Reaching Customers in the Capital Region Bank Mutual May 29, 2003.

Slides:



Advertisements
Similar presentations
Money, Banks, and the the Central Bank Lecture notes 5 Instructor: MELTEM INCE.
Advertisements

Georgia Studies Unit 9: Personal Finance Lesson 1: Personal Finance
Chevalier Spring  Savings – refers to the dollars that become available when people abstain from consumption  Financial System – a network of.
BELL WORK What is the meaning of the cartoon?. VU NGUYEN FINANCIAL INTERMEDIARIES.
Personal Finance.  Four common Financial Institutions  Commercial banks  Savings and loan associations (S&Ls)  Credit Unions  Brokerage Firms.
The Power of Two Presented for: The Ad Group Presented by: Aimee Ruhl Cheryl Riley Terry Wilson Lee Tank July 24, 2003 QCTimes.com.
Financial Intermediaries Indirect Finance –An Institution stands between lender and borrower. Direct Finance –Borrowers and lenders deal directly with.
FINANCIAL SERVICE PROVIDERS Bank : A business that sells services such as savings accounts, loans, and investments Regulated more strictly than most other.
Unit 4. Money Three Uses: Medium of Exchange Barter Economy vs. Monetary Economy Unit of Account Store of Value Six Characteristics of Currency Durability.
Financial Markets Chapter 12.
Investing 101 How to grow your money wisely What’s an investment? An investment is something you buy with the expectation that it will increase in value.
© 2011 South-Western | Cengage Learning Global Financial Activities Financing Global Business Operations Global Financial Institutions.
Finance 101. Cash Checking accounts – NOW accounts Money Market accounts CDs.
Consumers & Savers A consumer is anyone who buys goods or services for personal use. Consumer spending is the biggest component of total spending in the.
The student will explain personal money management choices in terms of income, spending, credit, saving, and investing.
Chapter 4 Study Guide.
Section 3 – Banking Today
YOUR ROLE AS A CONSUMER CHAPTER 3. MAIN IDEA: AS A CONSUMER, YOU PLAY AN IMPORTANT ROLE IN THE ECONOMIC SYSTEM CHAPTER 3 SECTION 1: CONSUMPTION, INCOME,
Financial Literacy 101 Todd Jorns
The Relative Importance of Newspaper Media Particularly as it relates to Advertising.
 Why is it important for you to start saving now? SLID E 1.
Chapter 4 – Depository Institutions BA 543 Financial Markets and Institutions.
Financial Literacy 101 Todd Jorns

Chapter 20 Financial Aspects of Household and Firm Behavior ©2000 South-Western College Publishing.
Chapter 11.1 notes. Saving Saving = not spending $ Investment – use of income today for a future benefit.
Personal Finance The economy in our state is affected not only by national and global markets, but is also affected by actions and decisions we make about.
1 Chapter 2 Flow and Sources of Real Estate Funds.
NOTES INTEREST RATES, INVESTMENTS, & DEBT.  Simply put…the cost of money  This amount changes EVERYDAY  Consumers, businesses, and governments that.
Introduction to Business Chapter 33
Copyright © 2000 Addison Wesley Longman Slide #17-1 Chapter Seventeen THRIFTS: SAVINGS AND LOANS AND CREDIT UNIONS.
NADbank Study Highlights. La Presse was ranked 8th worldwide by the Society for News and Design. La Presse is the only Canadian newspaper in the top 10.
Financial Literacy 101 Todd Jorns
The Media Audit – Jacksonville March 2009 a smart partnership to reach a targeted audience Banking.
AMPS 2013 AB. Source: AMPS 2013 BA MAJOR SUNDAY PLAYER Sunday Sun is the most read tabloid style English newspaper on Sunday.
Financial Literacy Lifelong Learning Centre Wednesday, October :00 to 9:00 p.m. Gallery Room 106 Dr. Cyril Kesten Education 334, Faculty of Education.
Financial Markets Saving & Capital Formation – Saving – absence of spending Savings – Money available when.
Rancho Cucamonga Enterprise West End Real Estate Professionals March 28, 2014.
Comparing financial institutions. Credit Unions A cooperative financial institution that is owned and controlled by its members and operated solely to.
Do Now In a few sentences, describe the barter system. What are its advantages and disadvantages? If you had to function within a barter system, what would.
Concept 1. LEQ 1 What methods can be used to obtain capital for a business?
Chapter 10SectionMain Menu Money What is money? What are the three uses of money? What are the six characteristics of money? What are the sources of money’s.
WHAT DOES YOUR BALANCE SHEET SAY? Presented by: Rianka R. Dorsainvil, CFP® Financial Planner.
Types of Financing Please get a worksheet, look over it, and be ready to take notes.
Unit I - Personal Finance Building Wealth: Saving & Investing.
Today’s Schedule – 11/28 PPT: Money Supply & Banking Rdg: Pitfalls of Credit Card Debt Bonus Quiz: Money HW: Read 17.2/17.3 Start Studying for Unit 5 Test.
C12S2: Investment Strategies and Financial Assets  Main Idea:  To invest wisely, investors must identify their goals and analyze the risk and return.
REAL ESTATE FINANCE FIN 3334/5334
Georgia Studies Unit 9: Personal Finance Lesson 1: Personal Finance
Brokerage Firms 401K’s, IRA’s, Mutual Funds. Banks vs. Brokerage Firms Brokerage Firm Specialize in accounts for stocks, bonds, mutual funds Banks Offer.
Miss Smith 7 th Grade Civics *pgs  Money in savings accounts earn interest  Money can be withdrawn when needed  Usually must keep a minimum.
 Income from work- wages (paid by hour or unit of production) or salary (paid weekly, monthly, yearly)  Income from wealth- things you own- bank accounts,
Financial Services. 2 Financial Services - Guidelines for Military OneSource financial services All financial services are conducted by one of the following:
Fri. 4/15. Ch. 10 Money and Banking 10.3 Notes “Banking Today”
1. Money supply- all the money available in the US economy. 2.M1-represents all money that people can gain access to easily and immediately to pay for.
Banking 10.2/3. Ajektivs The Hiztorye of Banks How u can put yer har erned mone inta bank.
Chapter 10 Consumption and Savings Economics 11. What is consumption? consumption is that part of an individual’s income that is spent on goods and services.
The Role of the Consumer n Consumer purchases drive the economy –GDP=C+G+Ig+Xn –C=two thirds of GDP n Savings –Ig=Business spending comes from business.
Ch. 10: Consumption & Savings ECONOMICS 12. Consumption  Consumption is that part of an individual’s income that is spent on goods & services rather.
What are different ways you can save and invest your money? SS.8.FL.5.1 Describe the differences among the different types of financial assets, including.
Financial Intermediaries Institutions that channel savings to investors; such as banks, insurance co.’s and credit unions.
Central Bank of Iceland
Personal Finance Balance Sheet
APR - What does it stand for. APR - What does it stand for.

Personal Finance Vocabulary
Unit 13: Personal Finance
Georgia Studies Unit 9: Personal Finance Lesson 1: Personal Finance
Key Financial Concept Terms I
Georgia Studies Unit 9: Personal Finance Lesson 1: Personal Finance
Presentation transcript:

Reaching Customers in the Capital Region Bank Mutual May 29, 2003

Dane County Debt Source: DemographicsNow, 2003 Dane County total (000’s)Dane County avg. per household Credit Card debt $445,925,000$2,487 Installment loan debt $1,864,359,000$10,398 Investment real estate debt $1,182,049,000$6,593 Lines of credit debt $54,901,000$306 Mortgage debt $12,667,608,000$70,650 Other debt $135,039,000$753

Dane County Assets Source: DemographicsNow, 2003 Dane County total (000’s)Dane County avg. per household Bonds $649,769,000$3,624 CD’s $811,225,000$4,524 Home Equity $31,898,393,000$177,905 Mutual funds $1,580,379,000$8,814 Retirement accounts $5,635,649,000$31,431 Savings bonds $131,383,000$733 Stocks $980,800,000$5,470 Total assets $62,333,540,000$347,649

Financial activities of Dane County adults % of Dane County adults Source: The Media Audit, 2003

Credit Union/Bank Market Share % of Dane County adults – customers of financial institutions Source: The Media Audit, 2003

Newspaper: the effective way to advertise

Newspaper advertising makes people take action % of Dane County adults – actions taken due to advertising seen in newspapers, television or radio Visited advertiser’s business Shopped specifically for products or services in ad Redeemed coupon in ad Shopped store you have not visited in awhile Shopped a store for the first time Source: Dane County Advertising Effectiveness Study, Radio Television Newspaper

% of 548,000 South Central Wisconsin adults Source: ABC Readership Study, % of South Central Wisconsin reads the Wisconsin State Journal or The Capital Times 67% of South Central Wisconsin 65% of South Central Wisconsin 49% of South Central WI 78% of South Central Wisconsin

Reaching Bank Customers 63% read Wisconsin State Journal or The Capital Times daily 70% read the Sunday Wisconsin State Journal 28% visit madison.com

Reaching Dodge, Sauk and Columbia Counties

Readership of the Northern Madison Newspapers products Source: Sauk and Columbia County Study, 2002 % of adults in each market – read their local newspaper

% of adults who live in each city Running in both the Sunday Wisconsin State Journal and the local newspaper adds reach Source: Four-city Readership Study, 2002 Read Sunday WSJ and local newspaper Read local newspaper only Read Sunday WSJ only 10,470 readers 16,900 readers 5,930 readers 6,280 readers

Increasing your frequency increases your reach to Dane County adults % of Dane County adults Source: The Media Audit, 2003

LOCATION: Portage, WI PUBLISHED:Monday - Saturday CIRCULATION:4,916 READERS:16,860 There are 24,154 adults living in the Portage area. 16,900 Portage area adults (70%) read the Portage Daily Register. 6,000 Portage Daily Register readers do not read the Sunday Wisconsin State Journal – making the Portage Daily Register an important addition to your Sunday Wisconsin State Journal buy. Source: Four-city Readership Study, 2002.

There are 15,581 adults living in the Baraboo area. 10,500 Baraboo-area adults (67%) read the Baraboo News Republic 4,100 Baraboo News Republic readers do not read the Sunday Wisconsin State Journal – making the Baraboo News Republic an important addition to your Sunday Wisconsin State Journal buy. Source: Four-city Readership Study, LOCATION:Baraboo, WI PUBLISHED:Monday - Saturday CIRCULATION:4,027 READERS:10,470

There are 62,401 adults living in the Beaver Dam area. 36,817 Beaver Dam area adults (59%) read the Daily Citizen. Source: Readership Behavior Study, LOCATION:Beaver Dam, WI PUBLISHED:Daily, Saturday CIRCULATION: 11,714 READERS:36,817