Health Insurance Designed for the Graduate Students employed by the THE TEXAS A&M UNIVERSITY SYSTEM 2011-2012 Underwritten By: Companion Life Insurance.

Slides:



Advertisements
Similar presentations
GRADUATE COLLEGE. s are sent to the students official UA address during each fall and spring Open Enrollment Period. Students.
Advertisements

IUSD Mandatory Plan Aetna Student Health Insurance Student Health Insurance Coordinators April 30, 2015.
SLIDE 1 International F-1 Student Health Insurance 2013–2014 Blue Cross Blue Shield of Texas (BCBS) Administered by Academic HealthPlans (AHP)
Health Savings Accounts (HSAs) This presentation will probably involve audience discussion, which will create action items. Use PowerPoint to keep track.
Understanding Your Coverage The Corps Network Corpsmember Health Care Insurance Plan June 29th, 2013 – December 31 st, 2013 Presented by: Willis.
Presented by Student Health Insurance Plan Overview.
© 2009 Corporate Executive Board, All Rights Reserved. Health Plan Dictionary How to Understand Your Plan and Make Cost- Effective Choices.
2006 Benefits. 2 Comprehensive Health Care Plan  Choice of POS or HMO or no coverage  Payroll deduction amounts:  Qualified change in status - report.
The University of Iowa Student Health Insurance
A Guide for New International Students Fall 2013.
Plan Year. 2 WHAT’S NOT CHANGING FOR 2014  Premiums will remain the SAME  First Choice providers and Generic Medications are STILL NO COST TO.
Graduate Research or Teaching Assistant Health Insurance.
1 Winter 2014 Post Retirement Benefits – What they mean to you.
UNCLASSIFIED Fringe Benefit Orientation UW-L Human Resources.
8/15/20151 Tuberculosis (TB) Testing and Health Insurance New International Student Orientation – Fall 2013.
1 Health Insurance Briefing 22 July 2010 CHANGES IN THE HEALTH INSURANCE PROGRAMMES
FIN SVCS 05/081. Current Travel Insurance Policy ACE American Insurance Company Covers travel of students, employees, and guests of the University while.
Community College System of New Hampshire Employee Benefits Informational Sessions.
Employee Benefits Open Enrollment November 7 th, 2013.
International Health Insurance Northwestern Polytechnic University School Year.
An independent licensee of the Blue Cross and Blue Shield Association Meredith College 2013 Renewal & Enhancements Andrea Rossbach 10/11/2012.
Community College System of New Hampshire Employee Benefits Informational Sessions.
Health Plan Options Informational Sessions November 2012.
School Board of Highlands County -Insurance Update for
Student Health Plan Preview Hubbard – Bert, Inc University Partners Working for You!
AUBURN UNIVERSITY GRADUATE STUDENT INJURY AND SICKNESS INSURANCE ESSENTIAL COMPONENTS OF YOUR INSURANCE PLAN Deborah Bledsoe August 2011.
Welcome to the 2006/2007 Annual Benefits Presentation Montana University System's Flexible Benefits Program Paul Bogumill Director of Benefits (406) 444.
Health Insurance designed for the International Students of the THE TEXAS A&M UNIVERSITY SYSTEM Underwritten By: Companion Life Insurance Company.
Open Enrollment Benefits August 1 _ 31, 2014 Wylie ISD.
2014 Benefits. Open Enrollment  Elections made during open enrollment will become effective on January 1,  East Central College offers you and.
OPS Open Enrollment− 1 OPS Employee Benefits ‒ Open Enrollment Who is Eligible: All full-time employees who worked, on average, 30 or more hours a week.
1 Benefits effective 2/1/ Lifetime maximum of up to $5 million RX Card Wide choice of plans Family Flex ® – Each family member can apply for a.
Overview of CISI Benefits & Procedures For the Participants of Rotary International 2012.
Ivy Tech Community College Limited Medical Insurance Plans.
 Both fee-for-service and managed care cover medical,surgical, and hospital expenses  Can also cover prescription drugs and dental  Both pay premiums.
Aetna Student Health Insurance
RESURRECTION HEALTH CARE PHYSICIANS’ HEALTH INSURANCE INITIATIVE Presented by: Steve Guarino PBT Health Insurance Program.
1 National Asbestos Workers Medical Fund Benefits Comprehensive Major Medical Benefits Deductible Deductible Annual Plan Annual Plan Lifetime.
Agribusiness Library LESSON: HEALTH INSURANCE. Objectives 1. Determine the function of health insurance, and define common health insurance terms. 2.
Health Insurance Coverage Premium Increase - 16% 2008 Premium Increase - 0.0% 2009 Premium Increase - 0.0% 2010 Premium Increase - 2.0% 2011.
Insurance. Health Insurance  Many people in the US are uninsured – assume all responsibility for health care costs.  Insurance decreases out of pocket.
Overview of CISI Benefits & Procedures For the Participants of Rotary International 2011.
BROWARD HEALTH BENEFITS The Broward Health Notice of Privacy Practice describes how medical information about you may be used and disclosed and your.
Group Name Plan Year : 1/1/11-12/31/11. Find and Replace ( to be edited) Getting Started: Enrollment presentations can be shown to your employees to help.
High Plains Educational Cooperative 10/1/2015 Open Enrollment August 5 th & 6 th, 2015.
Ivy Tech Community College Limited Medical Insurance Plans.
Staunton City Schools New benefit year on an Aetna benefit plan
Health Savings Accounts (HSAs) Everything You Need to Know.
BROWARD HEALTH BENEFITS. The Broward Health Notice of Privacy Practice describes how medical information about you may be used and disclosed and your.
Health Insuranc Agenda Health Insurance Agenda Insurance Requirements Who is UM’s Health Insurance Provider? What does the health insurance plan cover?
Pre Retirement Seminar October 27, Overview Benefit summary Opportunities for savings What is changing? Self serve options Contact us 2.
3/7/20161 Health Insurance New International Student Orientation – Spring 2012.
Understanding Your Coverage The Corps Network Corpsmember Healthcare Insurance Plan July 1, 2011 – June 30, 2012 Plan Year.
Shelby County Government 2014 Benefits Annual Enrollment: 11/01/2013 – 11/15/2013.
15-16 International Student Health Insurance Overview.
Ontario Professional Fire Fighters Conference April 6, 2016 Presented by: Holly Murphy.
PREPARING FOR BARGAINING MEDICAL INSURANCE September 2014.
Health & Accident Insurance … for grantees of IIE related programs Institute of International Education.
HCC Medical Insurance Services A subsidiary of HCC Insurance Holdings, Inc. StudentSecure ® June 2, 2015.
Ivy Tech Community College Limited Medical Insurance Plans
Personal Finance Health Insurance
Texas Tech University System Presented by: Academic HealthPlans
Ivy Tech Community College Limited Medical Insurance Plans
Ivy Tech Community College Limited Medical Insurance Plans
International Student Health Insurance Plan Overview
University of Connecticut Study Abroad Insurance
Ivy Tech Community College Limited Medical Insurance Plans
Presentation transcript:

Health Insurance Designed for the Graduate Students employed by the THE TEXAS A&M UNIVERSITY SYSTEM Underwritten By: Companion Life Insurance Company (A+) Administered by: Associated Insurance Plans International, Inc. (AIP) Administered by: Associated Insurance Plans International, Inc. (AIP) Serviced in College Station, Texas by: Dunlap Financial Services

Preferred Provider Network 100% reimbursement for covered medical expenses incurred at the Student Health Center. 100% reimbursement for covered medical expenses incurred at the Student Health Center. 80% reimbursement for in-network treatment, after deductible and any co-payment – PHCS and Beech Street National Providers 80% reimbursement for in-network treatment, after deductible and any co-payment – PHCS and Beech Street National Providers 60% reimbursement for out-of-network treatment, after deductible and any co-payment 60% reimbursement for out-of-network treatment, after deductible and any co-payment Outside the United States benefits are reimbursed at 80% Outside the United States benefits are reimbursed at 80% Out-of-pocket Maximum: $3,000 per policy year Out-of-pocket Maximum: $3,000 per policy year

Deductible $100 each plan year ($300 for family) $100 each plan year ($300 for family) NOTE: The deductible is waived for medical treatment received at your campus Student Health Center

Co-payments Outpatient Physician visit and Urgent Care Treatment Center: Outpatient Physician visit and Urgent Care Treatment Center: $25 plus 20%/40% of the remaining charges $25 plus 20%/40% of the remaining charges Emergency Room visit: Emergency Room visit: $250 plus 20%/40% of the remaining charges $250 plus 20%/40% of the remaining charges

Pharmacy At The Student Health Center $15 co-payment per 30 day supply (paid at 100% to $1,000 per policy year) – submit pharmacy receipts and complete a claim for reimbursement. $15 co-payment per 30 day supply (paid at 100% to $1,000 per policy year) – submit pharmacy receipts and complete a claim for reimbursement. Outside The Student Health Center Prescription Drug Card: cost of prescription medication to $5,000 per policy year, subject to a co-payment per 30 day supply. Prescription Drug Card: cost of prescription medication to $5,000 per policy year, subject to a co-payment per 30 day supply. Co-payments: $ 15 co-payment for generic Co-payments: $ 15 co-payment for generic $25 co-payment for brand $35 co-payment for single source (Contraceptives are included.)

Provided “as any other illness” Provided “as any other illness” Newborn care for 3 days (normal delivery) and 4 days (caesarean delivery) Newborn care for 3 days (normal delivery) and 4 days (caesarean delivery) Maternity Benefits

Additional Benefits Accidental Death & Dismemberment: $10,000 Accidental Death & Dismemberment: $10,000 Repatriation of mortal remains: Repatriation of mortal remains: $25,000 for International students $15,000 for U.S. students Medical Evacuation: up to $50,000 (advance approval required) Medical Evacuation: up to $50,000 (advance approval required) Family Visit: for International travelers & study abroad students - $2,500 for cost of round trip airfare for family member when insured is hospitalized 7 days Family Visit: for International travelers & study abroad students - $2,500 for cost of round trip airfare for family member when insured is hospitalized 7 days

Pre-existing conditions: Pre-existing conditions: Pre-existing conditions are covered if you have been continuously insured for 18 consecutive months prior to enrolling in the plan, or you have been continuously insured for 12 months under any TAMUS student plan, or you are 12 months treatment free for your pre- existing condition Pre-existing conditions are covered if you have been continuously insured for 18 consecutive months prior to enrolling in the plan, or you have been continuously insured for 12 months under any TAMUS student plan, or you are 12 months treatment free for your pre- existing condition Exception to pre-existing condition limitation: Exception to pre-existing condition limitation: If you have not been continuously insured for 12 months under any of the TAMUS insurance plans, or 18 months under any other insurance plan, there is a $1,000 maximum benefit for your pre-existing condition until you are continuously insured for 12 months under the TAMUS student insurance plan – once you are continuously insured, benefits would be paid for your pre-existing condition on the same basis as for any new medical condition. Creditable coverage: Creditable coverage: Applies towards the pre-existing condition limitation. This is health insurance coverage you have had in place for 18 continuous months prior to enrolling in this insurance plan (this would include a foreign country who provides health coverage). Applies towards the pre-existing condition limitation. This is health insurance coverage you have had in place for 18 continuous months prior to enrolling in this insurance plan (this would include a foreign country who provides health coverage).

Continuation Plan If you graduate or leave school prior to the policy termination date, you may remain on the insurance plan for the balance of the policy year – as well as for one additional year. You must contact AIP within 31 days of your change in status, complete an application, and pay your premiums directly to AIP. If you graduate or leave school prior to the policy termination date, you may remain on the insurance plan for the balance of the policy year – as well as for one additional year. You must contact AIP within 31 days of your change in status, complete an application, and pay your premiums directly to AIP. If your employment terminates, but you remain a registered student of the TAMU System, you must contact AIP within 31 days of your change in status, and you may continue this plan, or change to any of the other TAMUS student insurance plans, by completing an application and paying your premium directly to AIP. If your employment terminates, but you remain a registered student of the TAMU System, you must contact AIP within 31 days of your change in status, and you may continue this plan, or change to any of the other TAMUS student insurance plans, by completing an application and paying your premium directly to AIP. Request for continuation must be received within 31 days of your employment termination date. Request for continuation must be received within 31 days of your employment termination date. Contact Associated Insurance Plans International, Inc. (AIP) for details and premiums. Contact Associated Insurance Plans International, Inc. (AIP) for details and premiums.

Optional - Dental & Vision Insurance Plan and Dental, Vision & Pharmacy Discount Card Discount Card Option: low annual premium for pharmacy, dental, and vision discounts low annual premium for pharmacy, dental, and vision discounts Participating providers include all major vision and pharmacy chains Participating providers include all major vision and pharmacy chains No claim forms to complete No claim forms to complete Discount is immediate at the time of service Discount is immediate at the time of service Dental & Vision Insurance Option: Choice of 3 plans with different Choice of 3 plans with different co-insurance options co-insurance options Choice of $1,000, $1,500 or $2,000 annual maximum benefit Choice of $1,000, $1,500 or $2,000 annual maximum benefit No waiting period No waiting period Optional Vision coverage Optional Vision coverage Premium as low as $20 per month for annual coverage Premium as low as $20 per month for annual coverage

Information Available At: Description of Coverage Description of Coverage Identification Card Identification Card Preferred Provider Network Look-up Preferred Provider Network Look-up Claim Procedures Claim Procedures Claim Forms Claim Forms Claim Status Inquiry Claim Status Inquiry Student Insurance Survey Student Insurance Survey Dental and Vision discount and insurance options Dental and Vision discount and insurance options

Questions and Assistance? Contact Associated Insurance Plans International, Inc. (AIP) Monday through Friday, 8:00 a.m. to 7:00 p.m. (CST) (800) or contact our Representative in College Station: Dunlap Financial Services 111 E. University Drive, Suite 110 College Station, Texas (979)