Spring 2012 Company Introduction

1 About Sceptre Sceptre is a technology company based in the financial district of the City of London with offices in Cambridge, Bournemouth and Chichester. We specialize in technology solutions for: Foreign Exchange Global Payments Treasury Systems Financial Certainty Sceptre’s technology team have developed and advised on systems for: ABN AMRO BOEING BRITISH TELECOM ENETT ISLAMIC BANK OF BRITAIN KEY KAA MASTERCARD MF GLOBAL MORRISONS NOKIA VISA WORLDPAY BRITISH BODYGUARD ASSOCIATION

2 Sceptre Services Sceptre’s software provides the following benefits: Direct access to the global FX market Excellent pricing Automated treasury function Significant time and cost savings Full audit trail Ability to compete in the same market as major financial institutions Our strong technology background provides: Fully customizable systems Speed to market Rapid deployment and testing Integration with existing client systems Sceptre is constantly developing innovative “first-to-market” client led technology solutions that save time and money.

3 Sceptre’s Global Reach North America Canadian Dollar United States Dollar Central and South America Mexican Peso East Caribbean Dollars Asia Australian Dollar Bangladeshi Taka Hong Kong Dollar Indian Rupee Japanese Yen New Zealand Dollar Pakistani Rupee Singaporean Dollar Thai Baht Middle East and Africa Bahrani Dinars Israeli Shekel Kuwaiti Dinar Qatari Riyal Saudi Riyal South African Rand UAE Dirham Europe British Pound Czech Koruna Danish Krone Euro Hungarian Forint Norwegian Krone Polish Zloty Swedish Kronr Swiss Franc Turkish Lira

4 Sceptre Products - FX Platform 24/7 access to system 32+ Currencies and all crosses Access to excellent pricing Weekend Pricing Full account management and audit trail Operational costs dramatically reduced

5 24/7 real time pricing on 27+ currencies Real time hedging of payments above $1 Individual transaction hedging of risk Instant real time treasury positions Netted Settlement of Cash Balances Instant reconciliation of all transactions Capture of FX Profits Eliminates FX risk Control of FX margin % A revolutionary software solution providing FX pricing and FX rate certainty for the micro payments industry Sceptre Products -The Hedge Engine™

6 Online system available 24/7 JV approach requires little integration Full back office management suites Additional revenue stream Technical & trading support Monthly statements Your own branded FX platform for your clients Sceptre Products – White Label Platforms

7 Online system available 24/7 One payment delivers to many Your own multi currency account Full back office management Nett positions = less transactions Trading and technical support FX management system for all foreign currency transactions Sceptre Products – Treasury Solutions

8 Online management system available 24/7 No credit checks required User access and management Office access and management Discretion and Confidentiality Money Share options Additional Bolt-on’s Worldwide acceptance Sceptre Products – Pre-Paid Cards

9 Contact & Regulation Sceptre Limited is a Small Payment Institution registered with the Financial Services Authority no Sceptre makes no representation or warranty that the information contained in this presentation is accurate, complete, fair or correct or that any proposal or claim within is appropriate for any person and it should not be relied on as such. All information is subject to change without notice. Nothing herein shall be construed as a recommendation or solicitation to purchase or sell any financial product or security or as an official confirmation of any transaction. This presentation is produced for illustrative purposes only and is not to be relied upon for any other reason, nor should it be considered as a solicitation. Sceptre Limited is Registered in England & Wales No HM Revenue & Customs Certificate of Registration for AML Regs No For further information please contact: Tony Hood 2 nd Floor, 70 Gracechurch Street London, EC3V 0XL Telephone:+44 (0) Mobile:+44 (0)

END OF PRESENTATION Company Introduction