Coming Home…a Rural Seminar in Visalia, CA Housing & Community Development Translating Lines of Business into Jobs June 14, 2012 Rosa Rios Valdez, CEO Business and Community Lenders of Texas
People Place Purpose TECHNOLOGY COMPETETIVE ADVANTGAGE STRATEGIC INNOVATION COLLABORATIVE PARTNERS Guiding Principles: Achieve sustainability for the corporation through strategic innovation, competitiveness, using technology and collaboration. Since 1990, over 4,300 jobs
Business & Community Development Lending Creates Jobs
Purchase Rural Habitat Mortgage Portfolio – Wharton, Texas Population 8, % Latino Zero % Rehab Loans -- Cuero, Texas Population 6, % Latino *2010 US Census, Rural Housing Collaborative Job Retentions: Bank, BCL, Habitat =1.25 jobs
Innovation Creates Jobs
Social Enterprise Texas Grown & Bottled Olive Oil 11 new jobs projected
Identify Partners & Develop Business Plan Due Diligence & Forecasts Risk Analysis & Capital Structure Grow Asset Base Increase Competetiveness ROI & Managed Growth Salud Corporation Business Analysis
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