SAVING : INVESTING : PLANNINGMarch, 2010 Communication, Education and Investment Management for the Tennessee Optional Retirement Program.

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Presentation transcript:

SAVING : INVESTING : PLANNINGMarch, 2010 Communication, Education and Investment Management for the Tennessee Optional Retirement Program

SAVING : INVESTING : PLANNING 2 VALIC Points to Consider ► VALIC Background ► Participant Services ► Investment Management ► Contact Us

SAVING : INVESTING : PLANNING 3 ► VALIC advantages ■More than $58 billion in assets ■Service for 2 million investors ■2,000 FINRA licensed financial advisors ■50 years of experience managing tax-qualified retirement plans ■Organizational stability and financial strength ■High levels of participant retention and plan sponsor satisfaction ► Frequent communication of investment information ► Increased participant understanding of asset allocation ► Consistent objective investment advice VALIC Background

SAVING : INVESTING : PLANNING 4 (New)Retirement Education Center  Flexible alternative to in-person consultation  Retirement planning  Asset allocation modeling  At-retirement counseling  Investment advisory services  Targeted education programs  Available Mon - Fri, 8 am - 8 pm ET Sat, 10 am - 5 pm ET Targeted Communication Materials  Literature  Webcasts   Video Local Financial Advisor  Individual counseling  Retirement planning  At-retirement counseling  Seminars, workshops and employee orientation meetings  Asset allocation modeling  Investment advisory services (New)Custom Web Site  Easy account access  Transactional  Online financial planning and educational tools  Custom messaging  Plan-specific details Client Care Center  24-hour automated voice response system  Client Service Professionals available Mon-Fri, 8 am - 9 pm ET  150 CSPs  Spanish-speaking staff  AT&T language line (all languages, real-time translation) Exceptional Technology Personal Service Spectrum of Client Care Participant Services

SAVING : INVESTING : PLANNING 5 Objective Complete open architecture with no proprietary mutual fund requirements Flexible You may transfer your existing balances to the new platform. All contributions will be directed to the new platform effective 7/1/2010 Best in Class Fund Line Up 23 New Low Cost Mutual Funds plus VALIC Fixed Account. Name Brand Fund Managers such as Vanguard, PIMCO, Wells Fargo, and American Funds. Fund Selection & Monitoring Fund Line Up picked from Universe of 100 mutual fund families with more than 5,200 mutual funds Investment Management

SAVING : INVESTING : PLANNING 6 ►Current rate: 3.6%* ►Guaranteed minimum for 2010: 3.00% ►Life of contract: 2.00% ►Portfolio-based method of determining interest rate ►Daily interest-rate crediting ►A VALIC fixed annuity (policy no. GFA-504) *V ALIC declares a portfolio interest rate monthly for the Fixed-Interest Option. That declared portfolio interest rate is guaranteed until the end of the month and is credited to all new and old deposits as well as credited interest. The contractual lifetime minimum guaranteed interest rate is 2.00%; however, V ALIC guarantees – for calendar year 2009 – a minimum portfolio interest rate of 3.25%. All interest is compounded daily at the declared annual effective rate. V ALIC’s interest-crediting policy is subject to change, but any changes will not reduce the current rate below the contractually guaranteed minimum or money already credited to the account. Guarantees are subject to the claims-paying ability of the insurance company. Investment Management New General Account Fixed Interest Option

SAVING : INVESTING : PLANNING 7 Contact Us ► 14 Advisors State Wide ► Visit ► Call VALIC