1 Fringe Benefits Orientation

2 Arizona State Retirement System (ASRS) Provides defined benefit retirement, LTD, retiree health insurance, and survivor benefits to members Employee and Amphi both contribute Retirement contribution is 10.90% of pay (before tax) LTD contribution is 0.24% (after tax) Enrollment is mandatory Two-step enrollment process Website: Local phone (520)

3 403(b) or 457 Tax Sheltered Annuity Tax free retirement saving Contact an approved retirement investment company Automatic payroll deductions IRS rules and regulations govern these investments Visit the retirement savings section of Benefits website at:

4 ASBAIT Medical Insurance Arizona School Board Association Insurance Trust BlueCross/BlueShield of Arizona provides the network of doctors, hospitals, and labs Meritain is the administrator Certificate of Creditable Coverage (COCC) for your current insurance provider is required to waive pre-existing condition clause on all covered persons over the age of 19

5 Medical Plans: 3 choices A$25 – co-pays only B$25 – co-pays for doctor’s visits and prescriptions; lower deductible plus co- insurance for major medical services HDHP $ High Deductible Health Plan with HSA available through Health Equity  Dependents may be covered up to age 26

6 Medical Insurance Rates Individual OnlyIndividual + Spouse Individual + Child(ren) Individual + Family ASBAIT A$25 $149.23/month ($89.54/pay) $567.23/month ($340.34/pay) $506.23/month ($303.74/pay) $861.23/month ($516.74/pay) ASBAIT B$25 $117.23/month ($70.34/pay) $503.23/month ($301.94/pay) $445.23/month ($267.14/pay) $ /month ($463.94/pay) ASBAIT HDHP $46.23/month ($27.74/pay) $361.23/month ($216.74/pay) $316.23/month ($189.74/pay) $599.23/month ($359.54/pay)

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8 Preventative Care Benefits Preventive Care In-Network  Physical exams 100%  Well-Child Care 100%  Mammogram 100%*  Pap smears 100%  Prostate blood test 100%  Screening lab work 100% As required by PPACA, preventive benefits covered at 100%, with no cost to you.  For complete listing, visit center/regulations/preventi on/taskforce.html center/regulations/preventi on/taskforce.html Additional Wellness Benefit  First $300 covered at 100%,  10% of eligible thereafter  In-network

9 Tools  Enroll with Type both First and Middle name in First Name field when enrolling Access your electronic Explanation of Benefits Find the status of a claim Order new ID cards One-stop-shop access to your account Enroll with to find out your prescription drug costs

10 Tools  Visit for in-network provider directorywww.azblue.com Search the Provider Directory Select “PPO/EPO” network for medical Select “Dental Choice/Blue Preferred Dental” for dental Tabs for Providers, Facilities and Urgent Care  If you enroll in ASBAIT Medical, make sure to pick up a Guide to your Medical Benefits on your way out today

11 Dental Insurance Options Two Dental Options  Employers Dental Services  ASBAIT PPO

12 Individual Only Individual + Spouse Individual + Child(ren) Individual + Family Employers Dental Services $0.00/mo. ($0.00/pp) $8.57/mo. ($5.14/pp) $13.85/mo. ($8.31/pp) $17.31/mo. ($10.39/pp) ASBAIT Dental $22.35/mo. ($13.41/pp) $54.35/mo. ($32.61/pp) $56.35/mo. ($33.81/pp) $76.35/mo. ($45.81/pp) The following Individual costs reflect a monthly District dental contribution of $8.65 Dental Insurance Rates

13 Dental Insurance Options Employers Dental Services (EDS)  In-network coverage only  Low-cost exams, cleanings and x-rays  Discounts for other major services  No coverage limits  No prior coverage requirement  Domestic partner coverage is available  Dependents may be covered to age 26  Pick up directory of providers on your way out

14 Dental Insurance Options ASBAIT PPO  Freedom to choose any licensed dentist  Free yearly exam, x-rays and biannual cleanings  Plans pays max $1,500 per calendar year  Low deductible - $50 per person  Co-insurance of 80% or 50%  Reduced costs if your provider is in BCBS of AZ  Dependents covered to age 22 (up to age 24 if full time student)  COCC required to waive pre-existing clause

15 Vision Insurance EyeMed Vision  $10 co-pay for annual eye exam  Allowance toward glasses or contacts  Lower costs if you use a network provider  Partial reimbursement available for non- network providers  Domestic partner coverage available  Dependents may be covered to age 26  Rates on page 24 in Handbook

16 Pet Insurance United Pet Care  Low premiums  Coverage for office visits, extensive discounts  2 plans to choose from: Choice or Select  Must select a network provider Rates in booklet or online

17 Standard Life Insurance/AD&D You will receive $25,000 term life insurance at no charge  Includes accidental death & dismemberment coverage  Amount is reduced beginning at age 70  Accelerated payment for terminal illness  You must provide beneficiary information – SSN, and current address and phone number Additional Term Life Insurance available  Set rate ($6.95 per month) for additional $25,000  Rates vary by age for $50,000, $100,000, or $200,000  See rates in Handbook, page 25

18 Hartford Short Term Disability No charge – provided by the District Pays 60% of your salary after a 45 day waiting period Maximum benefit period is 20 weeks

19 Medical and Dependent Care Flex Spending Accounts Plans administered by BASIC Lower your taxable income Reimburse yourself for dependent care or medical, dental, and vision expenses Up to $5,000 allowed for dependent care Up to $2,500 allowed for medical flex Use it or Lose it Save all receipts

20 Other Voluntary Products American Fidelity offers:  Cancer (basic and enhanced plans)  Accident (w/ or w/o spouse and dependants)  Long Term Care (w/ spousal rider) Insurance Texas Life offers:  Permanent Life Insurance (for you, your spouse, and/or your dependents) Details in the enrollment portal For more information contact Ginger Huff at or

21 Employee Discounts Verizon Wireless Tucson Values Teachers Prestige Fitness JCC Desert Sports & Fitness Lady of America Alive Fitness & Training Center

22 Payroll Deductions Plan year is July 1 – June 30 th Benefits begin 1st of the month after hire date Benefits end last day of the month that you terminate if midyear, or June 30 th if year end Deductions occur August 24 th - May 17 th  First deduction might be pro-rated

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24 Making Changes Mid-Year Your benefit elections will stay in place for the entire plan year. Qualifying Event Changes allowed: Marriage, Divorce, Birth, Adoption, Dependent Death, Spouse’s Open Enrollment, Spouse’s change in employment status, etc. You must notify us (with documentation) within 30 days of event The change must align with the event

25 When to Enroll You must complete your benefits enrollment within 30 days of hire Enrollment letter gives login and PIN Access the online portal anywhere Computer available in Benefits Office Certification of Dependent Eligibility form required - if enrolling dependents

26 Access to Plan Documents View online at Benefits sectionwww.amphi.com  Benefit Plan Descriptions  ASBAIT summary plan description (SPD)  HIPAA (Health Insurance Portability and Accountability Act) Notice Printed copies available in the Benefits Office

27 Benefits Department is Available Monday – Friday 8am – 5pm:  Debbie Peck,  Joyce Martin,  Jeannette Rivera,