Information Technology Department NNK Investment & Banking Team 3-F Bao Nguyen | Henrik Nilsen | Yoonjin Kim 1

 Internal  Building Access – Magnetic Card and Pin  Computer Access – User ID and Password  External  Customer Access – ATM card and PIN 2

Technology+- Fingerprint Popular Cheapest Less Accurate Voice Non invasive Least Accurate Iris & Retinal Very accurate Invasive Expensive Sensitive Palm Vein Non-invasive Relatively Cheap Accurate Unfamiliar 3 source

Takes snapshot of palm veins Converts into alogrithm Compares with database 4 source

Contactless Non-invasive 2.18 seconds recognition speed 5 source

 Available Software Development Kit  Easy to integrate to current company system  Small  Cheap to produce  Easy to Install  Wide range of operating condition  Iris scanners are sensitive to light and temp. 6 source

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 Vein patterns  Distinctive and unique to individuals, even left and right hands.  Difficult to steal or forge  False acceptance rate  A rate at which someone other than the actual person is falsely recognized.  False rejection rate  A rate at which the actual person is not recognized accurately. 8

*note – Chart created using average of data provided by the Table 9

Portable Mouse ATM Machine  ‘Palm Secure’ is now widely used in various fields.  ATM 92% of all Japanese ATMs 18,000+ ATM machines for Bank of Tokyo - Mitsubishi  School ID, Entry Key to private property, Log-in to PCs or servers  Potential is limitless  PalmSecure mouse with a build-in sensor in 2007  easily installed to personal computer. 10

 Administrative Impact  Reduces, prevents sensitive financial information breach Prevents law suits  Discourages workplace fraud  Easy to implemented, fast to train  Portability provide off-site access Without sacrifice security  Increases Productivity by Reduces password loss Reduces the need of Technical Help Desk 11

 Customer impact  Leading type of ID Theft Credit Card Checking/Saving account  2007 $45.3 Billion loss ( $5,592 per person) 8.1 Million victims (1 out of 8 American)  Reduce company loss  Give clients sense of security 12

 In comparison with other leading bio-tech, PalmSecure is  More Reliable, More Accurate  Fast  Small  Relatively cheap to implemented and operate  It can be use for  PC log-in  Building entrance  ATM machine, etc…  Protect sensitive financial information  Reduce loss due to identity theft 13

Protect Our Clients. Protect Ourselves. 14

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