S A V I N G : I N V E S T I N G : P L A N N I N G Can You Afford To Retire Someday? Participate in your school’s 403(b) savings plan with VALIC

SAVING : INVESTING : PLANNING 2 Will you have enough to fund your retirement? With your VALIC advisor, you can have a Financial 360® report on your financial status in just 15 minutes! IMPORTANT: The illustrations or other information generated by Financial 360 regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results.

SAVING : INVESTING : PLANNING 3 It’s Wise to Start Now! Here’s why! This hypothetical illustration is based on an annual effective rate of return of 6% and does not reflect the performance of any specific investment option. It does not take into account the payment of taxes and does not intend to predict investment results. The illustration does not include fees or expenses that an investment product could assess. If included, these fees would reduce the figures shown above. Systematic investing does not ensure a profit or guarantee against loss. You should consider your ability to invest consistently in up as well as down markets. Not intended to serve as financial advice or as a primary basis for your investment decisions. Taxes are generally due upon withdrawal.

SAVING : INVESTING : PLANNING 4 A tax-deferred plan allows pre-tax contributions which can turn $150 into $200. Out of every $ You could let the government take $50 in taxes* and save only $ Or you could put $200 into a tax-deferred plan. *Assumes a 25% Federal tax bracket. Taxes are due upon withdrawal of assets from the plan.

SAVING : INVESTING : PLANNING 5 You may be able to simplify your finances and roll money in from other plans. Plans from former employers Direct, hassle-free rollovers to Your current employer’s plan Availability of this feature is based on your current employer’s plan document provisions.

SAVING : INVESTING : PLANNING 6 Your local VALIC Advisor is ready to help!! Cassie Johnson, CFP®, ChFC® Financial Advisor 1800 SW 1st Ave, Suite 420 Portland, OR Cell: Fax: VALIC.com Valic.com/WEA

S A V I N G : I N V E S T I N G : P L A N N I N G THANK YOU I’m looking forward to helping you retire on time with enough money!!