U.S. SECRET SERVICE “Worthy of Trust and Confidence” !!! SCAMS !!! $$$ SCAMMER KNOW WHAT TO LOOK FOR

U.S. SECRET SERVICE “Worthy of Trust and Confidence” U.S. FEDERAL BANKING LAW U.S. Treasury Checks or Official Bank Checks – Funds available at the opening of the next business day after check deposit Other Checks - $100 available next business day; balance available on the 2 nd day (local banks) and within 5 days (distant banks) YOUR NAME HERE Checks usually take 7-10 days to clear or up to a month if a foreign bank is involved.

U.S. SECRET SERVICE “Worthy of Trust and Confidence” NIGERIAN ADVANCE FEE SCAM CHARACTERISTICS Government Official, Lawyer, Judge, Law Enforcement, Doctor, Widow, CEO Official Looking Documents or Checks Sense of Urgency Confidential nature emphasized Delivered by Regular Mail, /Internet, Telephone “Wire”, “Send”, “Ship” $ or Deposit $ Into Account Many different cover stories (ie. lottery, inheritance, business deal, charity, etc.)

U.S. SECRET SERVICE “Worthy of Trust and Confidence” BEWARE OF SCAMS!!!! IRS/TAX RETURN SCAM

U.S. SECRET SERVICE “Worthy of Trust and Confidence” Use a website/logo that looks like the website/logo of the legitimate company. Sender pretends to be a legitimate company or bank. A fraudulent scheme involving ID Theft typically by . PHISHING

PHISHING EXAMPLE U.S. SECRET SERVICE “Worthy of Trust and Confidence” and Confidence”

PHISHING EXAMPLE U.S. SECRET SERVICE “Worthy of Trust and Confidence” and Confidence”

U.S. SECRET SERVICE “Worthy of Trust and Confidence” Estimated that between 3% -14% of phishing scams are successful PHISHING STATISTICS # of U.S. adults that received phishing s rose from 57 million in 2004 to 109 million in 2006 Losses from successful phishing scams rose from $137 million in 2004 to $2.8 billion in 2006 STATISTICS PROVIDED BY ITRC

U.S. SECRET SERVICE “Worthy of Trust and Confidence” BEWARE OF SCAMS!!!! IRS/TAX RETURN SCAM ONLINE AUCTION/CLASSIFIED AD SCAM

U.S. SECRET SERVICE “Worthy of Trust and Confidence” BEWARE OF SCAMS!!!! VISA/MASTERCARD FRAUD SCAM NIGERIAN ANTI-FRAUD SCAM ROMANCE SCAM CHARITY SCAM

U.S. SECRET SERVICE “Worthy of Trust and Confidence” WHAT SHOULD YOU DO???? STOP! STOP! THINK FIRST, ACT SECOND!!! NEVER give out your personal info over the phone or internet unless you initiate the contact and you know you are speaking to a true company employee. Conduct your own background investigation. Companies should never ask you for your personal information over the phone or via . DON’T RESPOND! U.S. SECRET SERVICE FRAUD ALERT FLYER

U.S. SECRET SERVICE “Worthy of Trust and Confidence”