SHRM Poll, November 2, 2009 | ©SHRM 2009 November 2, 2009 SHRM Poll: Assistance Organizations Offer to Help Employees Manage Their Financial Resources

SHRM Poll, November 2, 2009 | ©SHRM 2009 Definition  Financial education is defined as any workplace initiative, program or resource designed to provide employees with information on how to manage their financial resources effectively for a lifetime of financial well-being. 2

SHRM Poll, November 2, 2009 | ©SHRM 2009 Does your organization currently provide any kind of financial education to your employees? 3 Differences by organization staff size: Respondents from large-staff-sized organizations (75%) were more likely than those from small-staff-sized organizations (51%) to report their organization provided financial education. Differences by organization operations location: Organizations with multinational operations (72%) were more likely to provide financial education than organizations based only in the United States (61%). Difference by organizational sector: Publicly owned for-profit organizations (76%) were more likely than privately owned for-profit organizations (58%) to provide financial education. n = 401 Note: Small-staff-sized organizations = 1-99 employees, medium-staff-sized = employees, large-staff-sized = 500 or more employees. Only significant differences are presented.

SHRM Poll, November 2, 2009 | ©SHRM 2009 What are companies doing to help employees manage their financial resources effectively for a lifetime of financial well-being? 4

SHRM Poll, November 2, 2009 | ©SHRM 2009 What financial education topics are available to your employees? 5 n = 255 * For example,budgeting, paying for education, debt reduction or credit card use, homeownership, taxes, etc. Note: Asked only of respondents who said their organizations offered financial education. Percentages do not total 100% as respondents were allowed multiple choices.

SHRM Poll, November 2, 2009 | ©SHRM 2009 Have you conducted a needs assessment (e.g., surveys, focus groups, etc.) to determine what topics or delivery methods of financial education would be most beneficial to your employees? 6 n = 253 Note: Asked only of respondents who said their organizations offered financial education

SHRM Poll, November 2, 2009 | ©SHRM 2009 How do you provide financial education to your employees? 7 n = 256 Note: Asked only of respondents who said their organizations offered financial education. Percentages do not total 100% as respondents were allowed multiple choices.

SHRM Poll, November 2, 2009 | ©SHRM 2009 Within the last 12 months, has your organization seen an increased demand for financial education from employees? 8 Differences by organization staff size: Respondents from large-staff-sized organizations (46%) were more likely than those from small-staff-sized organizations (20%) to report an increased demand for financial education. n = 195 Note: Asked only of respondents who said their organizations offered financial education. Excludes respondents who answered “not sure.”

SHRM Poll, November 2, 2009 | ©SHRM 2009 What is the primary personal financial concern of your employees? 9 n= 181 Note: Asked only of respondents who said their organizations offered financial education. Excludes respondents who answered “not sure.”

SHRM Poll, November 2, 2009 | ©SHRM 2009 As you plan your budget for next year (2010), have you requested or are you requesting funds for financial education? 10 n = 253 Note: Asked only of respondents who said their organizations offered financial education.

SHRM Poll, November 2, 2009 | ©SHRM 2009 Have your financial education initiatives faced any obstacles? 11 n = 256 Note: Asked only of respondents who said their organizations offered financial education.

SHRM Poll, November 2, 2009 | ©SHRM 2009 What is the biggest obstacle your financial education initiatives face today? 12 n = 171 Note: Asked only of respondents who said their organizations’ financial education initiatives faced obstacles.

SHRM Poll, November 2, 2009 | ©SHRM 2009 Results by Companies That Did Not Offer Financial Education to Employees 13

SHRM Poll, November 2, 2009 | ©SHRM 2009 Does your organization have plans to provide financial education to your employees within the next 12 months? 14 n = 145 Note: Asked only of respondents who said their organizations did not offer financial education.

SHRM Poll, November 2, 2009 | ©SHRM 2009 What is the biggest obstacle preventing your organization from providing financial education in the workplace? 15 n = 132 Note: Asked only of respondents who said their organizations did not offer financial education and had no plans to provide financial education within the next 12 months.

SHRM Poll, November 2, 2009 | ©SHRM 2009 Demographics: Organizational Industry Industry Manufacturing18% Services—professional, scientific, technical, legal, engineering10% Financial services (e.g., banking)9% Government/public administration—federal, state/local, tribal9% Health care, social assistance (e.g., nursing homes, EAP providers)9% Other services (e.g., nonprofit, church/religious organizations)8% Educational services/education7% Retail/wholesale trade5% Construction, mining, oil and gas3% Consulting3% High-tech3% Insurance3% Transportation, warehousing (e.g., distribution)3% 16 n = 398 Note: Percentages do not total 100% due to rounding.

SHRM Poll, November 2, 2009 | ©SHRM 2009 Demographics: Organizational Industry (Continued) Industry Publishing, broadcasting, other media2% Telecommunications2% Utilities2% Arts, entertainment, recreation1% Association—professional/trade1% Biotech1% Pharmaceutical1% Real estate, rental, leasing1% Services—accommodation, food and drinking places1% Other1% 17 n = 398 Note: Percentages do not total 100% due to rounding.

SHRM Poll, November 2, 2009 | ©SHRM 2009 Demographics: Organizational Sector 18 n = 397 Note: Percentages do not total 100% due to rounding.

SHRM Poll, November 2, 2009 | ©SHRM 2009 Demographics: Organization Staff Size 19 n = 368

SHRM Poll, November 2, 2009 | ©SHRM 2009 Demographics: Organization Region 20 n = 391 Note: Percentages do not total 100% due to rounding.

SHRM Poll, November 2, 2009 | ©SHRM 2009 Demographics: Organization Operations Location 21 n = 397

SHRM Poll, November 2, 2009 | ©SHRM 2009 SHRM Poll: Assistance Organizations Offer to Help Employees Manage Their Financial Resources. Response rate = 17% Sample comprised of 401 randomly selected HR professionals from SHRM’s membership Margin of error is +/- 4 Survey fielded October 15 - October 22, Methodology