Controlling Spending and Teaching Children Coping Skills Nancy M. Porter, Ph.D. Deborah J. Thomason, Ed.D.

Review Focusing on financial situation in 2009 Tracking spending Determining net worth Controlling spending

Resources TCCT publication: Controlling Spending Ways to Save in 2009 lists 66 Ways to Save Money

Behavior Change Activities Small Steps to Health and Wealth™ – Step Down Principle – Convert Consumption into Wealth

Family Communication Define Examples Benefits Obstacles

L. O.V.E LISTEN

L. O.V.E OBSERVE

L.O. V.E VALUE

L.O.V. E EXPRESS

L.O.V.E Children Spouse/Family Co-workers Neighbors/Strangers

L.O.V.E LISTEN OBSERVE VALUE EXPRESS

L.O.V.E

Coping With the Family Stress in Challenging Economic Times Nancy M. Porter, Ph.D. Deborah J. Thomason, Ed.D.