Creating Unique IDs for 1.2 Billion Residents of India Unique ID Authority of India Identity Management – A National Perspective

Context of UIDs in India 1.Provision for a robust & reusable ID 2.Clean up existing databases through uniqueness 3.Enabler for efficient delivery of services 2

Bank A/c Telephone NREGA jobs Verifying ID is a common challenge Employment No Birth records No Address proof POVERTY PREMIUM No ID leading to Denial of Service Pension Scholarship Insurance Subsidized Commodity Welfare Services 3

Aadhaar : An Online ID Ration Card Drivers License Passport PAN Card NREGA Job card Voter ID Card All current valid PoI/PoA documents issued for specific purposes and entitlements Used as PoI/PoA in the absence of a pure ID Requires manual authentication basis ‘What the user has’ Is prone to duplicates, fakes, etc. Aadhaar is a pure ID issued by the Government to all residents Identity platform for leverage by multiple applications Portable Online ID can be used for Authentication anytime, anywhere Authentication on basis of ‘what the user is (biometrics) or knows (OTP )’ Provides usage audit trail 4

Features of Aadhaar Only Numbers – No Smart CardsRandom Numbers – No Intelligence, No ProfilingAll Residents – Including ChildrenUniqueness – Ensured through biometric attributesNo Guarantees to Citizenship, Rights, EntitlementsEnsuring Security and Privacy of InformationUbiquitous Authentication – From No ID to Online ID

Name Address Gender Date of birth 1 person  1 number 4 demographics + 3 biometrics = 1 unique Aadhaar number Photo Both iris 10 finger- prints 6

An Enrolment Kit Item-wise description Laptop with enrolment client 2 nd monitor for live data verification by resident Camera for photo capture Iris scanner Fingerprint slap scanner Enrolment kit box 7

AADHAAR IMPLEMENTATION APPROACH 8

Enrolment Ecosystem Resident Enrolling Agencies Registrars UIDAI 1. Aadhaar is being built in partnership with Registrars 2. Registrars collect demographic & biometric data from residents through Enrolment Agencies 3. UIDAI empanelled enrolment agencies can be used by Registrars 4. Aadhaar is issued by the UIDAI to residents after de-duplication of data 9

How AADHAAR is being built? UIDAI Registrars Enrolment Agencies 1. Aadhaar is being built in partnership with Registrars 2. Registrars collect demographic & biometric data from residents through Enrolment Agencies 3. UIDAI empanelled enrolment agencies can be used by Registrars 4. Aadhaar is issued by the UIDAI to residents after de- duplication of data 10

Overview of enrolment process Demographic Data Capture Biometrics Captured Acknowledgements

Quality is crucial for Aadhaar Quality Training & certification of Enrollers Client Software Standard Processes Data Encryption and Transport Device Certification

Aadhaar SFTP Upload 3. SFTP Upload Filter Duplicate / Junk Demographic Quality Check 5. Demographic Quality QA Reject Enrolment Quality Checking Filters Enrollment Process 1. Resident Review EOD Process 2..Supervisor EOD Review Erroneous Packets Error corrections 4. Demographic Duplicate Check Demographic Duplicate Biometric Duplicate Check 6. Deduplication Biometric MDD Biometric Duplicate Reject Generation 13

Aadhaar Delivery  E-Aadhaar via UIDAI website  Aadhaar number via SMS to registered phone Additional Delivery Channels 14

Aadhaar Authentication & Usage 15

= YES* OR NO* *OTP – One Time Pin Aadhaar Authentication at a Glance *and/or – Single or multi-factor authentication *Yes/No – Would enable service provider to take business decision UIDAI’s CIDR UIDAI’s CIDR + Demographics Name, Gender, DOB, Address.. OTP* Biometrics and/or* and/or 1:1 Match

Aadhaar Enabling Service Delivery Benefits for Government and Residents Improves efficiency of public expenditure Easy accessibility of services by residents 17

PoI/PoA for mobile connections KYC for opening bank A/Cs PoA/PoI for multiple states Aadhaar as common KYC platform already accepted for… KYC for LPG Connections 3 PoI for Train Travel 5 18

Aadhaar Platform for Banking Open Bank Accounts using Aadhaar Connect existing Bank Accounts Access Aadhaar Enabled Bank Account (AEBA) Transfer funds to Aadhaar Enabled Accounts Simplifies disbursal of funds – uses only one account for all disbursals Address Aadhaar Payments Bridge (APB) Withdrawal and deposit Check balance, peer to peer transfers Inter-operable, portable anytime anywhere Transactions Aadhaar Enabled Payment System (AEPS) 19

Housing schemes 8 IAY Streamline delivery of food subsidy 7 Aided by ASHA worker 2 School payments 3 Merit Scholarship Schemes 4 Life and health Insurance 5 Wages / Salary 6 Pension payments 9 Antenatal Care 1 AADHAAR enabled bank account Benefits of an Aadhaar in FI 20

Metadata Capture Areas 21

Data Analytics Opportunities - Metadata Organizations Involved People Involved – Operator, Supervisor – EOD Operator Enrolment & Authentication Software Used Quality Warnings Auth Response Outcome Geography Biometric Devices Intermediate states of Enrolment Packet Packet Reject Reasons – Bad Quality, Process- non-compliance Various Timings Age, Gender... and More 22

Thank You 23