1 Empowering students to succeed in college and life

83% OF COLLEGE-READY STUDENTS DO NOT ATTEND COLLEGE BECAUSE OF FINANCES HALF A BILLION DOLLARS OF FINANCIAL AID ARE LEFT ON THE TABLE EACH YEAR BY ELIGIBLE CALIFORNIA STUDENTS CALIFORNIA RANKED 40 TH OUT OF 50 STATES IN COLLEGE ENROLLMENT AND 47 TH IN COLLEGE COMPLETION 2 Challenges

3 OUR VISION is to radically improve college access and success for under-resourced students by making the thousands of organizations seeking to boost college success rates dramatically more effective.

Partnership In Action GLOW partners with affiliates (schools & nonprofits) to provide financial literacy and student resources. GLOW actively seeks out scholarship, matched savings account, and corporate mentor partners to pool and distribute resources to affiliates’ students. Scholarships & matched savings accounts Mentors Financial Literacy FAFSA Best Practices College Financial Planning 4

GLOW Curriculum 5 High School Curriculum *30 modules to choose from Covers: 1.Money and Debt Management 2.College Budgeting/Financing 3.Financial Services Middle School Curriculum *5 modules to choose from Covers: 1.Banking 2.Budgeting 3.Cost of College Attendance 4.Intro to FAFSA 5.Intro to Financial Aid Parent Curriculum *2 hours Covers: 1.College Costs 2.Financial Aid Overview 3.FAFSA/Dream Act Overview 4.Budgeting Basics

GLOW High School Curriculum 6 College Costs Budgeting 201: Budgeting with Excel Budgeting 202: College Expenses Budgeting 203: College Funding Reducing Financial Gaps Budget Support Session Budget Review Session Paying for College: Yes You Can FAFSA/California Dream Act Application Step-By- Step FAFSA/California Dream Act Application Support Session Financial Aid 101 Scholarship Basics Federal Grants & Work Study Cal Grants Understanding Federal Loans Interpreting Your Award Letter Budgeting 101: Intro to Budgeting Budgeting 102: Simple Budget Budgeting 103: College Budget Debt Management 101: Preventing Debt Debt Management 201: Managing Debt Banks and Credit Unions Savings Accounts Checking Accounts Credit 101: Intro to Credit Credit 201: Credit Reports Credit 301: Credit Cards Predatory Lending Financial Services Money/ Debt Mgmt College Budgeting College Financing

Partners for Student Success 8 Reaching Students Throughout California and Beyond:

8 Students learn the financial literacy skills to prepare for college and life – 2013 Results

9 5,200 students reached, 59% Low Income 51 Affiliate Sites, 120 Affiliate Staff trained

10

GLOW-Santa Clara Office of Education Debrief Partnership Impact Santa Clara Office of Education, AVID and GLOW partnered for the academic year and delivered financial education programming and student resources to EIGHT ESUHSD high schools. For the year, GLOW invested 300+ staff hours in this partnership and the partnership yielded the following: 8 schools participated, 838 students Reached 160 Financial Literacy Modules delivered 20 Santa Clara Office of Education Staff trained 2 Scholarships totaling $14k 8 Matched savings accounts opened 11 Grade 9Grade 10Grade 11Grade 12 1.Orientation* 2.Financial Service Providers 3.Savings Accounts* 4.Checking Accounts 5.Budgeting 101: Intro to Budgeting 6.College Costs 7.Financial Aid Closing Review* 1.Orientation* 2.Financial Service Providers 3.Savings Accounts* 4.Checking Accounts 5.Credit 101: Intro to Credit 6.Budgeting 101: Intro to Budgeting 7.Budgeting 102: Simple Budget 8.Closing Review* 1.Orientation* 2.Financial Service Providers 3.Savings Accounts* 4.Checking Accounts 5.Credit 101: Intro to Credit 6.Financial Aid Budgeting 103: College Budget 8.Closing Review* 1.Orientation*/Credit 101: Intro to Credit + 2.Grants and Work Study 3.Predatory Lending 4.Interpreting Your Award Letter 5.Closing Review* ** Optional FAFSA

Next Steps 12 Complete MOU/GOA to formalize partnership Work with GLOW Staff to pick curriculum modules Attend 2 hour training to learn how to run a GLOW workshop Submit student demographic information to GLOW At start of GLOW programming, ensure students take Pre-assessment GLOW provides consulting and support throughout the year At end of programming, ensure students take Post-assessment Year end, GLOW shares results from Pre and Post Assessment