Survey on Cross-Border Mobile Payments
AFI members in 26 African countries responded DRC, Egypt, Ghana, Guinea, Kenya, Liberia, Madagascar, Morocco,, Nigeria, Rwanda, Senegal, Tanzania, Uganda, WAEMU, Zambia and Zimbabwe. WAEMU (West African Economic and Monetary Union): Benin, Burkina Faso, Cote d'Ivoire, Guinée-Bissau, Mali, Niger, Senegal, Togo
General Question Do exchange control, AML/CFT, or other regulations permit authorized cross- border remittance providers to: E-Money Cross Border Payments
DRC Guinea Kenya Nigeria Rwanda Senegal WAEMU Zambia Zimbabwe Outsource cash-in and cash-out services? Egypt Ghana Liberia Uganda Anonymous Madagascar Tanzania Morocco
Use mobile phones as a channel for cross-border payment transactions? DRC Kenya Madagascar Rwanda Tanzania WAEMU Zambia Zimbabwe Egypt Ghana Liberia Nigeria Uganda Anonymous Guinea Morocco Senegal
Offer mobile phone enabled cross-border payment services while operating as nonbanks? DRC Kenya Rwanda Tanzania WAEMU Zambia Zimbabwe Egypt Ghana Liberia Nigeria Senegal Uganda Anonymous Guinea Madagascar Morocco
Facilitate cross-border transfers in real time? DRC Kenya Madagascar Rwanda Tanzania WAEMU Zambia Zimbabwe Egypt Liberia Nigeria Senegal Uganda Ghana Guinea Morocco Anonymous
Comply with exchange control related reporting requirements via a mobile phone based application? DRC Guinea Kenya Madagascar Zimbabwe Egypt Ghana Liberia Nigeria Senegal Rwanda Tanzania WAEMU Morocco Uganda Zambia Anonymous
Comply with AML/ CFT related recordkeeping requirements using mobile phones and electronic storage? DRC Guinea Kenya Madagascar Rwanda Tanzania WAEMU Zambia Zimbabwe Egypt Liberia Nigeria Senegal Ghana Morocco Uganda Anonymous
Be flexible when performing initial customer identification and verification for AML/CFT purposes? DRC Guinea Kenya Madagascar Tanzania WAEMU Egypt Ghana Liberia Nigeria Senegal Zambia Zimbabwe Rwanda Morocco Uganda Anonymous
Comply with ongoing AML/CFT related customer identification requirements using mobile phones? DRC Ghana Guinea Kenya Madagascar Rwanda Tanzania WAEMU Zambia Zimbabwe Egypt Liberia Nigeria Senegal Morocco Uganda Anonymous
Are non-bank-based e-money accounts subject to AML/CFT laws? DRC Ghana Guinea Kenya Liberia Madagascar Morocco Rwanda Senegal Tanzania WAEMU Zambia Zimbabwe Nigeria Egypt Uganda Anonymous
Thank you