Helping students be financially successful John Garrigues Greg Mason Account Executives

Agenda Free! Financial Resources  Preparing for college  Paying for college  Managing your money 11

2 Preparing for college 2

Figuring out how to plan and pay for college doesn’t have to be difficult if you have the tools and resources to help guide you through it.  About 3 out of every 5 families do not have a plan to pay for college expenses  Families that were asked how they feel about saving for college were twice as likely to respond with “overwhelmed” than they were with “confident” 3 Source: Sallie Mae How America Saves for College 2013

4 Preparing for College CollegeSTEPS  College planning and money management information  CollegeSTEPS Magazine CollegeSTEPS Magazine  Students receive electronic s  High School & College versions  Parents and Guidance Counselors  Sweepstakes  Random drawings  200 winners per year  $1,000  Drawings in August, November, February and May  50 sweepstakes winners each quarter 4

Sample s with new mobile friendly designs Students get the information they are looking for, on the go!

6 Preparing for College The Financial Aid Journey  Five Step Guide Overview  What information parents and students need and when  Research behind the piece  Dedicated team  Families, High School Administrators and Colleges  Results  Five steps to discover costs not covered  Planning calendar 6

7 Preparing for College The Financial Aid Journey  Five Step guide – almost 2 years later  Online and pdf formats  Spanish version  YouTube  Used by colleges and high schools across the country  Websites  Orientations  Financial Aid Nights  Community Events 7

8 Preparing for College Mr. Fellows, the wise college adviser! 8 Wells Fargo YouTube videos discuss the five steps families take in their financial aid journey. Over 1 million views in the first month!

9 Paying for College 9

Paying for College Three Step Guide 10  Free  Paper and PDF  Does not promote WF products

Paying for College wellsfargo.com/student  Student loan essentials: Student LoanDown sm blog – information about loans and students can ask questions Wells Fargo Community – great place to ask questions, share knowledge, and learn from each other Several calculators Online application 11

Student LoanDown blog blog.wellsfargo.com/studentloandown A place for students and families to check out conversations focused on the college experience. We cover a variety of topics, from campus tours and applying for college to making the most of your time at school – including how to financing it. Our bloggers even share some of their own college planning experiences to let you know what they’ve learned along the way. 12

Wells Fargo Community wellsfargocommunity.com An open forum for students and families to have their college questions answered, while providing helpful information to others. By asking questions, sharing knowledge, and learning from the community – we’ll journey through your education planning adventure together. 13

14 Paying for College Calculators  Wellsfargo.com/student/calculators How much you may need to borrow Loan Debt vs Earning Power Interest Calculator Private Loan Repayment Consolidation: Combine your private loans 14

15 Managing your money 15

Managing your money Hands on Banking Free and non commercial Interactive financial videos Instructional guides for educators PPT’s, handouts, worksheets, quizzes Modules for kids, young adults, military, seniors and more! 16 Let’s watch

Managing your money Hands on Banking 17

Managing your money Smarter credit videos  Understanding Credit  The 4 C’s of credit  Establishing Credit  Protecting credit from identity theft  18 Let’s watch

Managing your money Online tools /mobile banking My Money Map  My Spending Report  Budget watch  My Savings plan 19 Preview

Financially Successful Students Ideas for using our tools  CollegeSTEPS  Orientations  Scholarship webpage  High School Outreach  Financial Aid Nights  Five Step Guide & Mr. Fellows video  Link on website  Loop video on monitor in FA area Hands on Banking Credit videos 20

21 Questions 21

John Garrigues (801) Greg Mason (480) Thank you for attending! 22