Are You Totally Protected?

USA Benefits Group's Eagle Division has had the honor of insuring over 200,000 families the last three decades! We have witnessed over one billion dollars in claims and here is what we know, Total Protection Plus is the best health plan in the nation, PERIOD!! USA Benefits Group's Eagle Division has had the honor of insuring over 200,000 families the last three decades! We have witnessed over one billion dollars in claims and here is what we know, Total Protection Plus is the best health plan in the nation, PERIOD!!  UNLIMITED MAJOR MEDICAL + GUARANTEED RENEWABLE + A REDUCING DEDUCTIBLE  NO DEDUCTIBLE WORLD CLASS OUT PATIENT CARE  100% COVERAGE ON CANCER, HEART ATTACKS / SURGERY, STROKES, KIDNEY FAILURE AND ACCIDENTS.  $50,000 1 ST DIAGNOSIS OF BENEFIT FOR INCOME REPLACEMENT IF YOU HAVE A CRITICAL ILLNESS. Anyone can sell you a traditional 80/20 health plan including me, but for about the same premium you can have "TOTAL PROTECTION PLUS". So I encourage you to review our plan. ARE YOU TOTALLY PROTECTED ?

Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since  Non-captive agents working for you, not the insurance company  25 years of Health and Life Insurance Specialization  A+ rating with the Better Business Bureau  Representing top-rated companies as determined by A.M. Best About Your Agent  USA Benefits Group Eagle Division Manager since 2004  4000 Customers  16 Third Generation Families  CHU certified since 1998  36 Years Of Providing insurance Solutions For The Question: “Are You Totally Protected” “Are You Totally Protected” David L. Collins Executive VP David L. Collins Executive VPUSABG

What Is Your Greatest Risk? CANCER / HEART ATTACKS / ACCIDENTS  The fear of CANCER / HEART ATTACKS / ACCIDENTS were the top three reasons listed as to why our customers buy health insurance! WHAT ARE YOURS?? WHAT ARE YOURS??  68% Cancer + Heart Attacks + Heart Surgery + Strokes  68% of all hospital confinements are related to the 4 most common critical illnesses: Cancer + Heart Attacks + Heart Surgery + Strokes  14%accidents  14% of all hospital confinements are accidents  70%40%  70% use up their savings! 40% of those, also max out credit cards!  Number One Cause Of Bankruptcy In Amerca  $16,500 Average Out Of Pocket On These Claims, Including Lost Wages 100% and Provides Income Protection..  Total Protection Plus pays all these claims 100% and Provides Income Protection..  WOULD YOU RATHER FOCUS ON FINANCES OR RECOVERY??

How Would You Want To Be Insured When A… CRITICAL ILLNESS OR ACCIDENT HAPPENS Standard Protection Or Total Protection MAJOR MEDICAL ONLY $50,000 EACH + LIFE PLAN $100,000 EACH + Total Protection Plus “FIVE PLANS” Major Medical Plan Reducing Deductible + 100% ACCIDENT PLAN + CRITICA ILLNESS PLAN $50,000 EACH + LIFE PLAN $100,000 EACH + KARIS PATIENT ADVOCASY Bill Negotiation 50%Average For15yrs. Surgery Finder Facility Locater EOB Assistance Bill Audit Standard Protection ”ONLY” Major Medical Health Insurance ”ONLY” Higher Premiums More Out Of Pocket No Income Protection CRITICAL ILLNESS KARIS GROUP 100% ACCIDENT PLAN UNLIMITED MAJOR MEDICAL “FIVE PLANS” Better Coverage Less Out Of Pocket Income Protection Better Coverage Less Out Of Pocket Income Protection MAJOR MEDICAL “ ONLY ”

USABG Eagle Division Total Protection Plus Highlights Of All Benefits ALL FOR THE PRICE OF A HEALTH ONLY PLAN USABG Eagle Division Total Protection Plus Highlights Of All Benefits ALL FOR THE PRICE OF A HEALTH ONLY PLAN  NO DEDUCTIBLE WORLD CLASS OUT PATIENT CARE  UNLIMITED DOCTOR VISITS / $35 Co-Pay  UNLIMITED TIER ONE Rx BENEFITS / $15 Co-Pay  UNLIMITED WELLNESS COVERED 100%  100% COVERAGE ON ACCIDENTS  100% TOTAL PROTECTION PLUS COVERAGE 100% Coverage On CANCER PLUS $50,000 PAID ON DIAGNOSIS 100% Coverage On HEART ATTACKS PLUS $50,000 PAID ON DIAGNOSIS 100% Coverage On HEART SURGERY PLUS INCOME 100% Coverage On STROKE PLUS $50,000 PAID ON DIAGNOSIS 100% Coverage On ACCIDENTS  $50,000 PEACE OF MIND INCOME PROTECTION UNLIMITED MAJOR MEDICAL GUARANTEED RENEWABLE REDUCING DEDUCTIBLE WORLD CLASS NO DEDUCTIBLE OUT PATIENT CARE 100% COVERAGE FOR: MAJOR CATASTROSPHIC EVENTS INCOME PROTECTION KARIS PATIENT ADVOCASY USABG Rx CUT CARD Rx + Lab + Imaging 50+% USABG Rx CUT CARD Rx + Lab + Imaging 50+%

APPLICATION PROCESS.. GETTING STARTED ON AMERICA’S BEST HEALTH PLAN Application Checklist So that you can complete the application easily and completely, be sure you have the following information available for each person applying for coverage. Birth Date for each person Social Security Number for each person Height/weight for each person Information on current and past health insurance plans (if applicable) Medical history, such as dates of diagnosis, treatment, dates of service, and current status Prescription drug information such as:drug names, dosages, and date initially prescribed. Physician/treatment facility contact information Payment information: For credit card payments, we accept Visa and MasterCard; for automatic bank withdrawal, please have your bank account number and bank routing number

USABG Eagle Division Total Protection Plus ALL FOR THE PRICE OF A HEALTH ONLY PLAN USABG Eagle Division Total Protection Plus ALL FOR THE PRICE OF A HEALTH ONLY PLAN CONTACT INFORMATION CONTACT INFORMATION David L. Collins Executive Vice President USA Benefits Group Eagle Division Phone