Millionaire Success System Success Leaves Clues Millionaire Success System 60 Day Ruby Plan

MONTH 1 1 2 3 4 60 Day Ruby Plan YOU Net Income = $3,095 Commissions: Purchase Starter Kit from Sponsor - $1287 and Get on ADP 2. Purchase Ruby kit to sponsor 4 Executives $3,600 (Includes 4 W/S Starter Kits) 3. Sponsor 4 NEW Business Builders with a kit YOU Starter Kit + Executive Ruby Order 4887 1 4887 2 4887 3 4887 4 4887 Commissions: L1 – 8,000 x 6% = US$480 or $672 Starter Bonus I (achieve 3 ADP) $125 Starter Bonus II (achieve 10 ADP) $250 EGB I (LTP) $125 x 4 = $500 Profit on 4 Starter Kits sold = $1548 Net Income = $3,095

60 Day Ruby Plan MONTH 2 Maintain only 150 PSV per mth Help your 4 Business Builders to sponsor 4 NEW Business Builders each 3. Scanner meetings and build ADP’s YOU 150 1 2 3 4 150 1 2 3 4 4887 1 2 3 4 4887 1 2 3 4 4887 1 2 3 4 4887 8870

PLUS: 5 STAR ALL EXPENSES PAID TRIP TO FIJI 60 Day Ruby Plan MONTH 2 Month 2 Compensation: Commission: - 6% of 600 GSV = US$36 $50 - 14% of 32,750GSV =US$4,585 $6,419 5% of 32,750GSV = US$1,637 $2,292 Starter Bonus III (18 ADP’s) $400 - EGB II ($525 x 4 new execs) $2100 TOTAL AUD$11,261 PLUS: 5 STAR ALL EXPENSES PAID TRIP TO FIJI FOR YOU & YOUR SPOUSE

MONTH 2 MONTH 1 $3,095 MONTH 2 $11,261 FIRST 60 DAYS $14,356 60 Day Ruby Plan MONTH 2 MONTH 1 $3,095 MONTH 2 $11,261 FIRST 60 DAYS $14,356 Less Starter kit -$1287 Total Profit $13,069

Leverage Leveraged 7,810 hrs Leveraged Income Temporary Income Vehicle Part Time 10hrs 10 hrs 5 x 10hrs 50 hrs x 5 = 25 x 10hrs 250 hrs x 5 = 125 x 10 hrs 1,250 hrs x 5 = 625 x 10 hrs 6,250 hrs Leveraged 7,810 hrs Leveraged Income Vehicle A Wealth Creation Formula $ Time Work 40-80 Hrs/Week = Zero Leverage = Zero Wealth! Temporary Income J.O.B $ Time “I would rather earn 1% of 100 people's efforts than 100% of my own” -Andrew Carnegie-

Disclaimer NU SKIN ENTERPRISES, INC. DISTRIBUTOR COMPENSATION SUMMARY Company Overview Nu Skin Enterprises, Inc. (together with its affiliates, the "Company") is a global direct selling company that operates in more than 30 countries throughout North and South America, Asia and Europe. The Company operates in three divisions: (1) the Nu Skin division markets premium quality skin care and personal care products; (2) the Pharmanex division is a science-based developer of nutrition products; and (3) the Big Planet division markets and distributes Internet, technology, telecommunication and other products. Distributors The Company markets its products through a network of independent distributors. As of December 31, 2003, the Company had a global sales force of approximately 678,000 active independent distributors located throughout its markets. For purposes of this summary, an "Active Distributor" is a distributor who placed an order for products, promotional materials or services or renewed their distributorship during the quarter. In the United States, the Company had an average of 54,356 Active Distributors each quarter in 2003. Compensation There are two fundamental ways in which a distributor can earn compensation: ·  Through retail markups on sales of products purchased at wholesale prices; and ·  Through commissions (sometimes called bonuses) paid on one's product sales and the sales of other distributors in one's downline sales network. As with any other sales opportunity, the compensation earned by distributors varies significantly. The cost to become a distributor is very low. People become distributors for various reasons. Many people become distributors simply to enjoy the Company's products at wholesale prices. Some join the business to improve their skills or to experience the management of their own business. Others become distributors but for various reasons never purchase products from the Company. Consequently, many distributors never qualify to receive commissions. Generating meaningful compensation as a distributor requires considerable time, effort, and commitment. This is not a get rich quickly program. There are no guarantees of financial success. Retail Markups Distributors can buy Nu Skin, Pharmanex and Big Planet products from the Company at wholesale prices for resale to customers or for personal consumption. Some Big Planet products are services, such as Internet access, on which there is no retail mark-up earned by distributors. In addition, some Big Planet products are lower margin products offered through Internet mall affiliates. Consequently lower levels of commissions are paid on the sale of such products. The Company's suggested retail markup is 43% on most of its personal care and nutrition products. However, distributors are free to set their own selling price and may personally consume some of the products they purchase. As a result, the Company currently neither provides an estimate of average income from retail sales nor includes distributor retail income in its average commission information.

Disclaimer Commissions Distributors can also earn commissions based on the sale of products by a distributor and his/her downline of sponsored distributors in all markets where the Company does business. The Company also sells promotional materials that do not generate commissions to distributors. In 2003 the Company paid approximately $407 million in commissions and sales compensation globally. In the same period, the Company paid approximately $68 million in commissions to distributors residing in the United States. The following table shows the average quarterly commissions paid in 2003 to U.S. distributors at the various levels of the Company's sales compensation plan at the end of each quarter, the average percentage of total Active Distributors and the average percentage of Executive-and-above distributors (1) that qualified to receive commissions at each level at the end of each quarter. These figures do not include retail markup income Title Quarterly Average Commission Income at Each Level for 2003 Annualized Commissions (2) Average Percentage of Active Distributors1 Average Percentage of Executive-and-above level distributors Active Distributor Qualifying for Check (Non-Executive) $76.75 $307.00 8.47% N/A% Qualifying Executive 336.75 1,347.00 0.98 N/A Executive 902.5 3,610.00 2.7 64 Gold Executive 1,860.50 7,442.00 0.69 16 Lapis Executive 3,774.50 15,098.00 0.44 10 Ruby Executive 8,786.50 35,146.00 0.13 3 Emerald Executive 18,639.75 74,559.00 0.06 1 Diamond Executive 36,429.50 145,718.00 Blue Diamond Executive 122,511.50 490,046.00 0.16 4 The average commission paid to U.S. Active Distributors each quarter was $306.55 or $1,226.20 on an annualized basis. The average commission paid to U.S. Active Distributors who qualified for commissions in 2003 was $8,943.00 (annualized). Note that these figures do not represent a distributor's profit, as they do not consider expenses incurred by a distributor in promotion of his/her business and do not include retail markup income. An average of 13.69% of U.S. Active Distributors qualified for commissions in 2003 (3) Active Distributors represented an average of 35.22% of Total Distributors.(4) Note that equivalent titles of Executive-and-above distributors vary between the Nu Skin Personal Care, Pharmanex and Big Planet divisions. If you have any questions concerning this information, please contact Distributor Support at (800) 487-1000. 1 These percentages are calculated by adding the average percentage of total Active Distributors at each level at the end of the quarter for each quarter of 2003 and dividing by four. 2 These numbers are calculated by taking the quarterly average commissions and multiplying by four. 3 This number is calculated by adding the average percentage numbers for each level of distributors in the above table. 4 "Total Distributors" includes all U.S. distributors who either signed an agreement or renewed their distributorship during 2003 irrespective of their purchasing products, promotional materials or services or earning commissions.

LTP 1-6 Months Qualification Min 500 PSV first month Min 150PSV & 1000GSV every month Cumulative 6000GSV Personal min 12 month ADP LTP Bonus I $125 – 1000GSV + 3 ADPs LTP Bonus II $250 – 4000GSV + 10 ADPs LTP Bonus III $400 – 6000GSV + 18 AROs (within 6 mths)