LILY TIEN-YU LIU ISM 150 5/4/10 Visa Preventing Online Post-Transactions.

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Presentation transcript:

LILY TIEN-YU LIU ISM 150 5/4/10 Visa Preventing Online Post-Transactions

Introduction Online credit card payments are used widely today Some companies trick online shoppers to sign up for online loyalty program that requires monthly fee Post transaction allows a merchant to transfer the information of previous transaction to others

Statistics

Visa Inc.’s Solution Visa Inc. took action to stop post-transactions People have to re-enter their credit card numbers instead of just entering address A notification will show that the cardholders are making a second purchase

What can IT do more? Clear database of all the companies or websites that are cooperating with Visa online payment  Others cannot charge from the card Instead of the receipt or confirmation s from the websites, Visa credit card companies can send another s after charging  people will know what they’ve been charge immediately

Sources Greg Sandoval. “Visa targets online marketing 'scam‘.” Cnet News. April 27, html?tag=mncol;txt Greg Sandoval. “Feds: Top e-tailers profit from billion-dollar Web scam.” Cnet News. November 17, html Michael Arrington. “The Post Transaction Marketing Wall of Shame: Hundreds or Well Known Ecommerce Sites Rip Off Customers.” TechCrunch. senatehearing-wallofshame/