©2011 Cengage Learning. Chapter 19 ©2011 Cengage Learning ANTICIPATING CHANGE.

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©2011 Cengage Learning

Chapter 19 ©2011 Cengage Learning ANTICIPATING CHANGE

Today’s Real Estate Issues Recovery from the Financial Collapse of 2007 The Recovery of Commercial Real Estate Financial System Recovery ©2011 Cengage Learning

Other Real Estate Issues Land use controls change as society’s perception of ideal land use evolves. The most important regulations appear to be in environmental & pollution issues. Endangered species, drainage, water conservation & government control of land use. ©2011 Cengage Learning

The Consequences of the Financial Collapse of 2007 ©2011 Cengage Learning

Trust in U.S. Financial Instruments Increase in Regulation The Future of Real Estate Finance Deleveraging Managing the Economy and Asset Bubbles The Past and Future Role of Politicians Interest and Inflation Rates ©2011 Cengage Learning

Problems Concerning Housing Specialists Environmentally regulated shortages of land and materials. The strong cyclical variations in the cost and supply of credit. Difficulty of maintaining older units. How to provide housing for elderly and low-income people. ©2011 Cengage Learning

Summary on the supply side of housing Restrict or stop issuing building permits related to availability of water, sewage treatment, & environmental restrictions. Public resistance to change. Availability and cost of materials. ©2011 Cengage Learning

Trends Ups and downs of interest rate have a major impact on the real estate markets. Swings impair the efficiency of real estate-related businesses, increasing the cost to consumers. ©2011 Cengage Learning

Housing There continues to be problems in providing specialized housing for elderly, large, low income families. The U.S. population is aging in terms of the total percentage. ©2011 Cengage Learning

The Uncertain Future Consumerism is growing People now are willing to express objections to the goods and services provided. Disclosure laws and responsibilities are increasing. There is an increasing use of broker errors and omission insurance and home warranty insurance. ©2011 Cengage Learning

Real Estate Professionals Increased knowledge (education) Increased specialization Increases in size of the typical real estate brokerage company ©2011 Cengage Learning

National Changes Demographic Issues Population Composition Poverty Homeownership Elderly ©2011 Cengage Learning

Lifestyle Changes Second homes Recreational resorts Bed and Breakfast inns Expensive restaurants Acreage home sites Luxury homes ©2011 Cengage Learning

Issues Labor Force Political/Legal Land-Use Controls Consumerism Political Conflict ©2011 Cengage Learning

Societal & Economic Changes Impact Land Use & Values The process of electronic technology is reshaping & restructuring patterns of social interdependence & life. Population growth has already been recognized as one of the world’s most pressing current and future problems. For religious and social reasons, population control is quite controversial. The United States is the world’s energy-driven society substituting other energy sources for human labor. ©2011 Cengage Learning

The Uncertain Future Telemobility Population Growth Population Control Pollution and Global Warming ©2011 Cengage Learning

What is in the future? ©2011 Cengage Learning