion in the next five years

KEY RESEARCH AREA OF “BUSINESS ENVIRONMENT” 23

Research areas… Economics, Travel & Tourism Entrepreneurship Finance Finance, Corporate Governance Information Systems Marketing Operations Management, Quality Management Organisational Behaviour 24

KEY APPLICATIONS OF BUSINESS ENVIRONMENT INDUSTRIAL APPLICATIONS RESEARCH 25

INDUSTRIAL APPLICATION 1. Annual Reports SAP ANNUAL REPORT DIODES ANNUAL REPORT YAHOO ANNUAL REPORT IRIS ANNUAL REPORT DATAWATCH ANNUAL REPORT 26

Stock screener Stock Mutual fund screener Mutual Bonds screener Bonds INDUSTRIAL APPLICATION 27

MACRO ENVIRONMENT RELATED RESEARCH… Entrepreneurship and firm formation across countries New Data on Business Creation and How to Promote it Barriers to Entrepreneurship Macroeconomics & Growth Trade &International Integration 28

KEY JOBS AND COMPANIES OF MANAGEMENT 29

CORE ECONOMIC FACTOR DRIVEN JOBS… Commercial Banking Corporate Finance Financial Planning Insurance Investment Banking Money Management Non-Profit Link is provided here: for the above listed jobs with their their company’s. 30

HOW WE STUDY......? REFRENCE MATERIAL LECTURE PLAN JOURNALS 31 QUESTION BANKWILL BE PROVIDED IN THE EXCEL SHEET LECTURE PLANWILL BE PROVIDED IN THE EXCEL SHEET REFRENCE BOOKWILL BE PROVIDED IN THE EXCEL SHEET INDIVIDUAL ASSIGNMENTWILL BE PROVIDED IN THE EXCEL SHEET GROUP ASSIGNMENTWILL BE PROVIDED IN THE EXCEL SHEET UPTU MAPPINGWILL BE PROVIDED IN THE EXCEL SHEET

PROJECTS ONE CAN DO IN… AUTOMOBILE INDUSTRY TEXTILE INDUSTRY PHARMA INDUSTRY TELECOM INDUSTRY WINE INDUSTRY BANKING SECTOR

TRENDS IN “BUSINESS ENVIRONMENT” 33

News:Mumbai among world's top 10 financial hubs Bombay commerce and trade: The Latest Business Trends 34

FINANCIAL REFORMS OF INDIA SINCE 1991…. LIBERALISATION INDUSTRIALIZATION CENTRAL PLANNING Report: 35

The Latest Business Trends Global Trends Reshaping Business Strategy, Markets: Report Businesses that wish to survive and thrive in a global economy must respond to major social and environmental trends that are reshaping markets, says a report released Wednesday by the United Nations Environment Program (UNEP), World Business Council for Sustainable Development (WBCSD) and the World Resources Institute (WRI).

Ten New Global Trends 2010 Miniaturization Lateralization Trillionization Infotoxication Googlelization

Ten New Global Trends 2010 cont… Domainization Ghettoization Cybernetization Frugalization Globalization

THANK YOU 39