H233 Consumer Management Budget Expenses. Recommended Monthly Spending.

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Presentation transcript:

H233 Consumer Management Budget Expenses

Recommended Monthly Spending

Savings PYF At least 10% of your net pay each month. Savings Account Build an emergency fund with enough money to last at least 6 months if you lose your job. Retirement Account

Housing Mortgage or Rent Payment Homeowners or Renters Insurance Property Taxes Utilities

Transportation Car Payment Gasoline Car Maintenance Oil changes (every 3 months or 3,000 miles) Repairs Auto Insurance Public Transportation

Debt Credit Card Payments Loan Payments

Other Everything Else Food Groceries, restaurants Clothing Clothes, shoes, accessories Personal Items Shampoo, soap, cosmetics, medications Gifts Entertainment Movies, video games, tickets to shows