Bank-affiliated Business Process Description

2 1. Bank-affiliated Business Process 1.1 Precondition - Securities firm makes an agreement with more than one bank in associated with ‘affiliated business,’ and counterPart bank should be systematically equipped to facilitate online business with the affiliated securities firm. - Securities firm opens 2 separate accounts(one for the firm’s own, the other for managing its customers’ fund respectively) with counterPart bank under the name of the firm.(The Firm-held separately managed account is similar to escrow account or agency account in concept, but slightly different functionally) - All customers who wish to trade securities open accounts(in KIP, USD) with the bank with which securities firm is affiliated. (The bank has to make sure that the account is linked to securities firm, when securities firm’s customer opens a bank account.) - A customer who has opened an account with the bank, visits a branch of affiliated securities firm in person along with ID card and passbook issued by his/her main bank, then opens a securities account and receives securities passbook. 1.2 Deposit - The fund to trade securities is to be deposited into client’s bank account which is opened under client’s name. And customer requests transfer (fund in his/her bank account) to Securities Firm’s bank account for customers’ fund management which is opened under the firm’s name (The bank transfers fund from customers’ bank account to the securities firm’s bank account for customers’ fund management, as is explained on page 5(4.Deposit Notification), and then sends deposit message to securities firm.) - On receiving ‘deposit’ message (from the bank), securities firm processes deposit into customer’s securities account, and then sends response message to the bank. - Customer may trade stock(bond) through securities firm, after transmit request is normally processed - Customer may print out deposit details on the passbook at the securities firm after sending fund 1.3 Withdrawal - If customer needs to withdraw deposited fund from securities firm, he/she visits bank in person and requests withdrawal to his/her bank account. (If bank finds that customer’s account is linked to securities firm, it confirms findings in accordance with the procedures illustrated on page 6(5.withdrawal confirmation request); confirms by sending message ‘Inquiry of Securities Account Name’ of customer, then sends ‘Withdrawal’ message to securities firm. After receiving ‘withdrawal confirmation’ response from securities firm, the bank transfers fund from the firm-held client’s account to client’s bank account ) - Customer withdraws after confirming deposit in his/her account. - If securities firm receives ‘inquiry of account name’ message, it checks customer’s information and notifies bank of customer name and withdrawable amount by means of response message. - If securities firm receives ‘withdrawal request’ message (from bank), it sends response message to the bank after checking withdrawable amount. - Customer may print out withdrawal details on the passbook, after making a withdrawal at securities firm(by visiting in person).

3 Bank-affiliated Business Process Description 2. Securities Firm’s Message Requesting Inquiry of Bank Account Balance (Request : , Response : ) SECURITIES BANK DB ② ① ③ ① Securities Firm sends ‘Bank Account Balance Inquiry’ ( ) ② Bank processes ‘Balance Inquiry’ of the account requested ③ Bank sends response message for ‘Balance Inquiry’ ( )

4 Bank-affiliated Business Process Description * Sending Message for Balance Inquiry [Example] When the 0001 securities firm requests 0001 Bank for ‘Balance Inquiry’ on June 21, 2010 at 14 hours 21 minutes 13 seconds 0400S0001S Hong Gil Dong K || || | | | | | | | | | || | | ⓐⓑ ⓒⓓⓔ ⓕ ⓖ ⓗ ⓘ ⓙ ⓚ ⓛ ⓜ ⓝ ⓞ ⓟ ⓠ ⓐ : Common Part Message Length[4 Byte] => [0400] ⓑ : Common Part Sender Institution Type[1 Byte] Securities Firm => [S] ⓒ : Common Part Sender Institution Code[4 Byte] 0001 => [0001] ⓓ : Common Part Send/Receive[1 Byte] Send => [S] ⓔ : Common Part Message Type[4 Byte] => [0200] ⓕ : Common Part Message Classification[4 Byte] => [1100] ⓖ : Common Part Transaction Reference Number[10 Byte] 1 => [ ] ⓗ : Common Part Message Sending Date[14 Byte] => [ ] ⓘ : Common Part Response Code[4 Byte] Space => [ ] ⓙ : Common Part Transaction Date[8 Byte] => [ ] ⓚ : Common Part Filler[46 Byte] Space => [ ] ⓛ : Individual Part Bank Code[4 Byte] 0001 => [0001] ⓜ : Individual Part Bank Account Number[16 Byte] => [ ] ⓝ : Individual Part Bank Account Name[120 Byte] => [Hong Gil Dong ] ⓞ : Individual Part Currency Type[1 Byte] K => [K] ⓟ : Individual Part Balance[15 Byte] Space => [ ] ⓠ : Individual Part Filler[144 Byte] Space => [ ]

5 Bank-affiliated Business Process Description * Balance Inquiry Response Message [Example] The bank’s response to the balance inquiry request, which was made by 0001 Securities Firm to 0001 Bank on June 21, 2010 at 14 hours 21 minutes 13 seconds. : Balance 1,234,567,890 KIP (In case of USD, Last 2 digits denotes lesser value than a dollar) 0400B0001R Hong Gil Dong K || || | | | | | | | | | || | | ⓐⓑ ⓒⓓⓔ ⓕ ⓖ ⓗ ⓘ ⓙ ⓚ ⓛ ⓜ ⓝ ⓞ ⓟ ⓠ ⓐ : Common Part Message Length[4 Byte] => [0400] ⓑ : Common Part Sender Institution Type[1 Byte] BANK => [B] ⓒ : Common Part Sender Institution Code[4 Byte] 0001 => [0001] ⓓ : Common Part Send/Receive[1 Byte] Reply => [R] ⓔ : Common Part Message Type[4 Byte] => [0210] ⓕ : Common Part Message Classification[4 Byte] => [1100] ⓖ : Common Part Transaction Reference Number[10 Byte] 1 => [ ] ⓗ : Common Part Message Sending Date[14 Byte] => [ ] ⓘ : Common Part Response Code[4 Byte] 0000(Normal) => [0000] ⓙ : Common Part Transaction Date[8 Byte] => [ ] ⓚ : Common Part Filler[46 Byte] Space => [ ] ⓛ : Individual Part Bank Code[4 Byte] 0001 => [0001] ⓜ : Individual Part Bank Account Number[16 Byte] => [ ] ⓝ : Individual Part Bank Account Name[120 Byte] => [Hong Gil Dong ] ⓞ : Individual Part Currency Type[1 Byte] K => [K] ⓟ : Individual Part Balance[15 Byte] Space => [ ] ⓠ : Individual Part Filler[144 Byte] Space => [ ]

6 Bank-affiliated Business Process Description 3. Bank’s Message Requesting Inquiry of Securities Account Name (Request: , Response: ) SECURITIES BANK DB ② ① ③ ① Bank sends ‘Securities Account Inquiry’ ( ) ② Securities Firm inquires name and withdrawable amount of account requested ③ Securities Firm sends response message for ‘Securities Account Inquiry’( )

7 Bank-affiliated Business Process Description * Sending Message for ‘Account Name Inquiry’ [ Example] When the 0001 bank requests 0001 securities firm for Account Name Inquiry’ on June 21, 2010 at 14 hours 21 minutes 13 seconds. 0400B0001S || || | | | | | | | | | || | | ⓐⓑ ⓒⓓⓔ ⓕ ⓖ ⓗ ⓘ ⓙ ⓚ ⓛ ⓜ ⓝ ⓞ ⓟ ⓠ ⓐ : Common Part Message Length[4 Byte] => [0400] ⓑ : Common Part Sender Institution Type[1 Byte] Bank => [B] ⓒ : Common Part Sender Institution Code[4 Byte] 0001 => [0001] ⓓ : Common Part Send/Receive[1 Byte] Send => [S] ⓔ : Common Part Message Type[4 Byte] => [0200] ⓕ : Common Part Message Classification[4 Byte] => [1200] ⓖ : Common Part Transaction Reference Number[10 Byte] 2 => [ ] ⓗ : Common Part Message Sending Date[14 Byte] => [ ] ⓘ : Common Part Response Code[4 Byte] Space => [ ] ⓙ : Common Part Transaction Date[8 Byte] => [ ] ⓚ : Common Part Filler[46 Byte] Space => [ ] ⓛ : Individual Part Bank Code[4 Byte] 0001 => [0001] ⓜ : Individual Part Bank Account Number[16 Byte] => [ ] ⓝ : Individual Part Bank Account Name[120 Byte] => [ ] ⓞ : Individual Part Currency Type[1 Byte] K => [ ] ⓟ : Individual Part Withdrawable Amount[15 Byte] Space => [ ] ⓠ : Individual Part Filler[144 Byte] Space => [ ]

8 Bank-affiliated Business Process Description * Response message for ‘Account Name Inquiry’ [Example] The securities firm’s response to the ‘account name inquiry’ request, which was made by 0001 bank to 0001 securities firm on June 21, 2010 at 14 hours 21 minutes 13 seconds. : Withdrawable Amount 1,234,567,890 KIP (in case of USD, last 2 digits denote lesser value than a dollar) 0400S0001R Hong Gil Dong K || || | | | | | | | | | || | | ⓐⓑ ⓒⓓⓔ ⓕ ⓖ ⓗ ⓘ ⓙ ⓚ ⓛ ⓜ ⓝ ⓞ ⓟ ⓠ ⓐ : Common Part Message Length[4 Byte] => [0400] ⓑ : Common Part Sender Institution Type[1 Byte] Securities Firm => [S] ⓒ : Common Part Sender Institution Code[4 Byte] 0001 => [0001] ⓓ : Common Part Send/Receive[1 Byte] Reply => [R] ⓔ : Common Part Message Type[4 Byte] => [0210] ⓕ : Common Part Message Classification[4 Byte] => [1200] ⓖ : Common Part Transaction Reference Number[10 Byte] 2 => [ ] ⓗ : Common Part Message Sending Date[14 Byte] => [ ] ⓘ : Common Part Response Code[4 Byte] 0000(Normal) => [0000] ⓙ : Common Part Transaction Date[8 Byte] => [ ] ⓚ : Common Part Filler[46 Byte] Space => [ ] ⓛ : Individual Part Bank Code[4 Byte] 0001 => [0001] ⓜ : Individual Part Bank Account Number[16 Byte] => [ ] ⓝ : Individual Part Bank Account Name[120 Byte] => [Hong Gil Dong ] ⓞ : Individual Part Currency Type[1 Byte] K => [K] ⓟ : Individual Part Withdrawable Amount[15 Byte] Space => [ ] ⓠ : Individual Part Filler[144 Byte] Space => [ ]

9 Bank-affiliated Business Process Description 4. Deposit Notification(Request: , Response: ) - Eligible after Opening Bank Account and Securities Account. Passbook is required to open Securities Account. 고객 SECURITIES BANK DB ① Customer visits Bank in person(deposits into his/her bank account), and asks Bank to transfer deposited fund to Securities Firm’s bank account which is opened for separately managing customers’ fund. ② Bank checks accounts and makes a transfer between bank accounts (from Customer’s bank account to Securities Firm’s bank account for customer fund management) ③ Bank sends ‘Deposit into Securities Account’ message ( ) ④ Securities Firm updates deposit in securities account ⑤ Securities Firm sends response message of ‘Deposit Confirmation’ ( ) * Unless reception has been properly processed at the Bank, even after response message of ‘Deposit Confirmation’ of ⑤ was sent, Bank will resend ‘Deposit into Securities Account’ message ① ② ③ ④ ⑤

10 Bank Linking Process Description Bank Deposit Screen Illustration (Illustration below is based on the assumption that the bank and securities firm are linked to one another exclusively (on a one on one basis) - The illustrated screen below should be developed by the Bank. Once the spaces on the screen have been filled, fund transfer from customer’s bank account into the mother account(brokerage account) of securities firm is made, and then ‘ Deposit Notification ’ message is sent to securities firm - Illustration below is based on the assumption that the bank and securities firm are linked to one another exclusively (on a one on one basis) Deposit A/C No Check Deposit A/C A/C Password **** Hong Gil Dong Deposit A/C Name Currency K (K : LAO Kip, D : USD) Deposit Amount 1,234,567,890 Save How to use ‘Deposit’ screen 1. Enter the number of customer’s bank account, in which customer’s fund is deposited, into the space provided for ‘ Deposit Account Number.’ 2. Verify account by entering customer’s bank account password into the space provided for ‘ Account Password ’ (Bank should verify by itself) 3. When ‘ Check Deposit Account ’ Button is clicked, ‘ Account Name Inquiry ’ message is sent to Securities Firm 4. Account name and currency type, out of responses received from Securities Firm, are displayed on the screen. (Those items in question are not allowed to manually input) 5. After entering deposit amount(within customer’s bank account balance) and click ‘ Save ’ button. 6. Make a fund transfer to the designated mother account(brokerage account) in securities firm; fund withdrawn from customer’s bank account, and then send ‘ Deposit Notification ’ message to Securities Firm

11 Bank-affiliated Business Process Description * Sending Message for ‘Deposit Notification’ [Example] When 0001 bank requests 0001 securities firm for ‘Deposit Notification’ on June 21, 2010 at 14 hours 21 minutes 13 seconds. : Deposit Amount 1,234,567,890 KIP (in case of USD, last 2 digits denote lesser value than a dollar) 0400B0001S Hong Gil Dong K || || | | | | | | | | | || | | | ⓐⓑ ⓒⓓⓔ ⓕ ⓖ ⓗ ⓘ ⓙ ⓚ ⓛ ⓜ ⓝ ⓞ ⓟ ⓠ ⓡ ⓢ ⓐ : Common Part Message Length[4 Byte] => [0400] ⓑ : Common Part Sender Institution Type[1 Byte] BANK => [B] ⓒ : Common Part Sender Institution Code[4 Byte] 0001 => [0001] ⓓ : Common Part Send/Receive[1 Byte] Send => [S] ⓔ : Common Part Message Type[4 Byte] => [0200] ⓕ : Common Part Message Classification[4 Byte] => [2100] ⓖ : Common Part Transaction Reference Number[10 Byte] 3 => [ ] ⓗ : Common Part Message Sending Date[14 Byte] => [ ] ⓘ : Common Part Response Code[4 Byte] Space => [ ] ⓙ : Common Part Transaction Date[8 Byte] => [ ] ⓚ : Common Part Filler[46 Byte] Space => [ ] ⓛ : Individual Part Bank Code[4 Byte] 0001 => [0001] ⓜ : Individual Part Bank Account Number[16 Byte] => [ ] ⓝ : Individual Part Bank Account Name[120 Byte] => [Hong Gil Dong ] ⓞ : Individual Part Currency Type[1 Byte] K => [K] ⓟ : Individual Part Transaction Amount[15 Byte] 1,234,567,890Kip => [ ] ⓠ : Individual Part Balance after Transaction[15 Byte] 1,234,567,890Kip => [ ] ⓡ : Individual Part Securities Account Number[6 Byte] => [ ] ⓢ : Individual Part Filler[123 Byte] Space => [ ]

12 Bank-affiliated Business Process Description Response Message for Deposit Notification [Example] The securities firm’s response to the ‘Deposit Notification’ request, which was made by 0001 bank to 0001 securities firm on June 21, 2010 at 14 hours 21 minutes 13 seconds. : Deposit Amount 1,234,567,890 KIP (in case of USD, last 2 digits denote lesser value than a dollar) 0400B0001R Hong Gil Dong K || || | | | | | | | | | || | | | ⓐⓑ ⓒⓓⓔ ⓕ ⓖ ⓗ ⓘ ⓙ ⓚ ⓛ ⓜ ⓝ ⓞ ⓟ ⓠ ⓡ ⓢ ⓐ : Common Part Message Length[4 Byte] => [0400] ⓑ : Common Part Sender Institution Type[1 Byte] Securities Firm => [S] ⓒ : Common Part Sender Institution Code[4 Byte] 0001 => [0001] ⓓ : Common Part Send/Receive[1 Byte] Reply => [R] ⓔ : Common Part Message Type[4 Byte] => [0210] ⓕ : Common Part Message Classification[4 Byte] => [2100] ⓖ : Common Part Transaction Reference Number[10 Byte] 3 => [ ] ⓗ : Common Part Message Sending Date[14 Byte] => [ ] ⓘ : Common Part Response Code[4 Byte] 0000(Normal) => [0000] ⓙ : Common Part Transaction Date[8 Byte] => [ ] ⓚ : Common Part Filler[46 Byte] Space => [ ] ⓛ : Individual Part Bank Code[4 Byte] 0001 => [0001] ⓜ : Individual Part Bank Account Number[16 Byte] => [ ] ⓝ : Individual Part Bank Account Name[120 Byte] => [Hong Gil Dong ] ⓞ : Individual Part Currency Type[1 Byte] K => [K] ⓟ : Individual Part Transaction Amount[15 Byte] 1,234,567,890Kip => [ ] ⓠ : Individual Part Balance after Transaction[15 Byte] 1,234,567,890Kip => [ ] ⓡ : Individual Part Securities Account Number[6 Byte] => [012345] ⓢ : Individual Part Filler[123 Byte] Space => [ ]

13 Bank-affiliated Business Process Description 5. Withdrawal Confirmation Request (Request: , Response: ) - Transferable within the amount available to withdraw in Securities Account. 고객 SECURITIES BANK DB ① Securities Firm Customer visits bank in person and request transfer to his/her bank account ② Bank checks accounts ③ Bank sends ‘Inquiry of Account Name’ message ( ) ④ Securities Firm checks accounts and computes withdrawable amount ⑤ Securities Firm sends message responding to ‘Inquiry of Account Name’ ( ) ⑥ Bank sends ‘Withdrawal Request’ message ( ) ⑦ Securities Firm updates deposit in securities account (Makes a Withdrawal) ⑧ Securities Firm sends message responding to ‘Withdrawal Confirmation’ ( ) ⑨ Bank makes a transfer between bank accounts (from securities firm’s bank account to customer’s bank account) ⑩ Bank processes withdrawal(Customer) Unless receipt has been properly processed at Bank, even after the response message of ‘Withdrawal Confirmation’ of ⑧ was sent, Bank will resend ‘Withdrawal Request’ message ① ② ③ ④ ⑤ ⑥ ⑦ ⑧ ⑨ ⑩

14 Bank Linking Process Description Bank Withdrawal Screen Illustration (Illustration below is based on the assumption that the bank and securities firm are linked to one another exclusively (on a one on one basis)) - The illustrated screen below should be developed by the Bank. Once the spaces on the screen have been filled, ‘ Withdrawal Request ’ message is sent to securities firm and upon receiving ‘normal’ response to the request, the fund withdrawn from mother account(brokerage account) in securities firm is transferred into the customers bank account Withdrawal A/C No Check Withdrawal A/C A/C Password **** Hong Gil Dong Withdrawal A/C Name Currency K (K : LAO Kip, D : USD) Withdrawal Amount 1,234,567,890 Save How to use the ‘withdrawal’ screen 1. Enter the number of customer’s bank account, into which customer’s fund is going to be deposited, into the space provided for ‘ Withdrawal Account Number.’ 2. Verify account by entering customer’s bank account password into the space provided for ‘ Account Password ’ (Bank should verify by itself) 3. When ‘ Check Withdrawal Account ’ Button is clicked, ‘ Account Name Inquiry ’ message is sent to Securities Firm 4. Account name, currency type, and withdrawable amount out of responses received from Securities Firm, are displayed on the screen. (Those items in question are not allowed to manually enter) 5. After entering withdrawal amount(within customer’s bank account balance) and click ‘ Save ’ button. 6. Once ‘normal’ response for ‘withdrawal request’ message, which was sent to securities firm, has been received, then make a fund transfer into the bank account from designated mother account(brokerage account) in securities firm 1,234,567,890 Withdrawable Amount 0 Balance after Withdrawal Securities Password ****

15 Bank-affiliated Business Process Description *Sending Message for Withdrawal Request [Example] When 0001 bank requests 0001 securities firm for ‘Withdrawal’ on June 21, 2010 at 14 hours 21 minutes 13 seconds. : Withdrawal Amount 1,234,567,890 KIP (in case of USD, last 2 digits denote lesser value than a dollar) 0400B0001S Hong Gil Dong K || || | | | | | | | | | || | | | | | ⓐⓑ ⓒⓓⓔ ⓕ ⓖ ⓗ ⓘ ⓙ ⓚ ⓛ ⓜ ⓝ ⓞ ⓟ ⓠ ⓡ ⓢ ⓣ ⓤ ⓐ : Common Part Message Length[4 Byte] => [0400] ⓑ : Common Part Sender Institution Type[1 Byte] BANK => [B] ⓒ : Common Part Sender Institution Code[4 Byte] 0001 => [0001] ⓓ : Common Part Send/Receive[1 Byte] Send => [S] ⓔ : Common Part Message Type[4 Byte] => [0200] ⓕ : Common Part Message Classification[4 Byte] => [2200] ⓖ : Common Part Transaction Reference Number[10 Byte] 4 => [ ] ⓗ : Common Part Message Sending Date[14 Byte] => [ ] ⓘ : Common Part Response Code[4 Byte] Space => [ ] ⓙ : Common Part Transaction Date[8 Byte] => [ ] ⓚ : Common Part Filler[46 Byte] Space => [ ] ⓛ : Individual Part Bank Code[4 Byte] 0001 => [0001] ⓜ : Individual Part Bank Account Number[16 Byte] => [ ] ⓝ : Individual Part Bank Account Name[120 Byte] => [Hong Gil Dong ] ⓞ : Individual Part Currency Type[1 Byte] K => [K] ⓟ : Individual Part Transaction Amount[15 Byte] 1,234,567,890Kip => [ ] ⓠ : Individual Part Balance after Transaction[15 Byte] 1,234,567,890Kip => [ ] ⓡ : Individual Part Fee[15 Byte] Space => [ ] ⓢ : Individual Part Securities Account Number[6 Byte] => [ ] ⓣ : Individual Part Securities Account Password[4 Byte] => [0101] ⓤ : Individual Part Filler[123 Byte] Space => [ ]

16 Bank-affiliated Business Process Description Response Message for Withdrawal Request [Example] The securities firm’s response to the ‘Withdrawal’ request, which was made by 0001 bank to 0001 securities firm on June 21, 2010 at 14 hours 21 minutes 13 seconds. : Withdrawal Amount 1,234,567,890 KIP (in case of USD, last 2 digits denote lesser value than a dollar) 0400S0001R Hong Gil Dong K || || | | | | | | | | | || | | | | | ⓐⓑ ⓒⓓⓔ ⓕ ⓖ ⓗ ⓘ ⓙ ⓚ ⓛ ⓜ ⓝ ⓞ ⓟ ⓠ ⓡ ⓢ ⓣ ⓤ ⓐ : Common Part Message Length[4 Byte] => [0400] ⓑ : Common Part Sender Institution Type[1 Byte] Securities Firm => [S] ⓒ : Common Part Sender Institution Code[4 Byte] 0001 => [0001] ⓓ : Common Part Send/Receive[1 Byte] Reply => [R] ⓔ : Common Part Message Type[4 Byte] => [0210] ⓕ : Common Part Message Classification[4 Byte] => [2200] ⓖ : Common Part Transaction Reference Number[10 Byte] 4 => [ ] ⓗ : Common Part Message Sending Date[14 Byte] => [ ] ⓘ : Common Part Response Code[4 Byte] 0000(Normal) => [0000] ⓙ : Common Part Transaction Date[8 Byte] => [ ] ⓚ : Common Part Filler[46 Byte] Space => [ ] ⓛ : Individual Part Bank Code[4 Byte] 0001 => [0001] ⓜ : Individual Part Bank Account Number[16 Byte] => [ ] ⓝ : Individual Part Bank Account Name[120 Byte] => [Hong Gil Dong ] ⓞ : Individual Part Currency Type[1 Byte] K => [K] ⓟ : Individual Part Transaction Amount[15 Byte] 1,234,567,890Kip => [ ] ⓠ : Individual Part Balance after Transaction[15 Byte] 1,234,567,890Kip => [ ] ⓡ : Individual Part Fee[15 Byte] 0 => [ ] ⓢ : Individual Part Securities Account Number[6 Byte] => [012345] ⓣ : Individual Part Securities Account Password[4 Byte] => [0101] ⓤ : Individual Part Filler[123 Byte] Space => [ ]

17 Bank-affiliated Business Process Description 7. Count Message (Request : , Response : ) 5.1 At Bank’s Request DB ① Bank computes transactions ② Bank sends Count Request message ③ Securities Firm computes transactions ④ Sends response message of count request DB 5.2 At Securities Firm’s Request DB ① ② ③ ④ ① ③ ② ④ ① Securities Firm computes transactions ② Sends ‘Count Request’ message ③ Bank computes transactions ④ Bank sends response message of count request BANK SECURITIES

18 Bank-affiliated Business Process Description * Sending Message for Count Request [Example] When 0001 bank requests 0001 securities firm for ‘Count’ on June 21, 2010 at 14 hours 21 minutes 13 seconds. : Notify securities firm of bank’s count details (in case of USD, last 2 digits denote lesser value than a dollar) 0400B0001S || || | | | | | | | | | | | | | | | | | | | ⓐⓑ ⓒⓓⓔ ⓕ ⓖ ⓗ ⓘ ⓙ ⓚ ⓛ ⓜ ⓝ ⓞ ⓟ ⓠ ⓡ ⓢ ⓣ ⓤ ⓥ ⓦ ⓧ ⓐ : Common Part Message Length[4 Byte] => [0400] ⓑ : Common Part Sender Institution Type[1 Byte] Bank => [B] ⓒ : Common Part Sender Institution Code[4 Byte] 0001 => [0001] ⓓ : Common Part Send/Receive[1 Byte] Send => [S] ⓔ : Common Part Message Type[4 Byte] => [0200] ⓕ : Common Part Message Classification[4 Byte] => [3100] ⓖ : Common Part Transaction Reference Number[10 Byte] 5 => [ ] ⓗ : Common Part Message Sending Date[14 Byte] => [ ] ⓘ : Common Part Response Code[4 Byte] Space => [ ] ⓙ : Common Part Transaction Date[8 Byte] => [ ] ⓚ : Common Part Filler[46 Byte] Space => [ ] ⓛ : Individual Part No of Notified Deposit KIP [6 Byte] 111 => [000111] ⓜ : Individual Part Sum of Notified Deposit KIP [15 Byte] 2,345,623,345 => [ ] ⓝ : Individual Part No of Mis-notified Deposit KIP [6 Byte] 0 => [000000] ⓞ : Individual Part No of Notified Deposit USD [6 Byte] 20 => [000020] ⓟ : Individual Part Sum of Notified Deposit USD [15 Byte] 123, => [ ] ⓠ : Individual Part No of Mis-notified Deposit KIP [6 Byte] 0 => [000000] ⓡ : Individual Part No of Notified Withdrawal KIP [6 Byte] 82 => [000082] ⓢ : Individual Part Sum of Notified Withdrawal KIP [15 Byte] 234,567,890 => [ ] ⓣ : Individual Part No of Mis-notified Withdrawal KIP [6 Byte] 0 => [000000] ⓤ : Individual Part No of Notified Withdrawal USD [6 Byte] 12 => [000012] ⓥ : Individual Part Sum of Notified Withdrawal USD [15 Byte] 32, => [ ] ⓦ : Individual Part No of Mis-notified Withdrawal USD [6 Byte] 0 => [000000] ⓧ : Individual Part Filler[192 Byte] Space => [ ]

19 Bank-affiliated Business Process Description * Response Message for Count Request [Example] The securities firm’s response to the ‘Count’ request, which was made by 0001 bank to 0001 securities firm. : Notify bank of securities firm’s count details (in case of USD, last 2 digits denote lesser value than a dollar) 0400S0001R || || | | | | | | | | | | | | | | | | | | | ⓐⓑ ⓒⓓⓔ ⓕ ⓖ ⓗ ⓘ ⓙ ⓚ ⓛ ⓜ ⓝ ⓞ ⓟ ⓠ ⓡ ⓢ ⓣ ⓤ ⓥ ⓦ ⓧ ⓐ : Common Part Message Length[4 Byte] => [0400] ⓑ : Common Part Sender Institution Type[1 Byte] Securities Firm => [S] ⓒ : Common Part Sender Institution Code[4 Byte] 0001 => [0001] ⓓ : Common Part Send/Receive[1 Byte] Reply => [R] ⓔ : Common Part Message Type[4 Byte] => [0210] ⓕ : Common Part Message Classification[4 Byte] => [3100] ⓖ : Common Part Transaction Reference Number[10 Byte] 5 => [ ] ⓗ : Common Part Message Sending Date[14 Byte] => [ ] ⓘ : Common Part Response Code[4 Byte] 0000(Normal) => [0000] ⓙ : Common Part Transaction Date[8 Byte] => [ ] ⓚ : Common Part Filler[46 Byte] Space => [ ] ⓛ : Individual Part No of Notified Deposit KIP [6 Byte] 111 => [000111] ⓜ : Individual Part Sum of Notified Deposit KIP [15 Byte] 2,345,623,345 => [ ] ⓝ : Individual Part No of Mis-notified Deposit KIP [6 Byte] 0 => [000000] ⓞ : Individual Part No of Notified Deposit USD [6 Byte] 20 => [000020] ⓟ : Individual Part Sum of Notified Deposit USD [15 Byte] 123, => [ ] ⓠ : Individual Part No of Mis-notified Deposit KIP [6 Byte] 0 => [000000] ⓡ : Individual Part No of Notified Withdrawal KIP [6 Byte] 82 => [000082] ⓢ : Individual Part Sum of Notified Withdrawal KIP [15 Byte] 234,567,890 => [ ] ⓣ : Individual Part No of Mis-notified Withdrawal KIP [6 Byte] 0 => [000000] ⓤ : Individual Part No of Notified Withdrawal USD [6 Byte] 12 => [000012] ⓥ : Individual Part Sum of Notified Withdrawal USD [15 Byte] 32, => [ ] ⓦ : Individual Part No of Mis-notified Withdrawal USD [6 Byte] 0 => [000000] ⓧ : Individual Part Filler[192 Byte] Space => [ ]

20 Bank-affiliated Business Process Description 8. Initiating operation, Failure and Closing (Request: , Response: ) 2.1 When Bank requests DB ① Transforms ② Sends Message ③ Transforms ④ Sends Response DB 2.2 When Securities Firm requests DB ① ② ③ ④ ① ③ ② ④ BANK SECURITIES ① Transforms ② Sends Message ③ Transforms ④ Sends Response

21 Bank-affiliated Business Process Description * Sending Message for Operation Closing Request [Example] When 0001 bank requests 0001 securities firm for ‘Operation Closing’ on June 21, 2010 at 15 hours 00 minutes 00 seconds. 0400B0001S || || | | | | | | || ⓐⓑ ⓒⓓⓔ ⓕ ⓖ ⓗ ⓘ ⓙ ⓚ ⓛ ⓜ ⓐ : Common Part Message Length[4 Byte] => [0400] ⓑ : Common Part Sender Institution Type[1 Byte] BANK => [B] ⓒ : Common Part Sender Institution Code[4 Byte] 0001 => [0001] ⓓ : Common Part Send/Receive[1 Byte] Send => [S] ⓔ : Common Part Message Type[4 Byte] => [0800] ⓕ : Common Part Message Classification[4 Byte] => [1100] ⓖ : Common Part Transaction Reference Number[10 Byte] 6 => [ ] ⓗ : Common Part Message Sending Date[14 Byte] => [ ] ⓘ : Common Part Response Code[4 Byte] Space => [ ] ⓙ : Common Part Transaction Date[8 Byte] => [ ] ⓚ : Common Part Filler[46 Byte] Space => [ ] ⓛ : Individual Part Notice Type [1 Byte] 3 => [3] ⓧ : Individual Part Filler[299 Byte] Space => [ ]

22 Bank-affiliated Business Process Description * Response Message for Operation Closing Request [Example] The securities firm’s response to the ‘Operation Closing’ request, which was made by 0001 bank to 0001 securities firm on June 21, 2010 at 15 hours 00 minutes 00 seconds 0400S0001R || || | | | | | | || ⓐⓑ ⓒⓓⓔ ⓕ ⓖ ⓗ ⓘ ⓙ ⓚ ⓛ ⓜ ⓐ : Common Part Message Length[4 Byte] => [0400] ⓑ : Common Part Sender Institution Type[1 Byte] Securities Firm => [S] ⓒ : Common Part Sender Institution Code[4 Byte] 0001 => [0001] ⓓ : Common Part Send/Receive[1 Byte] Reply => [R] ⓔ : Common Part Message Type[4 Byte] => [0810] ⓕ : Common Part Message Classification[4 Byte] => [1100] ⓖ : Common Part Transaction Reference Number[10 Byte] 6 => [ ] ⓗ : Common Part Message Sending Date[14 Byte] => [ ] ⓘ : Common Part Response Code[4 Byte] 0000(Normal) => [0000] ⓙ : Common Part Transaction Date[8 Byte] => [ ] ⓚ : Common Part Filler[46 Byte] Space => [ ] ⓛ : Individual Part Notice Type [1 Byte] 3 => [3] ⓜ : Individual Part Filler[299 Byte] Space => [ ]