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Presentation transcript:

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What we will cover today WHO we are WHAT we do WHY so many people are joining us right now Why are so many joining us as members – families, small business. Why are so many joining us as a client? – Employee benefits Why are so many joining us as sales partners?

LegalShield Established 1972 Revenue approximately $450 million 3.5 million covered lives across U.S.A. and Canada Over 1 Million Identity Theft members 2.1 million requests for legal assistance annually More than 200,000 personal identity consultations nearly 10,000 individual identities restored More than 650 employees based in Ada, Oklahoma including extensive in-house customer service representatives

Dedicated B2B Division 34,000 Employee Benefit Accounts 47,000 Small Business accounts 12,000 Commercial Driver Legal Plans

You need LegalShield LegalShield gives you the ability to talk to a lawyer on any matter without worrying about high hourly costs. For one flat monthly fee, you can access legal advice, no matter how traumatic or trivial the issue. Under the protection of LegalShield you and your family can live your life on your terms worry-free, every day, every night. Text

Have your employees or clients ever… Signed a contract or document? Been overcharged or treated unfairly? Received a traffic ticket? Known a victim of identity theft? Put your estate in order? 6

As a small business owner have you ever… Hired or fired employees? Had issues collecting debt? Been in a situation where you thought the advice of a lawyer might be useful? Been in a dispute with a vendor? 7

LegalShield Is An Industry Leader Expert administration of Legal Protection and Identity Theft plans Our legal plan is the only one that offers 24/7/365 access to attorneys in covered emergency situations No other legal plan offers our exclusive Provider Law Firm delivery system. Our Identity Theft plan is the only one in the industry to offer comprehensive restoration services through licensed investigators. We offer this in conjunction with Kroll, the world leader in risk management. *versus a panel referral system

93% of respondents believe lawyers charge too much. The market is ready 93% of respondents believe lawyers charge too much. 76% of respondents said that they were hesitant to call a lawyer. 9 out of 10 respondents said if cost were more affordable, they would seek legal advice. Slide Time: 1m/Elapsed Time: 29.5m   Background: The information on this slide has been extracted from the 2012 Research Survey Whitepaper: The Legal Needs of American Families. A Research Study Conducted by Decision, Inc. Commissioned by LegalShield. For additional information, review the whitepaper available on the Associate site. Purpose: To communicate that the market is primed for LegalShield to grow the business through the sale of memberships. Based on the survey results, the market is ready for a legal services plan. Activity: Direct participants to page 10 of the workbook. Ask participants to fill in the blanks as the information on the projected slide is covered. Key Talking Points: Review each bullet point and provide depth and clarification while participants enter the information into their workbook. In September of 2012, LegalShield conducted a survey to evaluate the legal needs of American families. The study found: Ninety percent of respondents thought that lawyers charge too much for their services, and Seventy six percent of the respondents indicated that they were hesitant to call a lawyer, and Nine out of 10 respondents said if cost were more affordable, they would seek legal advice for even trivial issues such as a traffic ticket or the review of a rental agreement. ASK (Answer): What do the results tell us about the future of our business? Take a moment to reflect, are there any legal issues or legal questions that you would have addressed, if you had had the legal plan? What are some examples? Do you know people who could have used the Legal Plan or the Identity Theft Plan? Materials: Slide deck, participant workbook, and pen. Source: The Legal Needs of American Families. A Research Study Conducted by Decision Analyst, Inc. Commissioned by LegalShield

The market Is Ready Nearly 90% of Americans say they do not have any form of legal insurance or legal protection service. Two-thirds of Americans say they have never heard of any such plans or services. More than 60% reported they would be interested in purchasing legal protection. Slide Time: 1m/Elapsed Time: 29.5m   Background: The information on this slide has been extracted from the 2012 Research Survey Whitepaper: The Legal Needs of American Families. A Research Study Conducted by Decision, Inc. Commissioned by LegalShield. For additional information, review the whitepaper available on the Associate site. Purpose: To communicate that the market is primed for LegalShield to grow the business through the sale of memberships. Based on the survey results, the market is ready for a legal services plan. Activity: Direct participants to page 10 of the workbook. Ask participants to fill in the blanks as the information on the projected slide is covered. Key Talking Points: Review each bullet point and provide depth and clarification while participants enter the information into their workbook. In September of 2012, LegalShield conducted a survey to evaluate the legal needs of American families. The study found: Ninety percent of respondents thought that lawyers charge too much for their services, and Seventy six percent of the respondents indicated that they were hesitant to call a lawyer, and Nine out of 10 respondents said if cost were more affordable, they would seek legal advice for even trivial issues such as a traffic ticket or the review of a rental agreement. ASK (Answer): What do the results tell us about the future of our business? Take a moment to reflect, are there any legal issues or legal questions that you would have addressed, if you had had the legal plan? What are some examples? Do you know people who could have used the Legal Plan or the Identity Theft Plan? Materials: Slide deck, participant workbook, and pen. Source: The Legal Needs of American Families. A Research Study Conducted by Decision Analyst, Inc. Commissioned by LegalShield

Bottom Line For Employers Your employees’ legal problems cost them in terms of: Absenteeism Reduced Productivity Increased Health Insurance Costs Studies show that individuals with legal problems: Are absent from work five times more than average Use their medical benefits four times more than average Use sick leave twice as often than average Experience a substantial reduction in productivity *LSK Associates Study

Timing is key The three major divisions of the insurance industry have already achieved billions in market share.

LegalShield Portfolio of Services Have you ever wanted one tool to show our portfolio of services…. Now we have it! We tend to discuss the products or opportunities that we feel is the best for them…. Sell is not telling….selling is asking – this will assist you in finding their interest

Legal Plan for Individuals and employees Pricing $19.95/Group $18.95 Our Services Personal Legal Advice on unlimited issues 24/7 Emergency Access for covered situations Letters/Calls made on your behalf Contracts/Documents Reviewed up to 15 pages Online Legal Forms/Videos Lawyers Prepare Your Will, Living Will, Health Care Power of Attorney Traffic–Related Issues IRS Audit Assistance Trial Defense Pre-Trial Trial Family/Domestic Services* Uncontested Divorce Uncontested Adoption Uncontested Separation/Annulment Uncontested Name Change 25% Preferred Member Discounts** If you were my lawyer, what would you charge for these services? * No family benefits are available to individual plan members. Ask your Independent Associate for details. ** Up to 90% of member inquiries are covered by the plan with no additional fees. All other requests for service are entitled to a 25% discount on the law firm’s hourly rate (including pre-existing issues). Review the membership contract for the plan selected and state of residence for full details on benefits, limits and exclusions as legal advice is subject to the provider attorney's independent professional judgment. [include text on how important the information is in this slide.]

Dependent children under age 18 for whom the member is legal guardian Who’s Covered The member The member’s spouse Never-married dependent children under age 26 living at home or full time student Dependent children under age 18 for whom the member is legal guardian Physically or mentally challenged children living at home 15

Who’s Covered – Individual Legal Plan Pricing $17.95/Group $16.95 Enrollees who are not married Do not have domestic partners Do not have minor children or dependents *$10 Enrollment Fee on these plans only Individual Legal Plan not available in: MA, TN, FL, NV, NY

Small Business Legal Plans

Small Biz 10 Small Biz 50 Small Biz 100 SmallBiz Plan Benefits — Business must be for-profit and cannot be publicly traded Small Biz 10 Small Biz 50 Small Biz 100 Employees 10 or fewer 50 or fewer 100 or fewer Monthly Price $39 $89 $149 Authorized Users Up to 2 Up to 3 Up to 5 Legal Telephone Consultation Unlimited minutes and matters Unlimited minutes and matters Legal Correspondence 20 calls or letters per yr. 30 calls or letters per yr. 40 calls or letters per yr. Legal Document Review (up to 15 pages/doc) 20 Contracts/Documents per yr. 30 Contracts/Documents per yr. 40 Contracts/Documents per yr. Debt Collection Letters 5 per month 10 per month 15 per month Trial Defense None 75 Total Hours up to 15 Pre-trial 75 Total Hours up to 25 Pre-trial Reduced Contingency Fee 25% Rates vary in certain States. Small Business Plan Cost NV and NY without Trial Defense: SmallBIZ50= $79/month, SmallBIZ100= $139/month. In HI: SmallBIZ 10= $49/month, SmallBIZ 50= $109/month, SmallBIZ 100 = $179/month. These plans are not available in Canada.

Commercial Drivers Legal Plan Why offer Commercial Drivers Legal Plan to your drivers? Because it means increased profits for you… Company Benefits Helps reduce costs associated with driver turnover Recruiting Training Cost of unused equipment Loss of revenue from unused equipment Helps protect the company from DOT fines by protecting drivers Driver Benefits Helps protect family assets in the event of a tragic accident Helps protect driver’s ability to earn a living Driver and spouse are covered in lower 48 States; driver covered in any type of Motor Vehicle. Product availability is determined by the State where the driver is standing when the product is purchased. Review the membership contract for the plan selected and state of residence for full details on benefits, limits and exclusions as legal advice is subject to the provider attorney's independent professional judgment.

Commercial Drivers Legal Plan Covers Driver and Spouse Tragic Accident Representation License Reinstatement Moving Violations DOT and non-moving Violations CSA Consultations Property Damage and Personal Injury Collection 25% Discount on all other Transportation Related Legal Work Pricing $32.95/mo., $25 enrollment fee Group $29.95/mo., no enrollment fee Not available in HI, MA, MT, NV, NJ, NY Review the membership contract for the plan selected and state of residence for full details on benefits, limits and exclusions as legal advice is subject to the provider attorney's independent professional judgment.

The need 21

Identity Theft Identity theft is repeatedly the #1 consumer complaint category in America. Identity theft manifests itself in many different ways: Credit fraud Social Security fraud Driver’s License fraud Medical fraud Criminal/Character fraud Tax Return fraud 22

More than 1 Million members IDShield The Oldest New Name More than 1 Million members More than 200,000 personal identity consultations Nearly 10,000 individual identities restored 23

We Monitor What Matters IDShield We Monitor What Matters Your Privacy SSN DOB DMV Passport Address Email Web persona And more! Your Security Bank accounts Credit card Loans And more! 24

We Care IDShield Always Here for You: 24/7/365 emergency hotline Unlimited non-emergency consultation Free mobile app 25

We Restore Your Identity IDShield We Restore Your Identity Team of Licensed Private Investigators Do whatever it takes As long as it takes Clear your records for life $5 Million Service Guarantee Kroll provides these identity theft services exclusively to LegalShield members PATRICK O. Kroll Licensed Private Investigator 26

70% of ID thefts incur legal issues. Protection and Peace of Mind for just $39.90 ($33.90 Group) 27

24/7/365 emergency access (for covered items) Tap. Call. Equal Access. YOUR Law firm YOUR IDShield advisor OUR member services 24/7/365 emergency access (for covered items) Download for free at the App Store or Google Play. 28

Up to 8 dependent children Who’s Covered The member The member’s spouse Up to 8 dependent children 29

IDShield Individual Who’s covered Covers the Individual member only

Family Legalshield and IDshield At LegalShield it’s simple, you choose which plans work best for you and your family: Product Price Per Month Group Standalone Group Bundled Family Legal Plan** $19.95* $18.95 Family IDShield $19.95 $14.95 Total $39.90 $33.90 Your first month’s payment will include a $10 enrollment fee. This fee is waived for Group pricing.

Individual Legalshield and IDShield At LegalShield you choose what is right for you! Product Price Per Month List Rate Group Standalone Group Bundled Personal Legal Plan* $17.95* $16.95 N/A Individual IDShield $9.95 $8.95 Total $27.90 $25.90 Your first month’s payment will include a $10 enrollment fee. This fee is waived for Group pricing.

Member perks

The Opportunity Is Here… We have: Unique and difficult to duplicate products Few competitors Clear advantages OPPORTUNITY

Personal Sales Volume Build a Sales Team Residual Income Incentives 4 ways to earn Personal Sales Volume Build a Sales Team Residual Income Incentives As I mentioned earlier today….we now have a comp plan that you can use to advance through the comp plan on personal sales….

Group Legal Plan + IDShield (Family) Sales Titles Volume/Counters $ % $237.89 58.4% $195.42 48.0% $161.43 39.6% $135.94 33.4% $118.95 29.2% $101.95 25.0% $84.96 20.8% Executive Director 50/mth Group Legal Plan + IDShield (Family) $33.90/mth 1 Counter Sr. Director 25/mth Director 100 Sr. Manager 50 Manager 15 Sr. Associate 7 Associate

Build a Sales team to earn overrides $33.90 Plan Executive Director – $237.89 Monthly Qualification Positions $42 $76 Sr. Director– $195.41 $34 Permanent Positions Director – $161.43 $25 Sr. Manager – $135.94 $17 Manager – $118.95 $17 Sr. Associate – $101.95 $17 Associate – $84.96

Residual Income rates range from 1.34% to 21.28% Residual income earned after first 12 months of membership Residual varies based on commission level at time of sale and Monthly Retention Rate of all memberships sold in that calendar month Refer to Commission plan for detailed description

Incentives Fast Start qualification is not only your jump start to your LegalShield career but also your first month of qualifying for the Performance Club. Continue earning 5 points each month Month 1 - Fast Start Qualify* Month 4 - Special Recognition* Month 8 - $150 One-Time Bonus* Month 12 - $300 Monthly Bonus* OR… *See Performance Club brochure for all details and requirements.

Enjoy all the rewards of the Performance Club. You are eligible to increase your monthly bonus to $500 if you purchase or lease a qualifying BMW. Each year LegalShield sends its top Associates on an exclusive trip to fantastic destinations. The company also provides special contests and promotions through the year. Note: See Performance Club brochure for all details and requirements.

Affordable Start Up Fee For only $249, sign up fee includes: Your Associate Kit Comprehensive Training Program Leadership Team Online access to your back office Associate Support Center Associate Benefits Plan Membership* Dedicated B2B Operations Team Group Services Small Business Broker Services Group, Small Business & CDLP Certification Training and Licensing Fees may also apply * Upon completion of requirements

Diversifying Your Options Broker Certification is required.

Thank You LegalShield The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province. Marketed by Pre-Paid Legal Services, Inc. dba LegalShield or applicable subsidiary: Pre-Paid Legal CasualtySM, Inc. In Florida: Pre-Paid Legal Services, Inc., of Florida In Virginia: Legal Service Plans of Virginia, Inc. Pre-Paid Legal Access, Inc. PPL Legal Care of Canada, Inc. ©2015 LegalShield, Inc.