Overview of Services

Who We Are and Plans We Serve 1950 – Our CPA firm was founded 1999 – Expanded into Wealth Management and Retirement Plans Coordinated team of trusted, experienced professionals working with a nationwide network of advisors Plans We Serve: 401(k) 403(b) 457 Cash Balance/Defined Benefit Money Purchase Pension Plan

Who We Serve Advisors served throughout the country: –CPAs –Investment Advisor Representatives –Broker Dealers –Outside TPAs

Upside for Advisors... TWO PLANS A YEAR (average size of $ 2M*) * Hypothetical example using the following assumptions: $4M in new plan assets annually at 0.35% advisor fee and 15% annual growth of assets assuming annual market growth of 7% and annual plan contributions of 8%. Annual Advisor Potential Revenue Multiple Benefits of 401(k) Plan Business $4,000,000 of new plan assets annually over 4 years* $ 80,393 in annual revenue Annual Contribution increases Rollover Opportunities New source of referrals & client assets Plus Additional Business Potential

Why We Serve Insurance Co./Traditional Bundled Retirement Plan Consultants LLC wholesales a single point of contact solution Third Party Administration Recordkeeping – Daily Valuation Partnered with Successful Wealth Management Firms Unbundled Solution High-hidden fees Cookie cutter plans (no plan design) Service Standards are low

Advisor Advantage Prospects to Clients Plan Discovery Scorecard Plan Design SMART Plan Easy and Streamlined Conversion Documents New Business Marketing List Marketing Materials Cold Call Fundamentals Plan Analysis Plan Sales Assistance Training Retirement Plan Consultants University (RPCU) Service Webinars Annual Plan Review Quarterly Statements Plan Design

Advisor Advantage - Training Our essential training and tools includes:

Advisor Advantage – New Business Sales Workbench Go to and click the Sales Workbench button on the leftwww.retirementplanconsultants.net/advisor.php Login User: Sales Password: rpc

Advisor Advantage – New Business Sample Marketing List Customized for Your Area

Advisor Advantage – Prospects to Clients 2F – This plan or any part of this plan has been designed/intended to comply with section 404(c) of ERISA Is the plan really 404(c) compliant? Is there fidelity bond coverage? If so, is there enough? Preliminary Plan Analysis

Advisor Advantage – Prospects to Clients

Does plan design make a difference? Let’s take a closer look...

Advisor Advantage – Prospects to Clients Innovative Plan Design

Advisor Advantage – Prospects to Clients Innovative Plan Design

Advisor Advantage – Prospects to Clients Innovative Plan Design

Advisor Advantage – Prospects to Clients Innovative Plan Design

Advisor Advantage – Prospects to Clients Innovative Plan Design

In fact... if you don’t do this you will send $10,585 to the IRS. to give you and your family $122,943” Would you give $6193 to your employees “Mr./Ms. Plan Sponsor, Advisor Advantage – Prospects to Clients..... THE QUESTION ??? And by the way the cost to you is $0 ……

Advisor Advantage – Prospects to Clients Business Succession Planning Generational Wealth Planning Breaking New Ground in Document Drafting Beyond the numbers... Innovative Plan Design

Plan is outdated Roth feature not implemented No formal Employee Education Program 404(c) election not used or followed Fidelity Bond lack of coverage Efficient plan design not utilized Consistently failed discrimination testing Lack of advisor involvement If Lack of Advisor Involvement, here are your opportunities … No Default Investment Selection Lack of established Investment Committee Investment Policy Statement not created No Fiduciary Services being provided No formal fund review Common Retirement Plan Issues

Fiduciary Audit File Binder Table of Contents Service Agreements 1. Recordkeeping and Administrative Services Agreement 2. Qualified Retirement Plan Agreement ADV Forms 3. Custodial Agreement E-Statement Agreement Plan Documents 4. Formal Record of Adoption 5. Adoption Agreement QDRO Procedures Loan Procedures (if applicable) Automatic Rollover Services Agreement (if applicable) 6. Basic Plan Document 7. IRS Determination Letter 8. Summary Plan Description 9. Default Investment Notice 10. Sarbanes-Oxley Blackout Notice (if applicable) 11. Fidelity Bond

Moving Forward What are your next steps?

Easy Five Step Process Winning Retirement Plan Business Determine Your Target Market Review Current Client List Contact List Provide by RPC Sales Workbench Prospecting Tools Prospect Set the Appointment Present Solution Follow Up Complete Plan Setup Worksheet Setup Meeting with Decision Makers Discovery Scorecard (See Example) Gather Retirement Plan Information for Analysis and Plan Design SMART Plan Presentation Plan Design Discussion and Examples Overcome Concerns and Objections with Plan Sponsor Establish Next Steps Before Ending the Meeting Be Available for Questions Drive the Decision Making Process Ask for the Plan Review Plan Design Make Final Decisions – Features, Design, Price Utilize Regional Manager for Worksheet Assistance Submit Complete Documents to Plan Implementation Manager

... And They Said Yes! How RPC comes in to help

Easy Five Step Process Plan Implementation with RPC Custom-Tailored Plan Plan Set Up Worksheet Received “Closing of the House” Packet Enrollment Process Payroll Call Fiduciary Audit File Binder Signature Ready Forms Magazine Quality Enrollment Kits Participant Education Administrative Website Training Electronic and Hard Copy Documentation System

Retirement Plan Consultants LLC Fax: Josh Kegley Midwest Regional Director Cell: Andrea E. Thompson Eastern Regional Director Cell: Michael D. Taylor Western Regional Director Cell: Contact Us