WELFARE MEASURES available to GDS employees 2.4.1

Pay and allowances Time related continuity allowance ( TRCA) increment Other allowance ( Office allowance, FSC, CMA, CDA & CCA) LEAVE 20 days paid leave per year Maternity leave for 3 months for female GDS 2.4.1

Other benefits Service discharge benefit scheme (SDBS) Ex-Gratia Gratuity – Rs.60,000/- Severance amount- Rs.60,000/- Productivity linked bonus Group insurance scheme 2.4.1

No formal application from the bereaved family is necessary. Immediate relief to the family of an employee who dies while in service If an GDS employee dies while in service, his family will be eligible for immediate monetary relief equal to two month’s Basic pay of the deceased Government servant subject to a maximum of Rs.7,000/- No formal application from the bereaved family is necessary. The advance should be adjusted within six months against the arrears of pay and allowances, death gratuity or any other payment due in respect of the deceased official. 2.4.1

Group Insurance Scheme Twin benefits- Insurance coverage and Savings 30% -- Insurance Fund 70% Savings Fund Rate of subscription & Amount of Insurance cover are determined for GDS is Rate of subscription is Rs.50/- Insurance cover is Rs.50,000/- 2.4.1

Promotions To MTS based on seniority cum fitness Through competitive departmental examination for MTS/ Postman/ PAs 2.4.1

Incentive/ Commission 1% commission on new TD accounts SB annual incentive @ 2% RPLI commission w.e.f 01.10.2009 (PLI Directorate letter No 26-02/2009-LI dated 18.9.2009) 10 % of first year premium 2.5% of renewal premium collected 2.4.1

Incentive/Commission for GDS For the deposits made under SB/TD schemes BPMs can earn Commission/Incentive For SB, Commission may be claimed for each financial year Rate of commission is 2% on net deposit Procedure to calculate net deposit is shown in next slide 2.4.1

Calculation of net deposit Deposits made from April to February should be taken Deposits made in March not to be counted Withdrawals made from 1st April to 31st March should be taken into account Withdrawals made from A.O. should be taken in to account 2.4.1

Calculation of net deposit Deposits made at A.O. should not be taken into account Amount of interest should not be treated as deposit 2% of the net deposit arrived as said above may be claimed as commission Claim should be preferred in the month of April every year 2.4.1

Payment of SB Commission The residual amount after deduction of net withdrawal from net deposit as calculated from above instructions is eligible for commission The Commission bill may be forwarded to A.O. A.O. will verify and sanction the bill Commission amount can be charged at BO with separate head in BODA as “Payment of Commission to BPM”. 2.4.1

Rate of Commission for TD deposits Sl Type of A/c Rate of Commission 01 1 year TD ½% 02 2 & 3 years TD 1% 03 5 years TD 2% 2.4.1

Procedure to claim TD commission Claim may be preferred once in a month Bill should be submitted to A.O. for the accounts opened during the month on 1st of next month Accounts opened through agents are not eligible to claim commission No commission for TD re-deposits Forward commission bill to A.O. duly invoiced in BODA 2.4.1

Payment of TD Commission A.O. will verify and sanction the bill Commission amount can be charged at BO with separate head in BODA as “Payment of Commission to BPM”. The charged bill should be sent back to A.O. 2.4.1

Payment of TD Commission Need not wait up to the end of financial year to claim commission on TD deposits 2.4.1

Fixing of TRCA Norms Sl.No Item of work Points Standard prescribed 01 Handling of unregistered articles 1 point of work load For every 25 unregistered articles handled in a day 02 Handling of Registered articles For every 22 registered articles handled in a month 03 Handling of Money Orders For every 15 Money Orders handled in a month 04 Sale of Postage stamps For every Rs.900 worth of stamps sold in a month 05 Handling of cash For every Rs.20000/ cash handled in a month Letter .No. 14-6/87-PAP dated 15.12.2009 PAP section 2.4.1

Fixing of TRCA Norms 06 Savings Bank/NSC 1 point of work load For every 10 transactions in a month 07 Rural Postal Life Insurance transactions 08 Collection of Telephone bill or any other bills For every 20 bills collected in a month 09 Disbursement of old age pension through Money Orders For every 15 Old age pension Money Orders disbursed in a month 10 Disbursement of old age pensions through Savings Bank accounts For every 10 old age pension through Savings Bank in a month 11 Accounts work and receipt and dispatch of mails in a month Fixed 14 points per month 2.4.1

TRCA corresponding to work load Sl.No Category of GDS Existing TRCA Revised TRCA w.e.f.01-01-2006 Work load in points Work load in hours 01 GDS Sub Postmaster Rs.2125-50-3125 Rs.4575-85-7125 -- 4-5 hours 02 GDS Branch Postmaster Rs.1280-35-1980 Rs.2745-50-4245 75 points Up to 3 hours work New TRCA slab Rs.3200-60-5000 87.5 points More than 3 hours up to 3 hrs 30 mts Rs.1600-40-2400 Rs.3660-70-5760 100 points Up to 4 hours Rs.4115-75-6365 112.5 points More than 4 hours up to 4 hours 30 mts Up to 125 points More than 4 hours 30 mts up to 5 hours 2.4.1

TRCA corresponding to work load 03 GDS Mail deliverer/stamp vendor New TRCA slab Rs.2665-50-4165 -- For work up to 3 hours for new entrants Rs.1375-25-2125 Rs.3330-60-5130 For work load upto 3 hours 45 mts Rs.1740-30-2640 Rs.4220-75-6470 More than 3 hours 45 mts up to 5 hours 04 GDS Mail carrier /packer/Mailman Rs.2295-45-3695 Rs.1220-20-1600 Rs.2870-50-4370 More than 3 hours up to 3 hours 45 minutes Rs.1545-25-2020 Rs.3635-65-5585 More than 3 hours 45 minutes up to 5 hours 2.4.1

EXERCISE 2.4.1

SERVICE DISCHARGE BENEFIT SCHEME. 2.4.1

Service Discharge Benefit Scheme 1. Eligible after one year’s service 2. GDS left with 3 year’s service as on 1.1.2011 3. Existing GDS have to opt for either severance amount or SDBS by 30.9.2010 4. For new entrants, SDBS is mandatory 5. Not entitled to receive the benefits of severance amount. 2.4.1

SDBS contd., 6. Govt. will contribute Rs.200/ per month for enrolled GDS 7. GDS shall not be required to make any contribution 8. Contributions made by Dept shall be credited to the trustee bank by the PFRDA 2.4.1

SDBS No contribution for POD officials No contribution for substitutes and provisionally employed officials GDS on absorption to Dept shall have to quit the SDBS and seek transfer of the accumulations to NPS 2.4.1

SDBS GDS has to submit an application to D.O through IP/ASP SP/SSP will send it to CRA’s (Central Record keeping Agency) facilitation Centre A digitized card will be issued containing PRAN (Permanent retirement Account Number) number. Charges for digitization and annual service charges will be borne by the department. GDS has to open a Savings account 2.4.1

SDBS A GDS can exit at any time after 58 years, he can withdraw 20% of accumulations and invest 80% for purchase of life annuity from any Life insurance company authorised by IRDA( Insurance Regulatory Development Authority) At the time of discharge from service GDS can withdraw 60% of accumulations, and invest Mini mum,40% He can invest more than 40% also. On dismissal/removal, the GDS will forfeit the benefit of SDBS 2.4.1

Circle Welfare fund 1. The scheme was introduced on 1.10.2013 2. The subscription by every GDS is @Rs.20/ per month. 3. Annual subscription of Rs.240/ is recovered in one lump in April every year. 2.4.1

Main components of the scheme 1. Financial Grant 2.Financial Assistance 3. One time repayment at the time retirement 2.4.1

1. Financial Grant Financial Assistance to families of deceased GDS to meet immediate expenses Rs. 10000 Death due to terrorist activity/dacoity while on duty Rs. 1,50,000 Financial Assistance in case of death of GDS due to riots, attack by robbers and terrorists while on duty Rs. 12,000 Financial Assistance in case of death of GDSs while being on duty due to accident Rs. 25,000 Funeral expenses on death of GDS while being on duty due to accident(payable in cases in the absence of next of kin) Rs.5000 Financial Assistance in case of major surgical operations in ailments, like cancer, brain hemorrhage, kidney failure, heart surgery etc) Rs. 20,000 Financial Assistance in case of accident of GDS while being on duty, requiring hospitilisation for more than three days Rs. 5,000 2.4.1

Financial Grant contd Financial Assistance for nutritional diet to GDS suffering from TB(only once for a max,. Period of six months, provided GDS has put in 6 yrs of service and treatment in Govt. hospital) Indoor treatment Rs.400 p.m. Outdoor treatment Rs. 200 p.m Grant of scholarship under educational Schemes to the children of GDS IIT, AIIMS, and IIM Rs.1000/ Technical Education Degree Rs. 280/ p.m Diploma Rs. 190/ p.m. Non-technical Education BA/BSc/Bcom/Degree in fine arts Rs. 150/ p.m. ITI Course Rs. 940/ p.a. Incentive for excellence in academic achievement Frist Position in the circle/region Rs.1000/ Second position in the circle/region Rs.800/ Third position in the circle/region Rs.700/ 2.4.1

Financial grant contd Incentive for excellence in academic achievement Fourth position in the circle/region Rs. 600/ Fifth position in the circle/region Rs. 500/ Scholarship for physically handicapped children of GDS(for max. 8 yrs) Rs. 200/ p.m Maternity Grant to woman GDS Rs. 200/ p.m. Financial Asistance in cases of natural calamities, like fire, floods etc Rs. 5,000/ 2.4.1

2. Financial assistance (loan) For construction of one room with flush toilet facilities for housing Branch Post Office Rs.50000/ For purchase of computer/laptop Rs. 20,000/ For purchase of moped/scooter/motor cycle which will facilitate travel for exchange of BO bag, visit to account office etc The rate of interest is 5% The amount is deductible in max. 25 instalments The GDS is eligible for loan on maximum two occasions in his entire career with max. ceiling of Rs.50,000/ subject to condition of previous loan is fully repaid. 2.4.1

3. One time repayment at the time of retirement Less than 5 years service No amount is payable 5 yrs from the date of start of contribution Rs.1,000 10 yrs from the date of start of contribution Rs.2000 15 yrs from the date of start of contribution Rs.3000 20 yrs from the date of start of contribution Rs.4500 25 yrs from the date of start of contribution Rs.5500 30 yrs from the date of start of contribution Rs.6500 35 yrs from the date of start of contribution Rs.8000 40 yrs from the date of start of contribution Rs.9000 More than 45 yrs from the date of start of contribution Rs.11,000 2.4.1

2.4.1