Contact: Associate Member of San Antonio Apartment Association Video link:

Cover Your Immediate Family for One Low Fee No Insurance Forms No Denials Based on Pre-Existing Conditions No Waiting Rooms Great for the Uninsured or Underinsured

 FAMILIES  Antiquated, Inefficient Healthcare Delivery System  Up to 70% of Doctor’s Office Visits are unnecessary  Over 66% of all ER Visits are Non-Emergencies, with an average cost of $1,200  50+ Million Uninsured, 10s of Millions Underinsured  Nationwide shortage of primary care physicians (especially in rural areas)  Even the insured are making choices between rent, groceries & basic health care  EMPLOYERS  Overuse of Doctor’s and ER visits Losses estimated at $63 billion+  Excessive health premiums  Employee productivity loss due to medical absenteeism Losses estimated at ~$100 billion  New studies finding greater loss due to employees being sick at work (“presenteeism”)

CONSULT A DOCTOR Doctors answers medical questions and give advice on non – emergency, routine medical issues and discuss symptoms, suggest treatment, diagnose many common issues, and prescribe medication when needed. You can connect via , phone, text, or video chat free of charge, with our network of doctors for informational diagnostic consultation. Consult a Doctor’s services are available to you at home, work, or wherever you may be that you have the above mentions capabilities to communicate. COUNSELING SERVICES Emotional and relationship issues can be overwhelming. However, personal problems are as treatable as any other health concern if you know where to turn. Phone counselors help solve personal problems of any size. MEDICAL TRAVEL EXPENSE Members can access a global network of doctors, travel assistance staff and emergency evacuation benefits when 100 miles from home and suffering an injury or illness.

MRI & CT SCANS Members receive discounts of 50% to 75% off usual charges for imaging services while using credentialed radiologists. Save 50-75% on typical costs for MRI, CT Scans and Ultrasounds. LAB TESTING Members also save 10% to 80% on charges for blood tests and all other lab testing. The network provides affordable lab testing, which leads to proper diagnosis and effective treatment. COUNSELING SERVICES Emotional and relationship issues can be overwhelming. However, personal problems are as treatable as any other health concern if you know where to turn. Phone counselors help solve personal problems of any size. MEDICAL TRAVEL EXPENSE Members can access a global network of doctors, travel assistance staff and emergency evacuation benefits when 100 miles from home and suffering an injury or illness.

LEGAL CARE DIRECT PERSONAL OR BUSINESS The legal benefit is provided by a national discount legal referral service. Members are referred to plane attorneys based on location, language and area of law. Attorneys gave an average of 19.4 years of experience. Plan attorneys will either charge $ per hour, or 40% off their usual and customary hourly rate, whichever is greater, for legal care that goes beyond the free and discounted services TAX HELPLINE Members of the Tax Helpline program will have access to unlimited tax advice, prior year tax return review and free tax return preparation for forms 1040EZ, 1040A, and the standard FINANCIAL HELPLINE Financial problems plague a large portion of Americans. Financial Helpline can answer the most basic questions to the more complex. Debt, healthcare expenses, housing issues, credit card spending, taxes, college funding and retirement planning are just some of the issues our members can seek help with.

SAFE IDENTITY Safe identity protects members from identity theft. A detection system scans thousands of databases to find attempts to steal you ID. Members are told by phone if suspicious activity is found. Members get unlimited services; free financial coaching for up to one hour, and free legal consultation up to one hour with an attorney. Safe identity can even help with “pre-existing” ID theft that was unknown before joining the program. FINANCIAL HELPLINE Financial problems plague a large portion of Americans. Financial Helpline can answer the most basic questions to the more complex. Debt, healthcare expenses, housing issues, credit card spending, taxes, college funding and retirement planning are just some of the issues our members can seek help with. TAX HELPLINE Members of the Tax Helpline program will have access to unlimited tax advice, prior year tax return review and free tax return preparation for forms 1040EZ, 1040A, and the standard 1040.

Plan includes: Consult A Doctor™, Physician Visit/Hospital Referral Network, Aetna Dental Access, Coast To Coast Vision, Pharmacy, Hearing, Lab Services and Imaging, Vitamins, VIP Diabetic Plan, Roadside Assistance, and Legal Care Direct Family OR Legal Care Direct Small Business. Safe Identity is an optional benefit. FE4Ideb3Koc FE4Ideb3Koc

Disclosures This plan is NOT insurance. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. This discount card program contains a 30 day cancellation period. For a full list of disclosures, please visit Discount Medical Plan Organization: New Benefits Ltd., Attn: Compliance Department, PO Box , Dallas, TX Consult A Doctor™ physicians do not prescribe controlled medications. Consult A Doctor™ is not insurance. Consult A Doctor™ does not replace your primary care physician. Consult A Doctor™ will not prescribe medications for Oklahoma residents. Not available in KS, UT, VT or WA.