MyBlue Individual Care Blue PLUS SM Flexible Blue II SM 1500 Flexible Blue II SM 2500 Flexible Blue II SM 5000 Young Adult Blue Max SM Keep Fit SM OneBlue.

Slides:



Advertisements
Similar presentations
What I need to know about health insurance.. Introduction to Health Insurance Basics Terms Scenario Mandated covered services Plans Identify Explain Pros.
Advertisements

BCBS Health Insurance Update AKA: Whats different and what effect it might it have on you?
Lafayette Parish School System Joint Meeting of the Board Insurance Committee & Employee Insurance Advisory Committee May 2006.
FY 2015 Changes Changes (listed on page 4 of the Benefits Choice book and page 2 of the flyer): – Deductibles and plan year deductible caps – Coinsurance.
Center School District Qualified High Deductible Health Plan (QHDHP) with HSA Effective July 1, 2009.
Student Health Plan Individual Premiums Ivy+ Average does not include additional student health services fees, charged by 8 institutions and averaging.
Nicholls State University Human Resources Annual Enrollment Overview.
Individual & Family Medical, Dental & Life Plans.
How Health Insurance Policies Work John (Rick) Thornton Insurance4Dallas.
Personal Health Record Alerts Print Personal Health Record Out of Pocket Estimator: Step 1 of 4 powered by Plan Information Out of Pocket Estimate for:
Garden Grove Unified School District
© 2009 Corporate Executive Board, All Rights Reserved. Health Plan Dictionary How to Understand Your Plan and Make Cost- Effective Choices.
 Indemnity or Fee-for-Service coverage- -allow you go to the doctor of your choice and pay for services at the time of the visit. -The amount that your.
Health Care. HMO: Health Maintenance Organization Group insurance that entitles members to services at participating hospitals. – Traditionally lower.
PLAN COMPARISON. MEDICAL PLAN COMPARISON Medical Plan Comparison PPOSouthern NevadaNorthern Nevada Benefit CategoryCD PPO HDHPHealth Plan of NevadaHometown.
JAYNE HURD & MIKE JORDAHL Health Insurance. Who Needs Insurance? Health insurance is not required but at some point everyone will need it.

Health Insurance Law and You Mr. Blais. Managed Care Plans These involve arrangements between the insurance companies and a certain network of health-care.
1 Health Insurance Briefing 22 July 2010 CHANGES IN THE HEALTH INSURANCE PROGRAMMES
SmartSense PPO Plans New Plan Design Launched December 2007.
ClearProtection Plus How It Works. 2 Two Separate Deductibles Each plan has two deductibles: Inpatient/outpatient surgical/ER services deductible Outpatient.
GEORGIA IN-NETWORK Plan Vendor:1 st Medical Network DEDUCTIBLE $300 PER PERSON $900 PER FAMILY $20 COPAY FOR OFFICE VISITS (not subject to general deductible)
Shasta-Trinity Schools Insurance Group
This presentation is a high-level summary and for general informational purposes only. The information in this presentation is not comprehensive and does.
Health Insurance Fundamentals Chapters 9, 10, 11&12.
EHA Early Retiree Plan Benefit Options.
Triple Choice Enrollment THE BASICS DEFINITIONS HMO (Health Maintenance Organization): A form of health insurance combining a range of coverage.
Individual & Family Medical, Dental & Life Plans March 2009.
Services provided by Mercer Health and Benefits LLC Employee Cost Sharing Medical, Dental, and Vision July 15, 2008 Mikel Gray, Seattle Sheree Swanson,
HSA Seminar PreferredOne HSA Plan 2013 ®. What is an HSA Health Plan? High Deductible Health Plan + Health Savings Account 2 Health Savings Accounts (HSAs)
MIIA - Blue Cross Blue Shield Proposed Benefits. Plan Offerings HMO Blue New England (HMO) Blue Care Elect Preferred (PPO)
1 Benefits effective 2/1/ Lifetime maximum of up to $5 million RX Card Wide choice of plans Family Flex ® – Each family member can apply for a.
0 Disclaimer - This presentation is brought to you by Aetna Life Insurance Company and/or its affiliates to educate you on the Aetna plan options available.
Health Insurance Chapter 16. Types of insurance Commercial Blue cross HMO/PPO/PSO Medicare/Medicaid.
CoverageFirst ® PPO The easy first step toward consumer choice plans. Now with more options for your smaller clients! April 2005 GHC /05.
Slide 41 Board of Regents of The University System of Georgia Plan Year 2011.
RESURRECTION HEALTH CARE PHYSICIANS’ HEALTH INSURANCE INITIATIVE Presented by: Steve Guarino PBT Health Insurance Program.
Health care costs continue to increase! 40% of US citizens are uninsured! Health Insurance 101 (Managed Care)
Board and Employee Insurance Advisory Committee Meeting July 29, 2015.
2015 Benefits Info for Newly Eligible Employees. Topics for Discussion Medical Aetna HSA KeySolution MVP Next Steps / Forms McGohan Brabender Customer.
How does it work?.  Compare the basic principles of at least four different insurance plans.  Apply the concepts of insurance deductible, co-insurance,
2016 BCBSGa Open Enrollment.
Why Have Our Health Care Costs Gone Up So Much the Last Two Years? We’ve Been Told: Skyrocketing Health Care Costs Northeast is so expensive for healthcare.
2015 Benefits Open Enrollment. 4 AGENDA Welcome What’s New What’s Changing Eligibility & Enrollment Review of 2015 Benefits How to Enroll Questions.
BROWARD HEALTH BENEFITS. The Broward Health Notice of Privacy Practice describes how medical information about you may be used and disclosed and your.
Unit C: Health Care Systems Part 4 Health Team Relations.
WHAT IS AN HMO? SHBP Health Maintenance Organization.
Medical Insurance Copyright © Texas Education Agency, All rights reserved. 19.
Health Insurance HTR. Health Insurance Medicare Health insurance for the elderly Must be at least 65 Part A-hospital coverage Part B-doctors office, outpatient.
Chapter discussion questions Health care plans.
Traditional Plan PPO 1 in-network Plan pays 80% of allowable charges after you meet your deductible. The benefit is limited to $800 per insured per benefit.
Employee Survey Concerns Salary Issues Respondents pointed to no across-the-board pay increases for the past three years. They felt that their take-home.
PPO Plans What You Need To Know Burt Krebs Virginia State Insurance Manager.
Health, Disability & Life Insurance. What is Health Insurance?  Protection - against risk of loss due to accident or illness  Premium/fee – money you.
APS Renewal Options Benefit Year: November 1, 2017 – October 31, 2018
Reimbursement (Part Deux)
Health Insurance Why do people get health insurance?
TCU 2017 Benefit Plan Choices Non-Medicare Retirees In-network benefits are shown, consult detailed benefit summaries for out-of-network benefits. 90%PPO.
APS Renewal Options Benefit Year: November 1, 2017 – October 31, 2018
Personal Finance Health Insurance
NETWORK CHANGE – BENEFITS OPEN FORUM
Medical and Prescription Drug Deductibles
Health Insurance Premiums & Benefits
Health Insurance Premiums & Benefits
Health Care.
Health Care Objective:
Health Care Objective:
Paul Extrum-Fernandez Brian Grimmer Andrea Winchester
Dental Plan Comparison – Delta Dental
Presentation transcript:

MyBlue Individual Care Blue PLUS SM Flexible Blue II SM 1500 Flexible Blue II SM 2500 Flexible Blue II SM 5000 Young Adult Blue Max SM Keep Fit SM OneBlue SM Smart Select SM

In-Network  Deductible  Co-Insurance  Co-Insurance Max  Out of Pocket Max  Office Visit  Emergency  $1000/$2000*  30%  $2,500/$5,000*  $3,500/$7,000*  70% no deductible  70% after deductible Individual Care Blue PLUS PPO * Family Contract

In-Network  Deductible  Co-Insurance  Co-Insurance Max  Out of Pocket Max  Office Visit  Emergency  $1,500/$3,000*  20%  $2,500/$5,000*  $4,000/$8,000*  80% after deductible Flexible Blue II 1500 PPO * Family Contract

In-Network  Deductible  Co-Insurance  Co-Insurance Max  Out of Pocket Max  Office Visit  Emergency  $2,500/$5,000*  20%  $2,500/$5,000*  $5,000/$10,000*  80% after deductible Flexible Blue II 2500 PPO * Family Contract

In-Network  Deductible  Co-Insurance  Co-Insurance Max  Out of Pocket Max  Office Visit  Emergency  $5,000/$10,000*  20%  $800/$1,600*  $5,800/$11,600*  80% after deductible Flexible Blue II 5000 PPO * Family Contract

In-Network  Deductible  Co-Insurance  Co-Insurance Max  Out of Pocket Max  Office Visit  Emergency  $1,000  30%  $2,500  $3,500  $30**  70% after in-network deductible plus $150 copay*** Young Adult Blue Max PPO ** Professional services:

In-Network  Deductible  Co-Insurance  Co-Insurance Max  Out of Pocket Max  Office Visit  Emergency  $1,500, $2,500, $5,000, $7,500 or $10,000  30%  $3,500/$7,000  Deductible plus co- insurance max  $40.00**  100% after outpatient deductible plus $250 copay*** Keep Fit SM PPO *** Emergency: ** Professional services

In-Network  Deductible  Co-Insurance  Co-Insurance Max  Out of Pocket Max  Office Visit  Emergency  $500/$1,000*  20%  $5,000/$10,000*  $5,500/$11,000*  $30.00  $ OneBlue SM HMO * Family Contract

In-Network  Deductible  Co-Insurance  Co-Insurance Max  Out of Pocket Max  Office Visit  Emergency  $1,500, $2,500 or $5,000  20% 50% for select service  $5,000/$10,000  Deductible plus co- insurance max  $30.00  $ copay after deductible Smart Select SM HMO