DPIP Workshop : Lessons from NGOs ’ Experience Livelihood Sustainability in Rajasthan. A Presentation by GVNML Tonk and Dausa DPIP Project 30 November – 01 December 2006 IGPRS, Jaipur

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur2 Status of Programme (Till 31 October 2006) No. of CIGs benefited (Financed) 13562% of total targeted 217 CIGs Activity wise details of CIGs benefited (1) Agriculture & Allied Sector9772 % a) Land based1920 % b) Dairy4142 % c) Livestock (Sheep & Goat)3738 % (2) Non Farm Sector3828 % a) Tent1129 % b) Readymade garments1334 % c) Light Decoration25 % d) Leather25 % e) Others1026 %

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur3 Caste wise coverage of programme beneficiaries No.of CIGs Approved are 217 This is about 98.63% of our target of 220 CIGs submitted to DPMU Caste wise distribution of CIGs Majority 1. Gurjar 30% 2 Jat 25% 3. Mali 15% Others 1. Bhil 5% 2. Kumhar 10% 3. Bagariya 2% 4. Brahman 2% 5. Others 11%

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur4 Preparation, Sanction and Implementation of Sub Projects Avg. time taken for preparation6-8 months Avg. time for sanction of projects 3-4 months Avg. time taken for Group contribution 3-5 months Avg. time taken for transfer of funds to CIG account 1-2 month in non Farm sector IInd & IIIrd installment delayed due to procedure. Avg. time taken for acquisition of asset. 3-4 months in Non farm. 7 to 12 months in land based activities Sheep Goat Buffalo: 1 to 8 months

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur5 Performance of CIGs ParametersNoPercentage (a) % of groups earning a net income135100% i) Rs per month00 ii) Rs % iii) Rs % iv) Rs % v) No Income00 (b) % of Groups who have acquired additional assets % (c) % of groups linked to the market %

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur6 Lost of Assets by CIG members Total no of CIG Members who lost their assets 80This is 5 % of total 1810 CIG members Reasons CauseNo of CIG members affected % of CIG members Sale of assets00 Death of animal5569 % Other reasons2531 %

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur7 Capacity Building of CIGs Training TypeNo of DaysNo of CIGs% of CIGs against total no of CIG (135) Orientation2 days6447 % Skill Building (AMT for Buffalo rearing) 3 days4130 % Skill Building (AMT for sheep and goat rearing) 7 days3727 %

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur8 CIG ’ s Linkages Groups linked to bank credit 20 bank credit applications deposited by CIGs into bank Insurance Linkages No.of CIGs who insured their assets 78 No. claims filed50 No.of claims disbursed35 No. of claims under process15

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur9 10 best cases of CIGs Chetna NagarBuffalo rearing CIG is himself working with profitability and Success, Saving Rs.350 per member per month in the bank Ganesh KumhariyaBuffalo rearing Working on SHG pattern, linkage with the bank is in process for purchasing additional Assets Ekta BagriGoat rearing Working on SHG pattern, meeting community demands with their savings Bajrang DedhaniBuffalo rearing Women CIG, now working for their children and other family members independently SajjanTent HouseLinked with the market, working hard to make it the biggest Tent House of Malpura

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur10 10 best cases of CIGs cont.. Pooja ParliReadymade garments Presently working in SHG pattern Balaji Kumhariya Goat rearingWorking on SHG pattern, meeting community demands with their savings Mateshwari Tundera Buffalo rearing CIG is himself working with profitability and Success, Regular saving and inter loaning Saraswati Dedhani Goat rearingWorking on SHG pattern, increasing their Assets by savings Sri Laxmi Sitapura Buffalo rearing Widow Chair person (Bhuri Devi), earning by selling milk improved their status a lot, Regular Saving

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur11 Lesson Learnt TaskTargetAchiev ement Remain ing Lessons LearntWhat Next CIG Formation Nil Local opinion leader created unfavorable environment Illiteracy among women caused difficulty in community mobilisation DPIP was not well propagated Before CIG strengthening, awareness for 6 months Submission of CIGs Nil-- Approval of CIGs Delayed process of approval raised discomfort Time bound (15 days) approval system Submission of Projects Paper work beyond capacity of CIG and expectations from them are not very realistic Paper work as per capacity of CIG members Sanctioned Projects Complex and long process adopted by panel Earlier poor convergence with line dept. Separate institutions for appraisal have their own pace of working Formation of Project Sanction Committee within project and adopt time bound process (1 month)

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur12 Lesson Learnt TaskTargetAchieve ment Remai ning Lessons LearntWhat Next Contribution and MOU Submission Drought for 3 Years At initial stage SHG pattern may be adopted for 1 year after Grading. This will ease contribution collection. Fund Release objections after project sanction Delayed fund release Immediate Fund release, after project sanction. Delay de-motivates CIGs Submission UC Difficult to gather the documents from CIGs. Local opinion leader influenced. Few Gram Sabha meeting held Documents as per capacity of CIGs and NGO-GO control over fund release is must. It will be easy to follow the rules & regulations Submission CC 13568(67) Under Process

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur13 GVNML - TONK TaskTargetAchiev ement Remai ning Lessons LearntWhat Next CC adjusted by DPMU After March ’05 Physical Verification became must for pending projects. Many CCs pending only because of this change There should be common policy based on ground reality for CC adjustment. Sustainability after 3 month Because of lengthy process of CC, NGOs could not complete task, which resulted in delayed reimbursement. This created economic crisis & mental tension among NGO worker. CC adjustment within 15 days after receiving required documents. DPMU should fix accountability. Cluster-- We have Submitted Goatry cluster & Garment stitching We have planned clusters for Buffalo It will be submitted very soon. Lesson Learnt

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur14 GVNML-LALSOT No.of CIGs Formed Villages And Panchayat Covered Majority Caste Villages 19 Panchayat 1. ST (Majority of Meena) 2.OBC (Majority of Gurjar) 3.SC (Majority of Bairwa and Mahavaar) CIG Details

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur15 GVNML- LALSOT No. benefited (Financed) % Activity wise No. of CIGs benefited (a)Agriculture & Land based % (b) Dairy % (c) Livestock (Sheep & Goat) %

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur16 GVNML- LALSOT Non Farm CIG Activity wise % a) Stitching b) Tent c) Moti Dril d) Other % 4.07% 1.74% 5.52%

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur17 GVNML- LALSOT Preparation Sanction, implementati on of sub projects (a) Avg. time taken for preparation 3-4 months (b) Avg. time for sanction of projects 1-2 months (c) Avg. time taken for Group Contribution 1-2 months (d) Avg. time taken for transfer of funds to CIG account 1)1-2 month in non Farm sector 2) IInd & IIIrd installment delayed due to procedure. (e) Avg. time taken for acquisition of asset. 1) 3-4 months in Non farm. 2) 7 months to 12 months in land based activities through 2 installments 3) Sheep Goat Buffalo: 1 to 8 months through 2 installments.

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur18 GVNML- LALSOT CIG Performance A % of groups earning a net income i) Rs per month % ii) Rs % iii) Rs % B% of Groups who have acquired additional assets % C% of groups linked to the market %

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur19 GVNML- LALSOT % of group members who lost their assets No.%Remarks (a) Through sale00 (b) Death00 (c) Other reasons25 M0.86% Capacity Building of CIGs % CIGs given (a) Orientation Training %2 days (b) Skill building training194-1) 2 days, 7 days, 30 days, 45 days, 60 days (c) AMT76-

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur20 GVNML- LALSOT % of groups linked to bank credit 3Remark: 35 bank credit applications deposited by CIGs to the bank Insurance i) No.of CIGs who insured their assets 80 ii) No.of claims filed50 m iii) No.of claims disbursed21 m iv) Pending29 m

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur21 GVNML - LALSOT 1Jai Matadi Gokulpura Ag.Better internal Management of CIG, through this CIG financed other than DPIP and CIG repaid on time. 2Marmat Salgrampura Ag.CIG has good saving and earned good amount through internal loaning. 3Maharaja Lakhanpur TentThis CIG earned good profit more then 2 lacks in a year through Tent, they also invest some amount to their business. 4Shri Ram Jhanpda TentCIG is himself working with profitability and Success. They has very good internal Management. Timely meeting, Transparency and Accountability are followed. List of 10 Groups whom you consider a success story and mention reasons for success

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur22 5Sarsawati Lakhanpur R.C.C.This CIG has good rapport in market. Their business is in growth day by day. 6Sangathan Anoopura Ag.This CIG has very good forward and backward linkages. They has maintained vermi compost unit and they are using the fertilizer of thier unit. 7Parwati Biharipura Stitchin g This CIG headed by physically challenged women but the business is growing well. This is an example for others to follow. 8Bachu Nagariywas DairyThis CIG has 2 nd Insurance of their assets by their own fund and they also deposited revolving fund through their savings. 9Milan Chimanpura DairyTimely saving, timely meeting and have their own discipline/rules and regulation. 10Bishnu Bhagwan Didwana GoatGood internal Management of CIG, good saving, timely meeting. GVNML- LALSOT

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur23 Lessons Learnt The poor has been organized such a manner where they can explore opportunity of good earning in a sustained way. The activity chosen by CIG are based on their skill, capacity and linked with their earlier assets. The political power and local self governance has less oriented regarding project theme that create hurdles some time. GVNML- LALSOT

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur24 Forward Step (envisaged) Successful CIG are to be trained for better management of business such as, accounting, leadership and benefit sharing, investment plan, marketing etc. for upgrading their business. CIG should be organized or federate with cluster approach where a facilitation team facilitate CIG towards forward/backward linkages, marketing, loaning, etc. Now time to think over sustainability of assets created such as agriculture tools purchased but water availability to be ensured, tent to be upgraded and maintained. GVNML- LALSOT

GVNML-TonkDPIP WS 30 Nov - 01 Dec 06, Jaipur25 Thanks