Financial Investment Advisors Work to Make Your Money Grow

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4 A bear market is one in which prices of a certain group of securities are falling or are expected to fall. A downturn of 15-20% or more in more than one index (Dow-Jones or S&P 500) is considered a bear market.”

 Depressed Stock Prices  Poor Corporate Earnings  Low Interest Rates (Bank or Bond Interest) 10/22/10 5

 Invest in a Fixed Income Security Treasury Bonds Money Market Certificates of Deposit (CDs) 10/22/10 6

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Ken Garcia President Amy Kahn Managing Director Charles Fena VP Fixed Income Jen Glen Assistant Shirley Lo VP Treasuries Tom Preston Assistant Roberta West VP Portfolio Mgmt 10/22/10 8

 Proven growth track record  Steady returns per year for past three years  Estate planning  Diversified investment planning 10/22/10 9

 Buy more stock to average your cost down  Sell short A trading strategy, in which you sell a security that you don’t own and assume the risk that you will be able to buy the stock at a more favorable price than the price at which you sold short.  Buy safer CDs and Treasury Bonds 10/22/10 10

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 With a minimum of $250,000 invested: Personal risk analysis Diversified portfolio strategy Quarterly account statements 10/22/10 13

Money Watch Private Financial Evaluation Mutual Fund Investments Retirement Savings Planning Tax- deferred Investment Options Estate Planning 10/22/10 14

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