Addressing rural finance challenges I need to Invest more per hectare to earn more per quintal.

Slides:



Advertisements
Similar presentations
Consumer Credit & Investments Opposite sides of the same coin.
Advertisements

Banking in Todays Environment. Dave Orr Banking Professional for 22 years Expertise in Commercial Lending Employed at West Suburban Bank.
Introduction to Business & marketing
Union First Market Bank Jim Tyler, Commercial Division.
LAND BANK – CELEBRATING 100 YEARS OF FINANCING AGRICULTURE!
Unit 2 Personal Finance. Unit 2 At the end of this unit, students should be able to: On completion of this unit, students will be able to: Understand.
FarmLink Loans For Farmers. Access to Land: coaching on finding land, negotiating leases, farm succession, etc. Access to Capital: operating & equipment.
RISK SHARING PARTNERSHIPS Prepared for Client Name Your name here Date AgriSETA Conference Presentation by Diale Mokgojwa, Manager: AgriBEE 15 th September.
Increasing productivity and resilience Messages and project examples.
PERFORMANCE BASED LENDING HOW MUCH MONEY IS THE BORROWER GOING TO NEED? TRY NOT TO GET INTO A POSITION WHERE ADDITIONAL MONEY IS NEEDED BEYOND THE ORIGINAL.
SMALL BUSINESS BANKING Meghan Kearns NATIONAL CITY BANK Small Business Finance Sources of Capital: Borrowing.
Assessing Financial Resources Every start-up business needs some level of financial investment Land is a big one, but so is infrastructure! Once you know.
Farm Management Chapter 19 Capital and the Use of Credit.
A certificate issued by a bank depositing money in an account for a specified period of time (often six months, one year, or two years); a penalty is.
Farm Service Agency Guaranteed Loans FSA guaranteed loans provide lenders (e.g., banks, Farm Credit System institutions, credit unions) with a guarantee.
CECOCAFEN To Buy or Not to Buy? And, How? February 23, 2006 Daniel Grundman, Richard Hooper, Amber Kuchar, Kristopher Nordstrom.
Lecture 8 Lending function (1) Franco Fiordelisi Introduction to banking.
M. Morshed1 Chapter:05 Financial Statement of Bank.
Leasing as Credit Alternative Financing the Agricultural Value Chain Conference held in Mumbai, India, March 16-17, 2007 Renate Kloeppinger- Todd Rural.
Financing Smallholder Coffee Farmers In Kenya
AG CREDIT. SHORT TERM ▸ To finance operating costs ▸ one month to a year ▸ purchase consumables - fuel, fert. seed, chemicals, etc. ▸ Personal level -
Ag Econ 330 Jayme Ungs & Doug Lenhart April 22, 2009.
Johannesburg 1-3/4/09AFRACA/FAO/World Bank1 Risk in Agriculture Ake Olofsson Rural Finance Officer Food and Agriculture Organization of the United Nations.
Level 1 Business Studies
ROLE OF SACCO NETWORKS IN VALUE CHAIN FINANCING
Rural Financial Markets and Financial Planning AGEC 489/689 Spring Semester 2008.
Business Loan Applications. What information will a bank require from a business loan application? Amount Required. Ability to repay Business history.
AgFiMS Tanzania 2011 Headline findings Irma Grundling 14 March 2012.
AgFiMS Tanzania 2011 Headline findings Irma Grundling 14 February 2012.
Section 6.2 Notes. Can you afford a loan?  First way to tell  Second way to tell.
 Finance Your Business  Pro Forma Financial Statements  Record Keeping for Businesses.
Banks are Cash Flow and Collateral Lenders Targeting Operating Companies MFG Distribution Service Companies.
Value for Money. Challenges Exist The US has beneficial tax-exempt debt market and innovative financing tools The US has a complex federal/state/local.
AgFiMS Tanzania 2011 Ministry of Finance Irma Grundling, 15 February 2012.
Improving Small Farmer’s Access to Finance: The Pros and Cons of Contract Farming Carlos Arthur B. da Silva, Ph.D. FAO Agricultural Management, Marketing.
Presentation Title This course developed by The Environmental Finance Center at UNC Chapel Hill for The North Carolina School of Science and Math and NCDPI.
Low-income Business Lending The Challenge of.
INNOVATIONS IN AGRICULTURAL SUPPLY CHAIN FINANCE 17th March 2007 Presentation by Kishore Kumar N.S. Executive Vice President (Agriculture Business & Microfinance)
Rosa S. Rolle Senior Agro-Industry and Post-harvest Officer FAO Regional Officer for Asia and the Pacific Integration of Small Farmers into Horticultural.
The special challenge for Africa Special Session on Africa.
Land and Labor Dr. George Norton Agricultural and Applied Economics Virginia Tech Copyright 2009 AAEC 3204.
Warehouse Receipt Financing & Collateral Management System to Promote Agriculture Financing Kashif Umar Thanvi HBL 29 April, 2015 Islamabad 1.
1. 2 Problem  Farmers have limited access to modern agriculture technologies(the ratio of farmers to agents is 2000: 1).  Decreased farmer yield and.
Access to Finance in Agriculture Presented on : Hawasa Finance Fair Hawasa University,College of Agriculture March,
Value Chain Finance Beyond microfinance for rural entrepreneurs Value Chain Finance Workshop Addis Ababa 24 June 2010.
Leveraging Remittances for Economic Development CMEx October 2006.
Introduction to Agribusiness Chapter 1. Agribusiness Agribusiness - encompasses the activities of supplying goods and services to growers and ranchers,
A member of the CGIAR Consortium. Mobile Finance for Agriculture Mireille N’Simire ICT SPECIALIST IITA-CENTRAL AFRICA HUB.
Types of Financing Please get a worksheet, look over it, and be ready to take notes.
Managing Risk in Financing Agriculture - Expert Meeting Johannesburg 1-3 April 2009 Synthesis of the Expert Meeting “Johannesburg Findings”
Outcomes of the APEC SME Finance Forum 22 September 2015 Iloilo City, Philippines Zenaida Cuison-Maglaya Undersecretary, Regional Operations Group Department.
The Three C’s of Credit Objectives: – Students will be able to describe the “Three C’s of Credit (Capacity, character, and collateral) and factors used.
1 Banking Risks Management Chapter 8 Issues in Bank Management.
Finance for.... Fixed assets 1.Retained profit 2.Share capital 3.Bank loan 4.Hire purchase 5.Leasing Working Capital [to help cash flow] 1.Trade credit.
MABS APPROACH TO AGRICULTURAL MICROFINANCE Module 1, Session 1 Designing a Micro-Agri Product: Understanding Present Agricultural Lending.
Presented by John Matemo C/o Farmers#Trend Blog Cell:
Personal Financing ISE Senior Design Class. First thing first! (before you invest)  Credit card debt is under control  Emergency fund (3 ~ 6 months.
Drill 11/15 Why is it wise to invest your money? Why is it wise to invest your money? Why is a house a good investment? Why is a car a bad investment?
Credit and the Five “C”s of Credit: What Lenders Look For Information is based on text from Business and Personal Finance by the McGraw Hill Company.
The Financial Plan Chapter 2. ‘Your Financial Plan’ Involves your individually specific financial goals Describes spending, borrowing, and investing needed.
Farm Service Agency (FSA) Direct Loans Annual Operating & Equipment - $300,000 limit Annual Operating – 1 year with 1.375% Interest Rate Equipment Loans.
Support to Food Value Chain Industrialisation – Challenges and Solutions International Fund for Agricultural Development - October 2015.
Financing Sustainable Farming Olaf Weber Export Development Canada Chair in Environmental Finance
7.0 Project Cycle Preamble Whether it is an investment or servicing project, every project is expected to take off with initiation of ideas and creation.
BDC Good day everyone, My name is Mark Tanner and I am an Account Manager at the Business Development Bank of Canada, known as BDC. I am delighted to give.
Meredith, Alemayehu and Ariane
HARD MONEY LOANS DALLAS ARE IDEAL FOR SHORT TERM FINANCING.
The Business of adaptation
Five Cs Of Credit.
Introduction & Terminology
Presentation transcript:

Addressing rural finance challenges I need to Invest more per hectare to earn more per quintal

I need to invest more to get more Producing sesame is finance intensive. I have my cattle to be held as collateral Could group loan secure my request for finance?..... Farming involves risk We need to Collateral your assets We do not have your credit history You do not have a farm record You do not have diversified business Credit worthiness We run out of cash…..

Key Questions Q1: What additional risks impede agricultural lending? Finance Q2: How can informal money lending be replaced by more affordable options for formal credit. Finance/Farmer/FCU/PC Q3: How PCs and FCUs would be able to address the challenge of access to finance? FCU/PCs Q4: How is informal source of financing affecting the farmer? Is that possible to avoid/minimize the informal source? How? All Q5: How can we get more money in the system, to finance best agricultural practices (input credit) and finance marketing (output credit). All Q6: How the different stakeholders across the sesame value chain collaborate to address the challenge of access to finance? stakeholders

Actions to be taken